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CreditOne and CLI's - LOL

Moderator Emeritus

Re: CreditOne and CLI's - LOL


jsucool76 wrote:

I love my CreditOne card, but hate it at the same time....it has a 50k limit, but after the annual fee, I end up with $1 in available credit.... 

 

Smiley Tongue 


Sounds like a gret deal!   Wonder if I qualify?   LOL

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Highlighted
Valued Contributor

Re: CreditOne and CLI's - LOL

I had mine for 11 months.  Got 3 auto-CLIs in those 11 months.  Granted the total of the 3 CLIs was $300.  I bailed when I started to get some big boy cards.  That said, aside from the massive Annual Fee, their service was tolerable.  

FICO Scores Updated 07/15 EQ08 748 EX08 748 TU08 818
Established Member

Re: CreditOne and CLI's - LOL

I got a free 200 cli after one month.

So far so good and af is only $39 and apr is 17.9 %

Established Contributor

Re: CreditOne and CLI's - LOL


jsucool76 wrote:

I love my CreditOne card, but hate it at the same time....it has a 50k limit, but after the annual fee, I end up with $1 in available credit.... 

 

Smiley Tongue 


 

Duh.  What?!  Lol.  I almost fell for this! :-)  I knew I was on the right track when they stopped flooding my mailbox with pre-approved offers. ;-)

FICO Scores: EX 733 (1/17/15) EQ 761 (1/17/15) TU 750 (1/17/15)
     
      
Frequent Contributor

Re: CreditOne and CLI's - LOL

They started me with $300 CL the. I got 100 CLI after my 6th statement. A year later I closed them as I got better prime cards. See ha 

[Merrick $1K>$1.2K>$1.4K>$1.6K>$1.8K>2K>$2.2K>2.4k] [1st Premier $700 (closed)] [CreditOne $300>$400 (closed)] [34K Toyota Loan @0% APR] [Chase Freedom $3.2K>$3.6K] [Chase Slate $3.4K>$3.8K] [Discover It $1K] [QS1 $1K>$1.5K] [Jared $8.9K] [CSP $5K] [CareCredit $4K] [Citi AA Gold WEMC $5K] [Walmart $700>$850>$1150] [AU accounts] [Ashley's $3.5K] [RoomsToGo $3.5K] [Discover It $5.7K] [Cap1 Platinum $3K] [CareCredit $3K] [Target $3K] [BoA Rewards $18.8K] [BoA $16K] [BoA 14k] [Chase Freedom $10K]
EQ: 629 EX: 654 TU: 663