05-17-2017 09:28 AM - edited 05-17-2017 09:38 AM
So I'm happy to report good news today. I was just approved for the one card I was never able to get years ago.. A Discover card!
Here's the scoop.
I submitted the application online and checked the boxes to receive an "Instant Decision." The wheel spun for about a minute and I was then asked to call in. A chat box appeared so I jumped on there to speak with a rep. She needed to verify some info and instantly approved me for $9,000. You guys know Uncle Money wasn't stopping there so I asked her if she can increase the line a little more so I can take advantage of their generous balance transfer offer while using the card for purchases without coming close to my limit. She bumped the limit to $11,000! I asked for more again lol but she said they need to see 3 billing cycles of activity. I have no idea which credit bureau was pulled. I checked my alerts and didn't see any inquiries post yet.
I'm happy with this outcome. I've heard a lot of good things about Discover so looking forward to using this card.
05-17-2017 09:32 AM
05-17-2017 09:40 AM
It was not until recently they started sending me weekly mailers. I never got them previously and was declined more than once in the past so at one point I just gave up on Discover until now!
05-17-2017 09:57 AM - edited 05-17-2017 09:58 AM
WOW, Uncle_Money, very nice approval on top of getting a CLI. That's the way to go!
05-17-2017 10:10 AM
05-18-2017 12:16 AM
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