CreditOne back in my wallet :P

[Shogun]

Beauty is in the eye of the beholder.  OP, if you like it and it works for you then I'm happy for you.  Congrats.

[taxi818]

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@Anonymous wrote:

Sorry to break it to you but that card isn't helping your AAoA as much as you think it is. One of those perks that cones with having more than 5 TLs.

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+1 I know that is right in fact. Even the f closed. Will still help AAOA for 10 years. But. If op Luvs card. Congrats op. 

[sobeone1]

Hey Nixon, ill paypal you $25 if you app for it, lol

[Anonymous]

I love credit one. I am keeping them until I get approved for an amazon visa or an Amex blue cash. Considering that my score are around 600. It seems like a have a couple years to go. But I did recently cancel my secured cards

[One7]

I got CreditOne two years ago when my scores were in the dumps, mid 500s across the board and I never once had an issue with them. They along with others helped me get my scores to where they are now and they gave me credit when nobody wanted to touch me. I'm glad they were there for me but once I got prime cards I moved on but have nothing really bad to say about them, the interest automatically was worth it to me when I had nothing to build on. As for some people on the forum.... most people here are extremely helpful and give great advice but there are many who have no input and just jump on others bashing just to fit in it seems like or to be rude. Most people who have bad things to say never even had the certain card they are bashing just stuff they heard online or start bashing people online just because others are. Quite annoying to read sometimes and I have no clue why they even bother.

[Anonymous]

Ive personally had this card before years ago. They would charge late fee for payment 5 days before due (which conveniently for them posted 7 days later and thus late) and of course I'd be stuck playing phone roulette to get a rep that I could understand to get it removed.

[One7]

It's not a card I'll have again, but at the time I had no choice and if it weren't for them I'd still have nothing. Even Capital One denied me a secured card at that time so I owe alot to CreditOne for getting my train rolling

[Anonymous]

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@Anonymous wrote:
Congrats to the OP for the re-approval. Why can't we give our opinions without getting on fights? :/

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I agree. When someone make a post, that post is open for anyone to comment. On here, we make comments based on what we think, believe and past experiences. If someone is going to make a post, then they have to be aware that people are going to comment, and the OP might not like or agree with those comments and vice versa. Be aware of that. We do not need to just bash people because we do not agree with their thoughts on a subject.

[sreneesa]

Welp what I take from this back and forth disagreement and high jacking of post is some like the card and some do not.

Thank goodness we are free to make our own choices.

Whether I like the card or not is irrelevant; this post was made to share someone's excitement. So I will not rain on the OP's parade. 

Congratulations!

[fot1]

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@One7 wrote:

I got CreditOne two years ago when my scores were in the dumps, mid 500s across the board and I never once had an issue with them. They along with others helped me get my scores to where they are now and they gave me credit when nobody wanted to touch me. I'm glad they were there for me but once I got prime cards I moved on but have nothing really bad to say about them, the interest automatically was worth it to me when I had nothing to build on. As for some people on the forum.... most people here are extremely helpful and give great advice but there are many who have no input and just jump on others bashing just to fit in it seems like or to be rude. Most people who have bad things to say never even had the certain card they are bashing just stuff they heard online or start bashing people online just because others are. Quite annoying to read sometimes and I have no clue why they even bother.

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I will second this.. I had Bk on file and no new credit. I wanted to buy a house so needed a few new postive trade lines. Credit one was one of the first to give me credit again.. I closed them after my credit rebounded, but i don't hold any ill will.