cancel
Showing results for 
Search instead for 
Did you mean: 

Declined for Blispay, Approved After Recon

Frequent Contributor

Re: Declined for Blispay, Approved After Recon


Archange1 wrote:

MEKWT wrote:

I called Blispay this morning regarding my application from last week and the lady who I spoke with said they do not do recons. OP please fill in the gaps. We want to recon our apps also.


Should of called her a liar and referred her to this thread Smiley Happy Your EX is so good in your siggy. Maybe they couldn't approve you because you don't have a facebook Smiley Tongue


Yeah I could tell she was lying. Just being a lazy ass person. My EX as of 30 sec ago is 744. i guess my accounts are too new, but they are all older than Blispay as a company.Smiley Wink

Staring Score: EQ 597 TU 617 EX 566 (01/22/2016)Current Score: EQ 667 TU 701 EX 744 (05/26/2016)
Message 21 of 35
Contributor

Re: Declined for Blispay, Approved After Recon

Nice, congrats, does anyone have the customer service number for blispay, i just applied and got denied. cant find the number to call

My Wallet: Amex BCE $2k DFCU $5k, Chase Freedom UM $5k Cap1 QS1 $7000, Walmart $500, Diamond Elite $400, Macys $100 Discover SEC $200, Barclays Rewards $1500, Apple Rewards $1500
myFico: 640 TU, EQ 653, EXP 660

Long term goal: myFico 700+
Garden since 05-20-16
Message 22 of 35
Frequent Contributor

Re: Declined for Blispay, Approved After Recon


johnlee123asd11 wrote:

Nice, congrats, does anyone have the customer service number for blispay, i just applied and got denied. cant find the number to call


its in this thread Smiley Tongue

Staring Score: EQ 597 TU 617 EX 566 (01/22/2016)Current Score: EQ 667 TU 701 EX 744 (05/26/2016)
Message 23 of 35
Frequent Contributor

Re: Declined for Blispay, Approved After Recon

Did I miss something? Blispay uses social media to determine credit worthiness for their product??  Wow!

Scores 8/25/2017~ TU: 753 / EXP: 742 / EQ: 726
Goal: 770's or higher by end of 2017
Message 24 of 35
Contributor

Re: Declined for Blispay, Approved After Recon

ha i just seen it. i should of read the thread

My Wallet: Amex BCE $2k DFCU $5k, Chase Freedom UM $5k Cap1 QS1 $7000, Walmart $500, Diamond Elite $400, Macys $100 Discover SEC $200, Barclays Rewards $1500, Apple Rewards $1500
myFico: 640 TU, EQ 653, EXP 660

Long term goal: myFico 700+
Garden since 05-20-16
Message 25 of 35
Frequent Contributor

Re: Declined for Blispay, Approved After Recon

So I CALLED AGAIN and here is how it went down:

 

Blispay: Thank you for calling Blispay, my name is XXXXX how may I help you?

 

Me. Hi I am calling in regards to teh status of my application

 

Blispay. Ok I can help you with that....Can you please provide me with your SSN

 

Me. Sure XXX-XX-XXXX

 

Blispay. May i place you on hold for a few minutes to review?

 

Me. Yes mam

 

(They actually have the best music while on hold of all the banks I have ever called)

 

Blispay: Thank you for holding (Stern Voice) Mr. MEKWT, I believe I spoke with you earlier and I explained your denial was due to high loan balances, how may I assist you now?

 

Me. Well as I said earlier those loans (18k) are deferred student loans and I am not due to start making payments until 2021. (Made this part up) My brother applied yesterday and was approved for 5K, his credit reports are full of negative accounts and he has a $220k mortgage. I really believe I deserve a chance to have a manual review as all of my accounts are in good standing and I have zero blemishes on my report, (I make over 50k per year base pay) this is not including bonuses.

 

Blispay Devli. Well we normally arent allowed to request a recon when the issue revolves around an applicant having been denied for having high balance loans, but since you explained it like that I will push it through for further review.

