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Confused! I Got a Fingerhut Card after being denied!!

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kennerchick
Frequent Contributor

Confused! I Got a Fingerhut Card after being denied!!

I took a chance last week and applied for a Fingerhut account, they declined me.  Today in the mail there was a card from Fingerhut with a $300 CL!  It was a welcome letter!  So now I am happy.  I have a Cap One QS 1 Card, 1st Premier Card and now Fingerhut!  Smiley Happy

I don't understand why I was declined then got the card though LOL

Starting all over again!
Message 1 of 20
19 REPLIES 19
zarteycranford
Regular Contributor

Re: Confused! I Got a Fingerhut Card after being denied!!

awesome

 

Message 2 of 20
ddemari
Super Contributor

Re: Confused! I Got a Fingerhut Card after being denied!!

Finger hut is confusing haha.
Congrats!
Message 3 of 20
Anonymous
Not applicable

Re: Confused! I Got a Fingerhut Card after being denied!!

Congrats on your approval!!! You can always call them if you're questioning the approval. Best of luck!!!
Message 4 of 20
jkt1975
Contributor

Re: Confused! I Got a Fingerhut Card after being denied!!

Congrats

NFCU Flagship-18k, PenFed Amex-5k, FNBO Visa-5k, Hyatt Visa-5k, Mileage Plus Club-5k, Barclay Rewards-3k, Regions Visa-5k, Lowes 6k, CreditOne 1150, VS-1100, WalMart-5k, QS1-1300, Cabellas 1k
Starting Scores 2/14 - TU 506 EX 447 EQ 459
Current Fico Scores - 12/3/15 - EX 653, TU 689, EQ 667 in the garden til 6/16/2016
Message 5 of 20
alextercero
Super Contributor

Re: Confused! I Got a Fingerhut Card after being denied!!

Congrats

Current Credit Cards


Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (April 2024)


Credit Age:

Inquiries:

Message 6 of 20
yoyo
Established Contributor

Re: Confused! I Got a Fingerhut Card after being denied!!

I think Gettington has a better APR ....they use the same bank......,,congrads
Message 7 of 20
dfitzg
Regular Contributor

Re: Confused! I Got a Fingerhut Card after being denied!!

Gettington and Fingerhut have basically the same products but Fingerhut is always more expensive. I make small purcahses on both just to keep the accounts active.. 

Message 8 of 20
Anonymous
Not applicable

Re: Confused! I Got a Fingerhut Card after being denied!!


@kennerchick wrote:

I took a chance last week and applied for a Fingerhut account, they declined me.  Today in the mail there was a card from Fingerhut with a $300 CL!  It was a welcome letter!  So now I am happy.  I have a Cap One QS 1 Card, 1st Premier Card and now Fingerhut!  Smiley Happy

I don't understand why I was declined then got the card though LOL


Thats ok, I got a card and a good credit line reporting from them since December and I never even returned their preapproval.

 

Message 9 of 20
kennerchick
Frequent Contributor

Re: Confused! I Got a Fingerhut Card after being denied!!

That's cool! I only have $300, but I just did it to help with my utilization.  I may buy 1 or 2 things for the holidays, but small amounts and payable LOL

Thank Y'all Smiley Happy

Starting all over again!
Message 10 of 20
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