DW Approved for CITI Double Cash

[OmarGB9]

Dang congrats!

[fused]

Thanks for all of the "congrats". DW is pretty happy, but a bit disappointed with the SL.

[fused]

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@DrZoidberg wrote:

That seems like a super low SL for a heavy file and relationship.

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My wife doesn't have a thick file or a previous relationship with CITI. My file has about 14 TL's, and I've been with CITI for 8 years. She has CL's over 25K, with one over 35K, so she was kind of expecting a bigger SL.

[Anonymous]

Congrats to your DW!!! Awesome SL and APR after the introductory period. She will be happy with her card. I LOVE mine!!! I use it for all non-category purchases. It's the perfect compliment to my BOA Cash Rewards credit card. Keep up the good work!!!

[Anonymous]

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@DrZoidberg wrote:

That seems like a super low SL for a heavy file and relationship.

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Based on comments/posts on here, it's consistent with others. They are NOT stingy with CLIs. She can always call and recon the starting limit. I did. I went from $2600 to 8K within a month. As long as she treats it right, it will grow and based on her scores she will treat it right.

[Anonymous]

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@fused wrote:

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@DrZoidberg wrote:

That seems like a super low SL for a heavy file and relationship.

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My wife doesn't have a thick file or a previous relationship with CITI. My file has about 14 TL's, and I've been with CITI for 8 years. She has CL's over 25K, with one over 35K, so she was kind of expecting a bigger SL.

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Don't be disappointed. The SL is consistent with others that have posted on the forum. She can always recon the SL. I have foind Citibank to be very generous with CLIs and recons. Best wishes!!

[Anonymous]

Congrats, and awesome scores!

[DrZoidberg]

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@fused wrote:

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@DrZoidberg wrote:

That seems like a super low SL for a heavy file and relationship.

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My wife doesn't have a thick file or a previous relationship with CITI. My file has about 14 TL's, and I've been with CITI for 8 years. She has CL's over 25K, with one over 35K, so she was kind of expecting a bigger SL.

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By thick, I mean 10+ AAoA with a 21 year history. That is a long term dependable borrower. And this community is sad. I can say the SL is disappointing because it is. No need to try to attack and say otherwise just because it's in line with other approvals. 

[pizza1]

NICE!! Those scores are awesome!! Congrats to DW

[Anonymous]

Impressive credit reports! Big Congrats!!!!