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Diners Club Instant Approval!

tag
patrick00032001
Regular Contributor

Re: Diners Club Instant Approval!

Just hit 0 for the operator, their system sent me to a live person, hope this helps? Good luck!

Discover IT $32,500, Chase Freedom $1,000.00, Sears Mastercard $10,000, Wal-Mart DC $10,000.00, Kohl's $3,000.00, Chase Slate $52,000.00, 3 Rivers FCU Platinum Mastercard $25,000.00, IU Credit Union $25,000.00, Penfed LOC $25,000.00, Fort Financial CU $15,000.00, Home Depot $22,000.00, Lowe's $20,000.00, Penfed Power Cash Rewards $25,000.00, PenFed Travel Amex $25,000.00, Value City Furniture $10,000.00, PNC Points Visa Signature $15,000.00, GM Buy Power card $5,000.00, BOA 123 Visa Siggy, $62,000.00, Citi DC $15,000.00, GM Extended Family $3,000.00, Fire, Police, City, County, FCU $10,000.00, TU 791, Eq 765, Exp 772

Message 31 of 69
Hockeyplayrr
Frequent Contributor

Re: Diners Club Instant Approval!


@patrick00032001 wrote:

Just hit 0 for the operator, their system sent me to a live person, hope this helps? Good luck!


I eventually figured out to hit 0.  Approved for 20k.  I almost fell out of my chair.

Credit Scores: Equifax - 744 (Oct FICO) | Experian 736(Oct Fico) | Transunion - 755(Oct Fico)

Credit Lines: Diners Club 20k | Penfed Plat Rewards 7k | SDFCU 5k | Amex BCE - 10.5k | Chase Freedom 4.5k | CSP - 10.6k | Discover IT - 9k | Sallie Mae 3.8k | BofA 123 - 4.9k | CITI Double Cash 9.1k | Total Rewards 3.25k
Message 32 of 69
bostonte
Frequent Contributor

Re: Diners Club Instant Approval!

How are you getting them to tell you anything?

They say they have no access to that information when I call, then I hear rustling papers and it's like they're reading off a memo and say I have to wait until the mail.
Message 33 of 69
Hockeyplayrr
Frequent Contributor

Re: Diners Club Instant Approval!


@bostonte wrote:
How are you getting them to tell you anything?

They say they have no access to that information when I call, then I hear rustling papers and it's like they're reading off a memo and say I have to wait until the mail.

I forgot her name but a very polite woman answered the phone.  She just asked me for my name and then what I was calling for and let me know that they are experiencing delays in the system so she may not be able to access the account.  Just asked some verification questions and she seemed surprise when my app happened to be there. I think they are getting bombarded.

Credit Scores: Equifax - 744 (Oct FICO) | Experian 736(Oct Fico) | Transunion - 755(Oct Fico)

Credit Lines: Diners Club 20k | Penfed Plat Rewards 7k | SDFCU 5k | Amex BCE - 10.5k | Chase Freedom 4.5k | CSP - 10.6k | Discover IT - 9k | Sallie Mae 3.8k | BofA 123 - 4.9k | CITI Double Cash 9.1k | Total Rewards 3.25k
Message 34 of 69
runrunrun89
Established Member

Re: Diners Club Instant Approval!

bostonte - Did you get the 7-15 day message too?
Message 35 of 69
bostonte
Frequent Contributor

Re: Diners Club Instant Approval!

I did. But the reps I've spoken with won't even go into anything or act like they would even intend to look. They cut me right off that they have no way to look things up.
Message 36 of 69
creditFiend
Established Contributor

Re: Diners Club Instant Approval!

Congrats on your approval!
Last app: 2/21/2016
Amex PRG (NPSL)| Amex Hilton Surpass ($17.6K)| Barclays Arrival WEM ($13K)| Barclays SM ($11K)| Capital One QS ($15K)
CareCredit (15.6K)| Chase CSP ($12K)| Chase Hyatt ($5K)| Chase FU VS ($7K)| Chase Ritz ($16.7K)| Citi DC ($2.4K)
Discover It ($4K)| Lowe's ($17K)| MSUFCU ($5K)| Nasa FCU ($20K)| Navy Cash Rewards ($20K)| Navy CLOC ($15K)
PenFed Thrifty ($500)| USAA Rate Advantage ($7K)
Message 37 of 69
Anonymous
Not applicable

Re: Diners Club Instant Approval!

Congrats!...Thanks for sharing

Message 38 of 69
Anonymous
Not applicable

Re: Diners Club Instant Approval!

Wow,that's a very nice limit, congrats

Message 39 of 69
tray
Valued Contributor

Re: Diners Club Instant Approval!

Congrats nice cl ............


Starting Score: EQ 546 TU 566
Current Score: EQ 693TU 08 729 EX 08 738Need to Garden/New Accounts
Goal Score: 800
Message 40 of 69
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