11-19-2012 08:09 AM
I got the itch last night. I checked my TU scores from CK and it was 724. I apped for the Walmart card and was approved for $3k. I noticed it said Discover next to it, and was in awe. Then I bought $100 steam cleaner to get the $20 back! Knowing Dillard's card was GE also, I applied and was approved for the AmEx card, tier 2. It gave me a temporary line of $500 with a temporary number to use for 15 days. Anyone know why I wasn't given a permanent credit limit? Do they always do this? These are my first GE cards. My stats are: My AAoA is 6 years, credit history is 12 years, no recent baddies, just 2 x 60 day student loan payments from Nov 08. Most of my credit lines are over $5k, with my highest being $12k. Utilization is at 9%. Anyone know when I will get my hard limit?
11-19-2012 09:51 AM
Thanks! And I know I'll get the cc's in the mail in a few, but Walmart gave me my CL, why didn't Dillards?
11-19-2012 09:56 AM
Congrats on the approvals!!! I too got the same note from Dillards and would like to know the answer to that as well.
11-19-2012 09:59 AM - edited 11-19-2012 09:59 AM
Thanks and congrats on yours too! I hope it doesn't mean my limit is less than $1k. I called and all they could say is what my temp limit is. Fingers crossed for more than $3k!
11-19-2012 03:25 PM
So I looked on credit boards and saw that someone had the verification phone number. I called it and the fraud rep told me what my CL for the card is: $1,100 once I receive the card. Would rather have that limit on the Walmart Discover and the $3k on the AmEx, but I am just happy I got both.
11-19-2012 03:38 PM
@resilient That's not bad at all. I'll take it LOL! What number did you call to find that out?
11-19-2012 03:43 PM
800 480 0186 worked for me!
11-19-2012 03:53 PM
11-19-2012 03:55 PM
LOL! I'll keep mine! At least you got the AmEx and from reading the forums, the limits grow quickly within the year, at least that's what I'm hoping for!
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