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Discover $51,500 ! (Update: $54,500)

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Themanwhocan
Senior Contributor

Discover $51,500 ! (Update: $54,500)

This was kinda strange. I request a Discover CLI every month, and my last increase was $3000 and it took 3 months after the previous request to get that much (to $45,500).

 

So now a month later I request a CLI and get the message about your request will be reviewed, yadda yadda.

 

I remembered I had made the request a couple days ago, so I just now checked. they gave me a $6000 increase, bringing my limit to $51,500 !

 

No income verification or anything. My Discover FICO is 760. My income is $62629





TU-8: 804 EX-8: 805 EQ-8: 788 EX-98: 767 EQ-04: 752    
TU-9 Bankcard: 837 EQ-9: 823 EX-9 Bankcard: 837
Total $443,800
Message 1 of 45
44 REPLIES 44
BigBS
Senior Contributor

Re: Discover $51,500 !

That's awesome!

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

Message 2 of 45
MugenCivicSi83
Frequent Contributor

Re: Discover $51,500 !

That's amazing! Congrats! I can't wait to be at that level.

FICO 8 Scores: EX 706 (11/3/2016) EQ 696 (11/17/16) TU 708 (11/17/2016)

"Use your Credit wisely, don't let it use you!"~Me Smiley Very Happy

Message 3 of 45
Anonymous
Not applicable

Re: Discover $51,500 !

Super cool! Congratulations! Smiley Happy
Message 4 of 45
Anonymous
Not applicable

Re: Discover $51,500 !

Just out of curiosity, what's the average monthly spend amount do you put on the card? Do you carry a balance or always PIF?
Message 5 of 45
Themanwhocan
Senior Contributor

Re: Discover $51,500 !


@Anonymous wrote:
Just out of curiosity, what's the average monthly spend amount do you put on the card? Do you carry a balance or always PIF?

 

I always pay in full. 

 

High spend months (you can see those in the image above)

Oct 16:  $1287

Sep 16:  $1265

Jul 16:  $1500

Oct 15:  $1607

Jul 15:  $2272





TU-8: 804 EX-8: 805 EQ-8: 788 EX-98: 767 EQ-04: 752    
TU-9 Bankcard: 837 EQ-9: 823 EX-9 Bankcard: 837
Total $443,800
Message 6 of 45
Anonymous
Not applicable

Re: Discover $51,500 !


@Themanwhocan wrote:

@Anonymous wrote:
Just out of curiosity, what's the average monthly spend amount do you put on the card? Do you carry a balance or always PIF?

 

I always pay in full. 

 

High spend months (you can see those in the image above)

Oct 16:  $1287

Sep 16:  $1265

Jul 16:  $1500

Oct 15:  $1607

Jul 15:  $2272


Thanks for sharing.  I figured you PIF considering your Fico scores - but I had to ask to put the pieces together. Smiley Wink 

Message 7 of 45
Anonymous
Not applicable

Re: Discover $51,500 !

Congratulations on a fabulous limit with DIscover, Themanwhocan. Very well done! Smiley Happy

 

 

Message 8 of 45
Anonymous
Not applicable

Re: Discover $51,500 !


@Themanwhocan wrote:

@Anonymous wrote:
Just out of curiosity, what's the average monthly spend amount do you put on the card? Do you carry a balance or always PIF?

 

I always pay in full. 

 

High spend months (you can see those in the image above)

Oct 16:  $1287

Sep 16:  $1265

Jul 16:  $1500

Oct 15:  $1607

Jul 15:  $2272


This is great to see.  You would think that you would need a much higher spending pattern with that kind of limit in order to still get a cli.

Message 9 of 45
Anonymous
Not applicable

Re: Discover $51,500 !

That is pretty epic with Discover, OP, way to the way to go! Smiley Very Happy

Message 10 of 45
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