Discover Auto CLI Again

[LionLaw]

I have always been stuck in the basement with Discover, though I've started making an effort to get my CL growing

2001: opened the card with a $1000 CL

2005: somewhere around this time, I got auto CLI'd to $1500

2008: my first CLI request. I ask to double my CL to $3000, and I get it

2010: with my credit shot to hell after the financial crisis, Discover CLD's me to $500; I'm just happy they didn't close it.

2012: after a few months of credit rebuilding, I request a CLI to $1000 in July. It takes a HP, but I get it. I request another in December, and after another HP, I get up to $2000, even though it's been less than 6 months since my last CLI request.

In June, I'm going to ask for an increase to $5000. With my credit on the mend and Discover's newfound fondness for high limits, I'm hopeful for success.

[MrShush]

Good luck--keep us posted!

[LS2982]

Still stuck at 1K here........

Next month marks a year no CLI they get the sock drawer!

[kevinjjc]

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@LS2982 wrote:

Still stuck at 1K here........

Next month marks a year no CLI they get the sock drawer!

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Why not request a CLI? Not worth a hard inquiry? If you sock drawer it, you might be sealing your fate for no future CLI's from Discover.

[MrShush]

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@kevinjjc wrote:

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@LS2982 wrote:

Still stuck at 1K here........

Next month marks a year no CLI they get the sock drawer!

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Why not request a CLI? Not worth a hard inquiry? If you sock drawer it, you might be sealing your fate for no future CLI's from Discover.

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This is true.

On the other hand and if memory serves me, isn't Discover notorious for $2000 increments? For someone trying to bust out of a low limit, an HP might not be worth it.

To be honest, I got most of my increases when carrying a balance.

[randeman]

My first year, I got a small increase every quarter.  Then they stopped.

My increases are always in even numbers, and my limit is an even number.

[MrShush]

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@randeman wrote:

My first year, I got a small increase every quarter.  Then they stopped.

My increases are always in even numbers, and my limit is an even number.

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Oh how I long for an even number.

[randeman]

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@MrShush wrote:

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@randeman wrote:

My first year, I got a small increase every quarter.  Then they stopped.

My increases are always in even numbers, and my limit is an even number.

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Oh how I long for an even number.

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Yeah, I like symmetry in some things.

Oh, apologies, I just called Discover and they gave me another small increase.  Even (Sorry).  Mea culpa.

[MrShush]

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@randeman wrote:

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Yeah, I like symmetry in some things.

Oh, apologies, I just called Discover and they gave me another small increase.  Even (Sorry).  Mea culpa.

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Did you ask for it?

[randeman]

Nope.  They just jack it up a small amount every three or four months.  My limit is $1750 higher than this time last year.  I dunno.  I read on a couple of boards, including here, that Discover is really stingy with CLIs, but not with me, God love 'em.