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DCU Visa approval

Valued Contributor

Re: DCU Visa approval

joltdude wrote:

I would say DCU can be conservative and this is a great SL and a great limit in general for them.. 


Only thing id do different is let the Merrick double in the sock drawer.... then cancel it...

Have you tried for a CLI on the Cap One?  ... Just like the idea of both the merrick and Capone leaving with a CLI reporting on the report...(soft pulls only, of course)...  Ditch them after the increases if there are any... (as long as theres no fee/af due)


Think a congrats is in order....

DCU is big around where I live... Then again. they originally were the DEC Credit Union.... Yes their history is with the computer company.... (Digital Equipment Corp) which is no longer...  


Yes I have tried for a CLI with Cap One. Last month was my 6th since my last CLI.. denied due to payments too low (always PIF, gets $200-300 per month), and some other bogus reason.  But my new Spark card had a $10k sl.  Go figure 

NFCU $45k/PenFed $22.5k/Commerce $15K/53 $15K/Synovus $14K/BBT $8.5K/CapOne $12K/DCU $7.5K/BMO $7.5K/Chase $14.5k/Cabelas $5K/ and many many more!
Total CL $333700, plus car and RV lond
Message 11 of 12
Senior Contributor

Re: DCU Visa approval

Tigers09 wrote:

Congrats on your approval!!
They do use Fico4 scores, so may be a little different. That is a good SL from DCU



DCU uses EQUIFAX FICO 5 Mortgage scores

NFCU Platinum $7300- AMEX BCP $9000- PenFed Power $11000- Chase FU $11700- DCU Platinum $15000- Care Credit $15000- AMEX EDP $15000- NFCU CLOC $15000- Chase CSP $18900- Discover Miles $20500- Penfed Promise $25000- NFCU Go Rewards $27100- Venture $28750 **As of 3/7/18** EX- 752(13) TU- 765(13) EQ- 733(14) UTI 9%- Clean Files
Message 12 of 12