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DCU strikes again ! Sweet !

Regular Contributor

Re: DCU strikes again ! Sweet !

When I app'ed last month, I had a 31% overall UTIL and 3 INQ in EQ, I got accepted even with a Public Record on my file. They asked about it after I applied for the CC, but granted it anyway, However, YMMV. Good luck !

 



CURRENT TLS:

AMAZON $2K/ WALMART $2K /DCU $3K DELTA AMEX $1K
DISCOVER $1.2K/ PAYPALEXT $2K /COSTCOTU $1.2K

UPDATED 8/1
EQ
8/1/13 EQ 694 - (myfico) -
7/26/13 EQ 694 - (DCU)
9/10 EQ 701 - (myfico)

EX
9/8 - EX 707 (usaa/EX)

TU
6/18 TU 690 (myfico)
7/2 TU 694 (Walmart)
8/8 TU 676 (Walmart)
9/6 TU 676 (Walmart)
Established Contributor

Re: DCU strikes again ! Sweet !


yomellamoFICO2013 wrote:

When I app'ed last month, I had a 31% overall UTIL and 3 INQ in EQ, I got accepted even with a Public Record on my file. They asked about it after I applied for the CC, but granted it anyway, However, YMMV. Good luck !

 


Thanks!  Refreshing my email every 3 minutes.  lol

FICO: EQ 768 | TU 813 | EX 781

Amex BCE $25000, SFFCU Visa $15000 + LOC $5000, USAA Amex $6000, USAA MC $7000, Cap1 $8000, Freedom $12000, Slate $500, Barclays "RIP" SM $11500, USBank Cash+ $7500, Citi Diamond $7900, Citi Double Cash $3700, Care Credit $13500k.
My Credit Repair Journey
Regular Contributor

Re: DCU strikes again ! Sweet !

FYI I submitted my app via phone call, as I thought it was best to speak to someone about the Public Record (which they did). DCU CSRs are known to be friendly and polite, which was another reason I did it on the internet (may have gotten turned down by a computer algorythim formula LOL ).

 

 



CURRENT TLS:

AMAZON $2K/ WALMART $2K /DCU $3K DELTA AMEX $1K
DISCOVER $1.2K/ PAYPALEXT $2K /COSTCOTU $1.2K

UPDATED 8/1
EQ
8/1/13 EQ 694 - (myfico) -
7/26/13 EQ 694 - (DCU)
9/10 EQ 701 - (myfico)

EX
9/8 - EX 707 (usaa/EX)

TU
6/18 TU 690 (myfico)
7/2 TU 694 (Walmart)
8/8 TU 676 (Walmart)
9/6 TU 676 (Walmart)