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Valued Contributor
Posts: 1,523
Registered: ‎02-16-2016
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Re: DCU Visa approval


joltdude wrote:

I would say DCU can be conservative and this is a great SL and a great limit in general for them.. 

 

Only thing id do different is let the Merrick double in the sock drawer.... then cancel it...

Have you tried for a CLI on the Cap One?  ... Just like the idea of both the merrick and Capone leaving with a CLI reporting on the report...(soft pulls only, of course)...  Ditch them after the increases if there are any... (as long as theres no fee/af due)

 

Think a congrats is in order....

DCU is big around where I live... Then again. they originally were the DEC Credit Union.... Yes their history is with the computer company.... (Digital Equipment Corp) which is no longer...  

 


Yes I have tried for a CLI with Cap One. Last month was my 6th since my last CLI.. denied due to payments too low (always PIF, gets $200-300 per month), and some other bogus reason.  But my new Spark card had a $10k sl.  Go figure 

Chase/Penfed/NFCU/BofA/BMO/AMEX/CapOne/DCU/Blispay Over $155K in available credit. I have them all. Except Barclays. They suck. And Sync. They suck worse!
In the 520-530 range in 12/2015.... Currently EQ737/TU746/EX728
Senior Contributor
Posts: 3,723
Registered: ‎11-11-2015
0

Re: DCU Visa approval


Tigers09 wrote:

Congrats on your approval!!
They do use Fico4 scores, so may be a little different. That is a good SL from DCU


Incorrect..

 

DCU uses EQUIFAX FICO 5 Mortgage scores

AMEX BCP $9000- DCU Platinum $10000- Chase FU $11700- AMEX EDP $15000- NFCU CLOC $15000- Penfed Promise $25000- Cap1 Premier Dining $25000- NFCU Go Rewards $27100- Venture $27750 **As of 7/8/17** EX- 760(21) TU- 758(17) EQ- 752(13) UTI 6%- Clean Files-

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