DW getting in on the CSR

[DrZoidberg]

My wife isn't one for credit rewards and such. But after explaining the CSR and the bonuses she offered to get one too. Her score is 815 (from when we bought a house 2 years ago), she has 0 inquries, only 4 credit cards (2 are Chase), she 0/48 (no new cards in 4 years and the only debt is the mortgage under her name. 

She was instantly approved @ 16.24% (don't care) with a SL of $34k. 

I completed my CSR spend last week and now we got hers to take advantage of the 2nd 100k bonus. I explained for $900 (2 AFs) we could get 200k UR points, and $1200 in Delta or SW Gift Cards (both travel credits for the 1 year). At minimum we trade 200k points for $2k in gift cards. So this was well worth it. And being spouses, we can transfer the points to 1 account. 

[Anonymous]

Great SL. Are you planning on closing 1 of the cards before the next AF.
Me and my wife are going to do the same thing but i have to wait 1 more month to get our 2nd one. We plan on saving as many points as possible with this card and pair it with my points from Ritz-Carlton and take a 1st class trip long distance somewhere, flying in one of those airplains with suites in 1st class.

[redpat]

Congrats.

Yeah!  I'll pass on my wife getting one because she would want all my UR points transferred to her, lol! 

[Marcos8]

Congrats! If you don't mind me asking what questions did they ask on the app like income assists etc? Did they pull multiple bureaus? 

[pizza1]

wow! a SL of $34k??? My dream! LOL...
Congrats to DW!!

[DrZoidberg]

I plan on keeping my CSR, but we'll probably closer hers and transfer the CL to the CSP. And then downgrade her CSP to a CS and maybe I'll add her as an AU on my CSR.