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WOW!! Great increase...congrats!!
@JustBPatient wrote:WOW!! Great increase...congrats!!
Thank you, JustBPatient!
@Anonymous wrote:
Congrats ML. Outstanding
Thanks, dasingleton! Pretty exciting for me, for sure.
@AverageJoesCredit wrote:
Thats awesome ML! i am glad they gave you some real lovin Gonna do the ron artest yet? Can see it now " Disco Lover" .... everyone will be like what ever happened to MusicLover was such a great presence here on the forum haha lol . Enjoy your newfound gift from Discover, who says Christmas only comes in December?
Okay, you made me laugh out loud, too! lol I have looked at my new CL about a dozen times today. haha They will probably freeze the account I have looked so much.
@Aduke1122 wrote:
Congrats friend this is awesome, great data points thanks
Thank you, Aduke! I hope the data points help someone!
Musiclover, that's one heck of a CLI... huge congrats!
It does seem to be either feast or famine with Discover, though... I fully expect to be back in the $500 club after my last CLI!
Again, congrats and enjoy!
P.S. Sorry I'm late to the party... we'll blame it on the "great slowdown of 2016",,, LOL!
@Anonymous wrote:
@Anonymous wrote:ML, would you share usage, payments, etc with us? I know Discover is difficult to predict, but anything helps. Thanks!
Thanks for the reminder, humu. I sure will.
Discover is one of my daily drivers. It just hit a year old so there will be interest on the account from now on if there is a balance. My interest rate is 12.99. My account started at 10k and I was able to get it to 16k by small increases and one increase of 2500. I carried a balance of about 3k and charged at least 1k per month and make 1k payments monthly so the balance remained.
This month I paid my 3k bill and left no balance. This is the first large CLI I have received. This month my TU score increased from low 700's to where it is now at 758. (Just an fyi-I did that with an installment loan with SoFi.)
Just another data point. I had a Discover card years ago with a CL of 5k and closed it before my financial troubles in 2008.Hope this helps someone.
These are great data points... FWIW I did the same thing just before I got my first 'big' (for me) CLI with them.
I was carrying a 0% BT and using it for the categories (also 0%) but before the promo ran out I paid the whole thing off... that payment was similar to yours (just over $3k). It was just after this when I 'graduated' from the $500 club.
It would seem that unlike Capital One, Discover appears to 'count' paying off a large BT as activity that warrants a CLI.