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This was kinda strange. I request a Discover CLI every month, and my last increase was $3000 and it took 3 months after the previous request to get that much (to $45,500).
So now a month later I request a CLI and get the message about your request will be reviewed, yadda yadda.
I remembered I had made the request a couple days ago, so I just now checked. they gave me a $6000 increase, bringing my limit to $51,500 !
No income verification or anything. My Discover FICO is 760. My income is $62629
That's awesome!
That's amazing! Congrats! I can't wait to be at that level.
"Use your Credit wisely, don't let it use you!"~Me
@Anonymous wrote:
Just out of curiosity, what's the average monthly spend amount do you put on the card? Do you carry a balance or always PIF?
I always pay in full.
High spend months (you can see those in the image above)
Oct 16: $1287
Sep 16: $1265
Jul 16: $1500
Oct 15: $1607
Jul 15: $2272
@Themanwhocan wrote:
@Anonymous wrote:
Just out of curiosity, what's the average monthly spend amount do you put on the card? Do you carry a balance or always PIF?
I always pay in full.
High spend months (you can see those in the image above)
Oct 16: $1287
Sep 16: $1265
Jul 16: $1500
Oct 15: $1607
Jul 15: $2272
Thanks for sharing. I figured you PIF considering your Fico scores - but I had to ask to put the pieces together.
Congratulations on a fabulous limit with DIscover, Themanwhocan. Very well done!
@Themanwhocan wrote:
@Anonymous wrote:
Just out of curiosity, what's the average monthly spend amount do you put on the card? Do you carry a balance or always PIF?
I always pay in full.
High spend months (you can see those in the image above)
Oct 16: $1287
Sep 16: $1265
Jul 16: $1500
Oct 15: $1607
Jul 15: $2272
This is great to see. You would think that you would need a much higher spending pattern with that kind of limit in order to still get a cli.
That is pretty epic with Discover, OP, way to the way to go!