Credit approval finally with Synchrony Bank update

[Anonymous]

Ring..Ring...

You:Hello...Can i get a credit line increase?

CS:How much you want?

You: How about $5000

[lindsaydruart]

App for the Athleta and the Banana Republic while you are at it. The rewards add up quick and you can use all cards at all brands so it's kinda like having 1 big limit to work with. That's what I did since I didn't get the limits I wanted on the Gap and Old Navy and they wouldn't budge on the CLI. I got higher limits on the BR and the Athleta anyway for a total of $1200. If you are a huge brand shopper, even if you only shop Old Navy and Gap, the rewards are worth it. I got $30 back from Athleta on the first statement.

[undrtkr65]

I have Amazon, Walmart and sams club and never could get a increase. Then my transunion score shot up to 650 and bam 3500 on each one. I called the sync bank backside which you can find in these forums. Based on the info I found on her I knew exactly what to ask for. I did originally ask for 5k on Walmart but they countered at 3500 which is what they gave me on the other 2. I started at 800 on Walmart and Amazon and 500 on sams club. Once your fico 08 score reaches 650 call the backdoor number and ask for 3500 each. You can ask for more but probably will counter at 3500. Good luck

[bodyboy1]

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@rrdm78 wrote:

so today I decided to come out of the garden and applied for the following credit cards:

old navy approved for  $300

walmart approved for $300

amazon approved for $ 800

ebay master credit pending application I have to call them.($500)

Gap  approved $200

my transunion fico score is 630

i was wondering has anyone that was approved for these cards were able to get a cli 300 is such a low number but I am thankful. I was denied two months ago.

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>   Congrats!

[Anonymous]

Congrats!

[-Cal-]

congats

[Anonymous]

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@djshifted wrote:

Congrats!  My initial limits with Sync were the same as yours, though I only applied for Walmart ($300) and Amazon ($800).  I didn't try for a CLI immediately, since I was so happy to have them at the time I didn't think about it.  Others may have better experience to pull from, but calling Sync should only be a soft pull for those, it shouldn't hurt to try.

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My CLI from Sync was a hard pull just fyi. Not sure if they all are but I was a bit PO'd since they never stated anything on the automated line about pulling my credit via a HP

[schsa210]

Congrats!

[OmarGB9]

Grats

[Ron1]

Congrats!!!

Ron.