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CreditOne and CLI's - LOL

Valued Contributor

CreditOne and CLI's - LOL

Just wanted to throw that bone out there...lol.

 

Do they even give any?????

 

Scores 5/15/2016 (clean reports!): TU Walmart FICO: 696 | EQ FICO: 679 | EX AMEX FICO: 680

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | Citi AAdvantage Platinum Select World MasterCard: $6400 | Barclaycard Arrival World MasterCard: $1000 | Discover IT: $2500 | Amazon Rewards Visa Signature: $1500 | Chase Freedom: $1500 | Capital One QuicksilverOne MasterCard: $2100 | Target: $2800 | J.Crew $21,550 | Marvel (Captain America) MasterCard: $6000
Message 1 of 15
14 REPLIES
Contributor

Re: CreditOne and CLI's - LOL

I've had my card over a year. I have a current offer for a $100 CLI (it will cost me $19.95 if I accept). No, thanks.



Starting Score: 532
Current Score: EQ08 702, TU08 710, EX08 701Goal Score: 760

NASA, $30,000/ Wells Fargo $20,000 / Venture $7,500 / JCP $6,000 / Ch Freedom $5,000 / Ch Sapphire $5,000 / Discover $5,000 / Walmart $4,500 / VS $2,150 / AMEX BCE $2,000/ Chase SW $2,000 / Merrick $1,900 / Credit One $1,450 Take the myFICO Fitness Challenge
Message 2 of 15
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Valued Contributor

Re: CreditOne and CLI's - LOL


Education44 wrote:

I've had my card over a year. I have a current offer for a $100 CLI (it will cost me $19.95 if I accept). No, thanks.


hahahaha that is a joke, really. I did read that in the agreement but I had to laugh...I was like, really? I thought maybe they would do increases automatically without charging the fee.

 

This card will be gone by next September.

 

Scores 5/15/2016 (clean reports!): TU Walmart FICO: 696 | EQ FICO: 679 | EX AMEX FICO: 680

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | Citi AAdvantage Platinum Select World MasterCard: $6400 | Barclaycard Arrival World MasterCard: $1000 | Discover IT: $2500 | Amazon Rewards Visa Signature: $1500 | Chase Freedom: $1500 | Capital One QuicksilverOne MasterCard: $2100 | Target: $2800 | J.Crew $21,550 | Marvel (Captain America) MasterCard: $6000
Message 3 of 15
Valued Contributor

Re: CreditOne and CLI's - LOL

I wantwhat want to know what you need to do if you want to cancel this card ??? I known this company pretty stinkie........and we want to trouble free ???


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 13k| Amex: NSPL|Dis: 9.4k|Cap: 5.5k|CAP: 2k|CSP: 13.4k| Pen:4.5k

Message 4 of 15
Frequent Contributor

Re: CreditOne and CLI's - LOL

I get a CLI from CreditOne every 6 months.  Because of this, I think they are a great rebuilder card. 

04/10/17 - FICO 8s - EX 769, EQ 710, TU 724
Message 5 of 15
Contributor

Re: CreditOne and CLI's - LOL

Are you able to get an increase without paying the fee?



Starting Score: 532
Current Score: EQ08 702, TU08 710, EX08 701Goal Score: 760

NASA, $30,000/ Wells Fargo $20,000 / Venture $7,500 / JCP $6,000 / Ch Freedom $5,000 / Ch Sapphire $5,000 / Discover $5,000 / Walmart $4,500 / VS $2,150 / AMEX BCE $2,000/ Chase SW $2,000 / Merrick $1,900 / Credit One $1,450 Take the myFICO Fitness Challenge
Message 6 of 15
Frequent Contributor

Re: CreditOne and CLI's - LOL

There is always a fee for a CLI with CreditOne.  Its worth keeping a few years during rebuiding.  Then close it as you qualify for better cards with higher limits.

04/10/17 - FICO 8s - EX 769, EQ 710, TU 724
Message 7 of 15
Super Contributor

Re: CreditOne and CLI's - LOL

I love my CreditOne card, but hate it at the same time....it has a 50k limit, but after the annual fee, I end up with $1 in available credit.... 

 

Smiley Tongue 

Message 8 of 15
Valued Member

Re: CreditOne and CLI's - LOL

Yes, they increase your credit line. I have had three automatic cli without any fee for the increases over the past 20 months. It's been an OK card, and will droping them in a few months as I'm gardening any cards with AF, this and Cap1 Best Buy will be toast in a few months.


Starting Score: EQ 530 TU 550
Current Score: EQ 693 TU 697
Goal Score: 720+


Take the FICO Fitness Challenge
Message 9 of 15
Established Contributor

Re: CreditOne and CLI's - LOL


jsucool76 wrote:

I love my CreditOne card, but hate it at the same time....it has a 50k limit, but after the annual fee, I end up with $1 in available credit.... 

 

Smiley Tongue 


LOL sounds like First Premier but it wasn't a joke for me. $200 limit and a $179 annual fee already added on  when card was activated leaving me $21 on the card WOOHOO! and a 79% interest rate (5-6 years ago)  also $6 to pay my bills online -_-;

 

 

but with any company you can probably get the credit limit increase fee waived if you threaten to cancel the card.


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
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