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Posts: 12,952
Registered: ‎04-15-2011
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Re: CreditOne and CLI's - LOL


jsucool76 wrote:

I love my CreditOne card, but hate it at the same time....it has a 50k limit, but after the annual fee, I end up with $1 in available credit.... 

 

:smileytongue: 


Sounds like a gret deal!   Wonder if I qualify?   LOL


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Valued Contributor
Posts: 1,134
Registered: ‎05-17-2010
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Re: CreditOne and CLI's - LOL

[ Edited ]

I had mine for 11 months.  Got 3 auto-CLIs in those 11 months.  Granted the total of the 3 CLIs was $300.  I bailed when I started to get some big boy cards.  That said, aside from the massive Annual Fee, their service was tolerable.  

Established Member
Posts: 12
Registered: ‎09-24-2014
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Re: CreditOne and CLI's - LOL

I got a free 200 cli after one month.

So far so good and af is only $39 and apr is 17.9 %

Established Contributor
Posts: 1,742
Registered: ‎03-01-2013
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Re: CreditOne and CLI's - LOL


jsucool76 wrote:

I love my CreditOne card, but hate it at the same time....it has a 50k limit, but after the annual fee, I end up with $1 in available credit.... 

 

:smileytongue: 


 

Duh.  What?!  Lol.  I almost fell for this! :-)  I knew I was on the right track when they stopped flooding my mailbox with pre-approved offers. ;-)

FICO Scores: EX 733 (1/17/15) EQ 761 (1/17/15) TU 750 (1/17/15)
     
      
Regular Contributor
Posts: 169
Registered: ‎08-06-2014
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Re: CreditOne and CLI's - LOL

They started me with $300 CL the. I got 100 CLI after my 6th statement. A year later I closed them as I got better prime cards. See ha 

My CC journey since 12/2012 [Merrick $1000>$1200>$1400>$1600>$1800] [1st Premier $700 (closed)] [CreditOne $300>$400 (closed)] [34K Toyota Loan @0% APR] [Chase Freedom $3200>$3600] [Chase Slate $3400>$3800] [Discover It $1000] [QuickSilverOne $1000] [Jared Jewelry $8900] [Chase Sapphire Preferred $5000][Last app 09/08/14]

FICO: [EQ 631] [TU 635] [EX 641] as of 1/27
Goal: rebound back to the 700s by 07/15

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