DW Approved for VS Shopping Cart Trick

Tony275 · ‎09-04-2014

She's struggled with her scores and on time payments (Cap1 gave her a 30 day late after a 5 day grace period that she accidentally missed a few years ago) and her old VS card was charging her $15 a month without her knowledge, even when she had paid off her purchases. So that card had a 60 day late a few years ago as well.

Either way, I did the shopping cart trick with her information and it popped up! She was pretty excited as she wants to start growing her credit, and with my addiction, I'll get her on the right track with cards that she can USE, same as cash and get the benefits.

Instant approval for $500! Happy for her!

SunriseEarth · ‎09-04-2014

@Tony275 wrote:
She's struggled with her scores and on time payments (Cap1 gave her a 30 day late after a 5 day grace period that she accidentally missed a few years ago) and her old VS card was charging her $15 a month without her knowledge, even when she had paid off her purchases. So that card had a 60 day late a few years ago as well.

Either way, I did the shopping cart trick with her information and it popped up! She was pretty excited as she wants to start growing her credit, and with my addiction, I'll get her on the right track with cards that she can USE, same as cash and get the benefits.

Instant approval for $500! Happy for her!

Congrats for DW! VS has a good rewards structure for those that shop there (I only use mine at BBW, so I can't say I'm enjoying those same benefits)

coldnmn · ‎09-04-2014

Congrats to DW! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17

Anonymous · ‎09-04-2014

Congrats!

alvon123 · ‎09-04-2014

congrats

Navy Cash Rewards Visa Signature 30,000 @ 11.65%

Comenity Caesars Rewards Visa $20,000 @22.99%

USBANK Kroger Rewards World Elite Mastercard $19,000 @23.99%

MissMoni223 · ‎09-04-2014

CONGRATS to your DW!!!

Gardening Until Further Notice
15 Credit Cards (12 Major Banks & 3 Store Cards)

pizza1 · ‎09-04-2014

Congrts to her!! She can use her VS card at VS, White Barn Candle Company, and Bath and body works. They are the same network. I know this because I had their card for years, but it was IIB last year. I loved that card

oh well...

Tony275 · ‎09-04-2014

Thanks everyone, I'm hoping she gets on her feet with her credit here, soon. Maybe refinance her car next year to a better rate with DCU ;]

mzgg09 · ‎09-04-2014

Congrats!

Experian 750 Equifax 750 Transunion 753

SunriseEarth · ‎09-04-2014

@pizza1 wrote:
Congrts to her!! She can use her VS card at VS, White Barn Candle Company, and Bath and body works. They are the same network. I know this because I had their card for years, but it was IIB last year. I loved that card oh well...

Do they still have separate White Barn Candle Company stores? I think most of them were just absorbed into BBW stores.