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Hello Folks,
I visited a website early morning today, I saw an add for prequalification from Credit One and just by curiosity; I clicked on the add and entered my personal information and got an instant denial based on the information bellow.
I am shocked, even if they approve me! I would not take their offer. I was approved for Barclaycard Rewards Card a Month ago and my score has improved since then, what's going on..any idea?
Your credit score: 748
Date: 01/16/2014
Scores range from a low of 350 to a high of 850
Key factors that adversely affected your credit score:
You are better off without credit one! It's better cards out there
+1 dont even call them hahha
@Wade64 wrote:You are better off without credit one! It's better cards out there
+1
@CreditMagic7 wrote:
No loss and in fact you're better off without them.
+ a trillion!
@B335is wrote:
Why were you even trying for a Creditone card?
I was reading some contents out of a website, an add popped-up on my screen asking me I want to see if I can get prequalified for one of their credit cards without getting a hard inquiry; I said why not I don't have nothing to lose.
@B335is wrote:
Why were you even trying for a Creditone card?
+1 Looking at your CS, CreditOne should be a card to avoid with a strong passion. No benefits whatsoever in your case as it's an credit rebuilder card.
You have something to feel good about, Credit One denies most folks with really GOOD credit.