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Denied BOA secured then approved for Discover

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Sheridan
Regular Contributor

Denied BOA secured then approved for Discover

Okay, I don't know what I was thinking last night. I've been trying to get the recommended 3 bank cards. I have accounts with boa and thought it would app for one of their cards. Denied for student loan lates from a few years ago. Recon denied and told to app for secured. Did that and denied *sigh*. 

So, after a glass of wine last night I apped for a Discover card KNOWING they are out of my league. Hey, I  believe in miracles. I was APPROVED! First, it's been icy in Central Texas (more than a couple hours lol) and now this. What is life?? 

I've never had a Discover card before and know nothing about them,  but I'm excited. Now I'm just praying they don't change their minds. Have they ever done that before? Then I'll have one secured CapOne, an unsecured CapOne, a couple store cards, and the Discover. I'll work on getting rid of the secured next year. 

Message 1 of 19
18 REPLIES 18
Anonymous
Not applicable

Re: Denied BOA secured then approved for Discover


@Sheridan wrote:

Okay, I don't know what I was thinking last night. I've been trying to get the recommended 3 bank cards. I have accounts with boa and thought it would app for one of their cards. Denied for student loan lates from a few years ago. Recon denied and told to app for secured. Did that and denied *sigh*. 

So, after a glass of wine last night I apped for a Discover card KNOWING they are out of my league. Hey, I  believe in miracles. I was APPROVED! First, it's been icy in Central Texas (more than a couple hours lol) and now this. What is life?? 

I've never had a Discover card before and know nothing about them,  but I'm excited. Now I'm just praying they don't change their minds. Have they ever done that before? Then I'll have one secured CapOne, an unsecured CapOne, a couple store cards, and the Discover. I'll work on getting rid of the secured next year. 


AWESOME!

Message 2 of 19
Anonymous
Not applicable

Re: Denied BOA secured then approved for Discover

That's great! I didn't get my miracle when I tried for those two recently. You're on your way! Sometimes taking the risk pays off and you never know if you don't try! 

Message 3 of 19
Anonymous
Not applicable

Re: Denied BOA secured then approved for Discover

Awesome. I bet you're glad you were feeling saucy last night! Haha, congrats.

Message 4 of 19
dobirdsmommy
Established Contributor

Re: Denied BOA secured then approved for Discover

Nice. I will need to remember glass of wine gives courage

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DH: 1750 capital one fh 2000, AU - VS, BH, HSN, WEMC, SPGV. Freedom, Slate, Venture, Barclays
Message 5 of 19
Sheridan
Regular Contributor

Re: Denied BOA secured then approved for Discover

Ha! I may need to have another glass! Just because.

Message 6 of 19
baller4life
Super Contributor

Re: Denied BOA secured then approved for Discover

Friends don't let friends drapp. Smiley Very Happy Congrats!

Message 7 of 19
Sheridan
Regular Contributor

Re: Denied BOA secured then approved for Discover

My face could have been one of those internet memes when I saw that I was approved lol. 

Message 8 of 19
jbsea
Established Contributor

Re: Denied BOA secured then approved for Discover

Never say Never..... Good job and congrats!

Amex Gold / Amex Platinum / Amex Marriott Brilliant/ Amex BCP/ Capital One Venture (AU) / Capital One Savor One/ Discover / NFCU Cash Rewards / BOA Unlimited Cash Rewards / NFCU GO Rewards (AU) / Amex EDP / NFCU Flagship Rewards / Chase Freedom (AU) / Capital One QuickSilver / Citi Costco (AU) / Amex Delta
Message 9 of 19
uswala
Senior Contributor

Re: Denied BOA secured then approved for Discover

Congrats! 

Message 10 of 19
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