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Frequent Contributor
Posts: 264
Registered: ‎02-10-2013

Declined for Blispay, Approved After Recon

[ Edited ]

Worked - just got approval e-mail.  Definitely helps to have human intervention with these things.  Computer models don't always get it right.

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Super Contributor
Posts: 14,092
Registered: ‎04-16-2014

Re: Declined for Blispay

Congrats!  Know the limit?

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Frequent Contributor
Posts: 264
Registered: ‎02-10-2013

Re: Declined for Blispay


CreditCuriousity wrote:

Congrats!  Know the limit?


Just logged in...$10k

Valued Contributor
Posts: 3,024
Registered: ‎03-14-2015

Re: Declined for Blispay


MASTERNC wrote:

Worked - just got approval e-mail.  Definitely helps to have human intervention with these things.  Computer models don't always get it right.


Congratulations!! It still think it's kind of creepy to know they are snooping around social media to get info on us. I do remember reading something awhile back that said some companies were going to start doing this, but I didn't really think it would happen except for maybe the smaller, lesser known, consumer data agencies. Perhaps because Blispay is a startup company, and are trying to cut costs, they do this type of research themselves instead of paying someone else to do it.

Established Contributor
Posts: 802
Registered: ‎12-14-2014

Re: Declined for Blispay

Ex PayPal people running this. Maybe they are doing a bit of research to see how online info compares to more traditional credit checks. Looking for trends, etc. Or maybe they were impressed with the professional way you handled the problem and want to hire you!

 

 




Starting Score: 489
Current Score: 724
Goal Score: 740


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Posts: 8,640
Registered: ‎06-20-2015

Re: Declined for Blispay

[ Edited ]

JustMe3 wrote:

MASTERNC wrote:

Worked - just got approval e-mail.  Definitely helps to have human intervention with these things.  Computer models don't always get it right.


Congratulations!! It still think it's kind of creepy to know they are snooping around social media to get info on us. I do remember reading something awhile back that said some companies were going to start doing this, but I didn't really think it would happen except for maybe the smaller, lesser known, consumer data agencies. Perhaps because Blispay is a startup company, and are trying to cut costs, they do this type of research themselves instead of paying someone else to do it.


+1

 

I couldn't agree more... I decided years ago to avoid social media; actually my being on this site is the extent of my online "presence".  I do have a twitter account, but it's only for Amex offers and has a meaningless name and throw-away email address, so I don't 'count' it.

 

(I promise, I really don't wear a tin-foil hat... it's actually aluminum.)  Smiley Very Happy

 

 

Edited to add:  Congrats to MASTERNC on the approval!  Smiley Very Happy

Valued Contributor
Posts: 3,024
Registered: ‎03-14-2015

Re: Declined for Blispay


UncleB wrote:

I couldn't agree more... I decided years ago to avoid social media; actually my being on this site is the extent of my online "presence".  I do have a twitter account, but it's only for Amex offers and has a meaningless name and throw-away email address, so I don't 'count' it.

(I promise, I really don't wear a tin-foil hat... it's actually aluminum.)  Smiley Very Happy

Edited to add:  Congrats to MASTERNC on the approval!  Smiley Very Happy


Ha ha, so you mean I'm not the only one? Robot wink

Valued Contributor
Posts: 7,411
Registered: ‎01-08-2013

Re: Declined for Blispay


MASTERNC wrote:

Worked - just got approval e-mail.  Definitely helps to have human intervention with these things.  Computer models don't always get it right.


Absolutely helps to have humans involved with these. Congrats

EX 08 Fico: 729 TU 08 Fico: 735EQ 08 Fico: 740Total Credit Line: $128,600Utilization: 6%Inquiries:EX-6TU-7EQ-5


Valued Member
Posts: 37
Registered: ‎07-28-2015

Re: Declined for Blispay, Approved After Recon

congrats

Frequent Contributor
Posts: 264
Registered: ‎02-10-2013

Re: Declined for Blispay, Approved After Recon

Just got the original denial letter last night.  So the denial wasn't due to my credit report but rather that they were unable to verify my identity.  Funny thing is they had no problem doing that during the recon.

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