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Discover $6500 Increase!

Established Contributor

Re: Discover $6500 Increase!

WOW!!  Great increase...congrats!!

Amex PRG =Amex ED 25k = Amex Delta 2k = Amex BCP 6k = Arrival 7k = BOA 321 25k = BOA BBR 5k = CSR 20k = Freedom 10k = Marriott 5k =Ritz 5k = Citi Simplicity 9k = Citi DC 5k = Citi DP 3k = DCVR IT 11k = CAP1 QS 15k = TR Visa 8.5k = NFCU 24k/CLOC 15k = BBVA 10k = Wells Plat. 5k = US Bank Cash+ 11k

FICO scores TU 764 EX 739 EQ 745
Message 21 of 33
Community Leader
Super Contributor

Re: Discover $6500 Increase!


JustBPatient wrote:

WOW!!  Great increase...congrats!!


Thank you, JustBPatient!


Daily Drivers: Penfed Platinum Rewards; NFCU GoRewards; Discover; NASA Platinum Cash Rewards. EQ: 763 TU: 737 EX: 787
Message 22 of 33
Valued Contributor

Re: Discover $6500 Increase!

Congrats ML. Outstanding
Gardening since 7/13/17
Discover $35k | AMEX SPG $50k | Lowes $35k | PenFed Promise $43k | NFCU CashRewards $25k |Cap One QS Plat $19k | RBFCU Premier Rate MC $12.5k | J.Crew $26.5k
PLOC: RBFCU $20k | PenFed $25k | Navy CLOC $15k
TU:746 EQ:729 EX:758
Message 23 of 33
Super Contributor

Re: Discover $6500 Increase!

Thats awesome ML! i am glad they gave you some real lovinSmiley Happy Gonna do the ron artest yet? Can see it now " Disco Lover" .... everyone will be like what ever happened to MusicLover was such a great presence here on the forum haha lolSmiley Wink . Enjoy your newfound gift from Discover, who says Christmas only comes in December? Smiley Wink Smiley Happy

To obtain Credit One Kenobi status upon 0/24 is to Garden Harden!!
Message 24 of 33
Community Leader
Super Contributor

Re: Discover $6500 Increase!


dasingleton wrote:
Congrats ML. Outstanding

Thanks, dasingleton! Pretty exciting for me, for sure. Smiley Happy


Daily Drivers: Penfed Platinum Rewards; NFCU GoRewards; Discover; NASA Platinum Cash Rewards. EQ: 763 TU: 737 EX: 787
Message 25 of 33
Senior Contributor

Re: Discover $6500 Increase!

Congrats friend this is awesome, great data points thanks
Message 26 of 33
Community Leader
Super Contributor

Re: Discover $6500 Increase!


AverageJoesCredit wrote:
Thats awesome ML! i am glad they gave you some real lovinSmiley Happy Gonna do the ron artest yet? Can see it now " Disco Lover" .... everyone will be like what ever happened to MusicLover was such a great presence here on the forum haha lolSmiley Wink . Enjoy your newfound gift from Discover, who says Christmas only comes in December? Smiley Wink Smiley Happy

Okay, you made me laugh out loud, too! lol I have looked at my new CL about a dozen times today. haha They will probably freeze the account I have looked so much.


Daily Drivers: Penfed Platinum Rewards; NFCU GoRewards; Discover; NASA Platinum Cash Rewards. EQ: 763 TU: 737 EX: 787
Message 27 of 33
Community Leader
Super Contributor

Re: Discover $6500 Increase!


Aduke1122 wrote:
Congrats friend this is awesome, great data points thanks

Thank you, Aduke! I hope the data points help someone! Smiley Happy


Daily Drivers: Penfed Platinum Rewards; NFCU GoRewards; Discover; NASA Platinum Cash Rewards. EQ: 763 TU: 737 EX: 787
Message 28 of 33
Moderator

Re: Discover $6500 Increase!

Musiclover, that's one heck of a CLI... huge congrats!  screamer.gif

 

It does seem to be either feast or famine with Discover, though... I fully expect to be back in the $500 club after my last CLI!

 

Again, congrats and enjoy! 

 

Leonardo-DiCaprio-Toast-Fireworks-Gif.gif

 

P.S.  Sorry I'm late to the party... we'll blame it on the "great slowdown of 2016",,, LOL!  Smiley LOL

Message 29 of 33
Moderator

Re: Discover $6500 Increase!


Musiclover wrote:

humuhumunukunukuapuaa wrote:

ML, would you share usage, payments, etc with us? I know Discover is difficult to predict, but anything helps. Thanks! Smiley Happy


Thanks for the reminder, humu. I sure will.

 

Discover is one of my daily drivers. It just hit a year old so there will be interest on the account from now on if there is a balance. My interest rate is 12.99. My account started at 10k and I was able to get it to 16k by small increases and one increase of 2500. I carried a balance of about 3k and charged at least 1k per month and make 1k payments monthly so the balance remained.

 

This month I paid my 3k bill and left no balance. This is the first large CLI I have received. This month my TU score increased from low 700's to where it is now at 758. (Just an fyi-I did that with an installment loan with SoFi.)

 

Just another data point. I had a Discover card years ago with a CL of 5k and closed it before my financial troubles in 2008.Hope this helps someone.


These are great data points... FWIW I did the same thing just before I got my first 'big' (for me) CLI with them. 

 

I was carrying a 0% BT and using it for the categories (also 0%) but before the promo ran out I paid the whole thing off... that payment was similar to yours (just over $3k).  It was just after this when I 'graduated' from the $500 club. 

 

It would seem that unlike Capital One, Discover appears to 'count' paying off a large BT as activity that warrants a CLI.  Smiley Wink

Message 30 of 33