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Regular Contributor
Posts: 134
Registered: ‎07-07-2011
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Re: DID NOT expect a Discover It APPROVAL!!!

Congratulations!


12/28 EX 745( FAKO)
12/28 DCU 742 FICO
12/28 WM TU 796 FICO
Walmart Discover 15k |CSP 14.4k | Penfed Cash Rewards 9k |DCU 7.5k | Chase Freedom 8k | FNFG 5k | Discover 6.4k| BOA 4k | BCE 3k


Moderator Emeritus
Posts: 7,225
Registered: ‎09-16-2011
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Re: DID NOT expect a Discover It APPROVAL!!!

Congrats! Discover is an awesome card!

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



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Regular Contributor
Posts: 114
Registered: ‎08-29-2012
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Re: DID NOT expect a Discover It APPROVAL!!!

So a bit of an update. Called the recon line and I was declined due to too many inquiries. Discover, Amazon, and Walmart all within a few months. Along with one credit agency pull. I had to call THREE TIMES but used the information each rep gave me to better sell myself to the next rep I got. Finally I got a lady who put me on hold for a bit after asking a few questions. Had to explain about a judgment that was paid some years back and finally confirming the address. She said she was going to put in for a conditional approval for a limit of $500 and that I would need to call the verification number on Monday.

 

Is this it? Does that mean I am approved?! Should I start celebrating?!


Wallet: Capital One Platinum - $2000, Amazon - $3000, Walmart - $3000, Discover It - $1000, Chase Freedom - $3000
Current Score: TU98: 678 - 2/2012, Walmart TU - 672 2/2013, Equifax 713 - 1/2013
Goal Score: 700 for all three.
GC Challenge: App free since 1/2013. No more apps! 2015 for mortgage!
Valued Contributor
Posts: 1,524
Registered: ‎08-17-2008
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Re: DID NOT expect a Discover It APPROVAL!!!


PleioneG wrote:

So a bit of an update. Called the recon line and I was declined due to too many inquiries. Discover, Amazon, and Walmart all within a few months. Along with one credit agency pull. I had to call THREE TIMES but used the information each rep gave me to better sell myself to the next rep I got. Finally I got a lady who put me on hold for a bit after asking a few questions. Had to explain about a judgment that was paid some years back and finally confirming the address. She said she was going to put in for a conditional approval for a limit of $500 and that I would need to call the verification number on Monday.

 

Is this it? Does that mean I am approved?! Should I start celebrating?!


Congrats! I would be celebrating for sure! 


$100K in Credit
Last Credit Card App: 11/16/13
Regular Contributor
Posts: 114
Registered: ‎08-29-2012
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Re: DID NOT expect a Discover It APPROVAL!!!

[ Edited ]

chnceit wrote:

PleioneG wrote:

So a bit of an update. Called the recon line and I was declined due to too many inquiries. Discover, Amazon, and Walmart all within a few months. Along with one credit agency pull. I had to call THREE TIMES but used the information each rep gave me to better sell myself to the next rep I got. Finally I got a lady who put me on hold for a bit after asking a few questions. Had to explain about a judgment that was paid some years back and finally confirming the address. She said she was going to put in for a conditional approval for a limit of $500 and that I would need to call the verification number on Monday.

 

Is this it? Does that mean I am approved?! Should I start celebrating?!


Congrats! I would be celebrating for sure! 


You're right! Called again just to confirm and they said as long as we do the verification thing Monday, we're good to go. AHHH SO EXCITED!


Could not have done it without the forums. I remember coming here worried about our auto loan and here we are months later stoked over a prime card. I'm so ready to take the next big challenge in two years.


Wallet: Capital One Platinum - $2000, Amazon - $3000, Walmart - $3000, Discover It - $1000, Chase Freedom - $3000
Current Score: TU98: 678 - 2/2012, Walmart TU - 672 2/2013, Equifax 713 - 1/2013
Goal Score: 700 for all three.
GC Challenge: App free since 1/2013. No more apps! 2015 for mortgage!
Established Contributor
Posts: 666
Registered: ‎09-12-2011
0

Re: DID NOT expect a Discover It APPROVAL!!!

Glad to hear of your approval. :smileyhappy:  Don't forget to enroll in the quarterly 5% rewards when you set up your accounts online.  Chase has 5% cash back on gas and drugstores for this first quarter of 2013.  Good timing on the drugstore rewards since flu season is upon us!

 

When you applied for the Freedom, were they offering the $100 cash back for spending $500 in your first 3 months?  That's the offer they had back in November when I did my app.

 

Again, congrats on your approvals - nicely done!

 

FICOs: TU08 841 2/9/15 per Barclay; TU98 800 4/8/14; EQ04 769 6/8/14; EQ08 808 2/10/15; EX 801 2/5/15 per MyFICO

My Wallet: Amex Gold NPSL; Amex Optima Platinum $25K; Amex Costco TE $19.3K; Amex BCE $12K; BofA Visa $10.1K; Cap1 Quicksilver Visa Sig $10K; CSP $28.2K; Chase Freedom $13K; Citi Double Cash $10K; Citi Simplicity Visa $17.3K; Discover IT $24K; Fidelity Amex $25K; PenFed Plat Rewards Visa Sig $20K; Sallie Mae WMC $12.5K; US Bank Cash+ Visa Sig $24.5K; Walmart Discover $10K; Wells Fargo Rewards Visa Sig $14K
Moderator
Posts: 27,203
Registered: ‎09-13-2012
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Re: DID NOT expect a Discover It APPROVAL!!!

Moderator Emeritus
Posts: 4,875
Registered: ‎11-02-2010
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Re: DID NOT expect a Discover It APPROVAL!!! (update pg 2)

Congratulations! Those are a couple of very nice cards, and I'm so happy to hear that the recon worked out for you. Take good care of them, and enjoy!


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Regular Contributor
Posts: 114
Registered: ‎08-29-2012
0

Re: DID NOT expect a Discover It APPROVAL!!! (update pg 2)

Thank you, everyone! I really owe it all to this site.


Wallet: Capital One Platinum - $2000, Amazon - $3000, Walmart - $3000, Discover It - $1000, Chase Freedom - $3000
Current Score: TU98: 678 - 2/2012, Walmart TU - 672 2/2013, Equifax 713 - 1/2013
Goal Score: 700 for all three.
GC Challenge: App free since 1/2013. No more apps! 2015 for mortgage!
Valued Contributor
Posts: 1,919
Registered: ‎06-21-2012
0

Re: DID NOT expect a Discover It APPROVAL!!! (update pg 2)

congrats!

 

seem to be a lot of Discover approvals recently

| Walmart $5k | Amazon $5k | NFCU $20k | NLOC $15k | Lowes $17k | BoA $15k | Freedom $3k | IT $5.25k | CSP $5k | Marriott $5k | AMEX TE $18k | Alaska $5k |
Starting Scores: EQ:571 EX:??? TU:597
Current Scores: EQ:694 EX:714 TU:711
Goal Scores: 700
across the board

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