 

Me. Thank you mam, I really appreciate your assistance on this matter and I look forward to becoming a valued Blispay customer.

 

Blispay. You are most welcome

 

Me. Have a blessed day and thank you again for your hospitality Smiley LOL

 

 

So lets see what the hell happens next. I am thinking to call and ask if teh recon was sent for review because I simply do not believe that devil of a woman.

 

 

Staring Score: EQ 597 TU 617 EX 566 (01/22/2016)Current Score: EQ 667 TU 701 EX 744 (05/26/2016)
Message 26 of 35
Contributor

Re: Declined for Blispay, Approved After Recon

^^  i got denied for a collection recently paid. they offer to send it for further review but they said it will come back with a denial. lol So i just okay and hung up.

My Wallet: Amex BCE $2k DFCU $5k, Chase Freedom UM $5k Cap1 QS1 $7000, Walmart $500, Diamond Elite $400, Macys $100 Discover SEC $200, Barclays Rewards $1500, Apple Rewards $1500
myFico: 640 TU, EQ 653, EXP 660

Long term goal: myFico 700+
Garden since 05-20-16
Message 27 of 35
Established Contributor

Re: Declined for Blispay, Approved After Recon


MEKWT wrote:

So I CALLED AGAIN and here is how it went down:

 

Blispay: Thank you for calling Blispay, my name is XXXXX how may I help you?

 

Me. Hi I am calling in regards to teh status of my application

 

Blispay. Ok I can help you with that....Can you please provide me with your SSN

 

Me. Sure XXX-XX-XXXX

 

Blispay. May i place you on hold for a few minutes to review?

 

Me. Yes mam

 

(They actually have the best music while on hold of all the banks I have ever called)

 

Blispay: Thank you for holding (Stern Voice) Mr. MEKWT, I believe I spoke with you earlier and I explained your denial was due to high loan balances, how may I assist you now?

 

Me. Well as I said earlier those loans (18k) are deferred student loans and I am not due to start making payments until 2021. (Made this part up) My brother applied yesterday and was approved for 5K, his credit reports are full of negative accounts and he has a $220k mortgage. I really believe I deserve a chance to have a manual review as all of my accounts are in good standing and I have zero blemishes on my report, (I make over 50k per year base pay) this is not including bonuses.

 

Blispay Devli. Well we normally arent allowed to request a recon when the issue revolves around an applicant having been denied for having high balance loans, but since you explained it like that I will push it through for further review.

 

Me. Thank you mam, I really appreciate your assistance on this matter and I look forward to becoming a valued Blispay customer.

 

Blispay. You are most welcome

 

Me. Have a blessed day and thank you again for your hospitality Smiley LOL

 

 

So lets see what the hell happens next. I am thinking to call and ask if teh recon was sent for review because I simply do not believe that devil of a woman.

 

 


Let us know how it turns out. 

Message 28 of 35
Senior Contributor

Re: Declined for Blispay, Approved After Recon

Congrats on the approval !!

Message 29 of 35
New Contributor

Re: Declined for Blispay, Approved After Recon

Yea, Blispay applications are a mess. I filled out the form and then got a prompt to call. I then called and was told to fax in documents. I tried to fax in and the line was constantly busy so got a backup fax number by calling again. I faxed in documents and called back was told to wait a week. Called again a week later and was told to wait 7-10 days again. I never had to wait this long for just an approval with my scores.

TU:760 07/08/17 Synchrony--EX: 747 08/03/17 Discover--EQ:756 06/27/16 Citi--Gardening since 08/01/17
Active:
Bank of America Bankamericard (Better Balance Rewards MC, Cash Rewards VS), Blispay V, Capital One Quicksilver VS, Chase(AARP VS, Amazon Prime VS), Citi Double Cash WMC, Citizens GreenSense MC, Discover It, FedEx Employee Credit Association V, Paypal Credit, US Bank Cash+, Walmart MC
Wishlist: Chase Freedom, Citi Dividend, EBates, Marvel, Security Service Power Travel Rewards, Vantage West Connect Rewards
Message 30 of 35