11-19-2012 08:09 AM
I got the itch last night. I checked my TU scores from CK and it was 724. I apped for the Walmart card and was approved for $3k. I noticed it said Discover next to it, and was in awe. Then I bought $100 steam cleaner to get the $20 back! Knowing Dillard's card was GE also, I applied and was approved for the AmEx card, tier 2. It gave me a temporary line of $500 with a temporary number to use for 15 days. Anyone know why I wasn't given a permanent credit limit? Do they always do this? These are my first GE cards. My stats are: My AAoA is 6 years, credit history is 12 years, no recent baddies, just 2 x 60 day student loan payments from Nov 08. Most of my credit lines are over $5k, with my highest being $12k. Utilization is at 9%. Anyone know when I will get my hard limit?
11-19-2012 09:51 AM
Thanks! And I know I'll get the cc's in the mail in a few, but Walmart gave me my CL, why didn't Dillards?
11-19-2012 09:56 AM
Congrats on the approvals!!! I too got the same note from Dillards and would like to know the answer to that as well.
11-19-2012 09:59 AM - edited 11-19-2012 09:59 AM
Thanks and congrats on yours too! I hope it doesn't mean my limit is less than $1k. I called and all they could say is what my temp limit is. Fingers crossed for more than $3k!
11-19-2012 03:25 PM
So I looked on credit boards and saw that someone had the verification phone number. I called it and the fraud rep told me what my CL for the card is: $1,100 once I receive the card. Would rather have that limit on the Walmart Discover and the $3k on the AmEx, but I am just happy I got both.
11-19-2012 03:38 PM
@resilient That's not bad at all. I'll take it LOL! What number did you call to find that out?
11-19-2012 03:43 PM
800 480 0186 worked for me!
11-19-2012 03:53 PM
11-19-2012 03:55 PM
LOL! I'll keep mine! At least you got the AmEx and from reading the forums, the limits grow quickly within the year, at least that's what I'm hoping for!
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.