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Discover Approval + Immediate CLI

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Uncle_Money
Established Contributor

Discover Approval + Immediate CLI

Hey guys,

 

So I'm happy to report good news today. I was just approved for the one card I was never able to get years ago.. A Discover card!

 

Here's the scoop.

 

I submitted the application online and checked the boxes to receive an "Instant Decision." The wheel spun for about a minute and I was then asked to call in. A chat box appeared so I jumped on there to speak with a rep. She needed to verify some info and instantly approved me for $9,000. You guys know Uncle Money wasn't stopping there so I asked her if she can increase the line a little more so I can take advantage of their generous balance transfer offer while using the card for purchases without coming close to my limit. She bumped the limit to $11,000! I asked for more again lol but she said they need to see 3 billing cycles of activity. I have no idea which credit bureau was pulled. I checked my alerts and didn't see any inquiries post yet.

 

I'm happy with this outcome. I've heard a lot of good things about Discover so looking forward to using this card.

 

Uncle Money

 

Initial Approval:

Screen Shot 2017-05-17 at 12.01.07 PM.png

 

 After Chat:

discover

Personal: American Express Platinum - NPSL | American Express Blue Cash Preferred - $15,000 | Chase Sapphire Reserve - $38,500 | Chase Amazon Prime Visa - $7,200 | Chase Freedom - $500 | Barclaycard Arrival+ - $18,600 | PenFed Platinum Rewards - $25,000 | PenFed LOC - $10,000 | Navy Federal Credit Union Platinum Visa - $25,000 | Navy Federal Credit Union LOC - $10,000 | Citi Double Cash - $12,170 | Citizens Cash Back+ - $8,650 | Citizens LOC Overdraft - $8,000 | Discover - $10,000 | Capital One Quicksilver One - $3,600 | Capital One Platinum - $750 | Valero - $600 | Dell - $3,000 | Lowes Advantage - $30,000 | Macys Amex - $25,000 | The Home Depot - $7,500 | Tourneau - $15,000
Business: American Express Business Platinum Card - NPSL | American Express Plum Card - NPSL | American Express SimplyCash Plus - $10,000 | American Express Gold Card - NPSL | Bank of America Cash Rewards - $100,000 | Capital One Spark Business - $54,000 | Chase Business Preferred - $34,000 | Chase Business Ink - $15,000 | PNC Bank Cash Rewards Visa Signature - $19,000 | PNC LOC $100,000 | BP Business Solutions - $1,500 | KeyBank Mastercard - $6,000 | Staples More Account - $3,500

Message 1 of 15
14 REPLIES 14
Anonymous
Not applicable

Re: Discover Approval + Immediate CLI

Not to shabby ... awesome approval and CLI!!! Talk about love right out of the chute Smiley Happy And, you say Discover did not love you before ... hmm?
Message 2 of 15
Uncle_Money
Established Contributor

Re: Discover Approval + Immediate CLI

Thanks Dinosaur!

 

It was not until recently they started sending me weekly mailers. I never got them previously and was declined more than once in the past so at one point I just gave up on Discover until now!

 

UM

Personal: American Express Platinum - NPSL | American Express Blue Cash Preferred - $15,000 | Chase Sapphire Reserve - $38,500 | Chase Amazon Prime Visa - $7,200 | Chase Freedom - $500 | Barclaycard Arrival+ - $18,600 | PenFed Platinum Rewards - $25,000 | PenFed LOC - $10,000 | Navy Federal Credit Union Platinum Visa - $25,000 | Navy Federal Credit Union LOC - $10,000 | Citi Double Cash - $12,170 | Citizens Cash Back+ - $8,650 | Citizens LOC Overdraft - $8,000 | Discover - $10,000 | Capital One Quicksilver One - $3,600 | Capital One Platinum - $750 | Valero - $600 | Dell - $3,000 | Lowes Advantage - $30,000 | Macys Amex - $25,000 | The Home Depot - $7,500 | Tourneau - $15,000
Business: American Express Business Platinum Card - NPSL | American Express Plum Card - NPSL | American Express SimplyCash Plus - $10,000 | American Express Gold Card - NPSL | Bank of America Cash Rewards - $100,000 | Capital One Spark Business - $54,000 | Chase Business Preferred - $34,000 | Chase Business Ink - $15,000 | PNC Bank Cash Rewards Visa Signature - $19,000 | PNC LOC $100,000 | BP Business Solutions - $1,500 | KeyBank Mastercard - $6,000 | Staples More Account - $3,500

Message 3 of 15
CreditInspired
Community Leader
Super Contributor

Re: Discover Approval + Immediate CLI

WOW, Uncle_Money, very nice approval on top of getting a CLI. That's the way to go!


|| AmX Cash Magnet $40.5K || NFCU CashRewards $30K || Discover IT $24.7K || Macys $24.2K || NFCU CLOC $15K || NFCU Platinum $15K || CitiCostco $12.7K || Chase FU $12.7K || Apple Card $7K || BOA CashRewards $6K
Message 4 of 15
Anonymous
Not applicable

Re: Discover Approval + Immediate CLI

Congrats!! Awesome Disco approval, and even better getting it immediately increased!!
You'll have the thing at 50K in no time
Message 5 of 15
AverageJoesCredit
Legendary Contributor

Re: Discover Approval + Immediate CLI

Uncle Money gonna be rollin in the Disco doughSmiley Wink. Great limit, i definitely envision you cracking 20k within a yearSmiley Wink
Message 6 of 15
Anonymous
Not applicable

Re: Discover Approval + Immediate CLI

Congrats uncle money. That's a nice SL. Discover has some great perks and the first year cash back is super sweet. Enjoy. 🍾🎉🎊🐬🎈

Message 7 of 15
greent
Frequent Contributor

Re: Discover Approval + Immediate CLI

Congrats!!!! That beats my 500 CLI I got today from Discover. LOL. . . Not even going to do a post anymore. Congrats! New limit 7,800.


Message 8 of 15
Anonymous
Not applicable

Re: Discover Approval + Immediate CLI

Pretty impressive...Congratulations!!

Message 9 of 15
Anonymous
Not applicable

Re: Discover Approval + Immediate CLI

Congratulations on the awesome approval!!!!!
Message 10 of 15
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