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Contributor
Pworld
Posts: 114
Registered: ‎12-29-2008
0

Discover Auto CLI after 3rd Statement

Just wanted to share my suprising discovery (no pun) upon signing into my account tonight. I got a $300 auto CLI!!!! This is suprising to me, because so many people says it takes around 6 months. I have used my discover a lot, but not really maxing it out. Lets just say i have earned 85 dollars in rewards in 3 statements, with no signing bonuses. 

 

This will be my highest Credit Limit, with my other limits being 700/800/500/npsl x 2 . So to anybody new to credit or a mid score (i checked this week end my eq is 683 right with 0%util on my report and 1 derog) wanted to know how Discover is with CLI and rebuilding score, i hope this is another confidence booster. Just run a good amount of money and pay on time (i pay about 2-3 times a month depending on use, i itch having a balance). 

 

This form has educated me so much in the past 3 months. and gave me a 40 point increase in that time. Still in the garden on my goal to a 700 score by february. 

2/2011=EQ: 590
11/2012=EQ: 683 (after 4 card app spree and reporting)
10/2013=EQ: 708 (reached my goal!! for 2013) EX(amex): 668 TU(Disc):680
Goal = 725 by 6/2014
Amex Zync/NPSL | Amex Green/NPSL | AMEX BCP/15k | Chase Freedom/2.2K | Best Buy/800 | Discover IT/6.4K | Citi HHonors Reserve/3K | Chase Hyatt/5k | Sapphire Preffered/9K
Established Contributor
snowkitty
Posts: 985
Registered: ‎09-10-2012
0

Re: Discover Auto CLI after 3rd Statement

Congrats! Thanks for the info.....I have had Discover for 2 months and am hoping to get an increase at the 3 month mark. I pay a few times a month as well and have ran quite a bit through them.

TU Fico 714 | Sesame 742 | Credit Karma 762 | Wal-Mart FICO 734 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 13.1k | Citi Diamond Preferred 10.2k | CSP 5k | Bofa Cash 9k | Boa Travel 10k | Discover More 3k | Chase SW 5k | Wal-Mart 3.3k | Amazon 5k | Old Navy Visa 5k | Shell 1200 | BP 400 | VS 1500 | Sam's Discover 8.5k | FNBO Amex 16k | Chase Freedom 1.3k | Home Depot 5k | Brylane Homes 1600 | BML 2820

App free since 12/11/13*
Valued Contributor
Epcot
Posts: 2,789
Registered: ‎10-10-2012
0

Re: Discover Auto CLI after 3rd Statement

That's great, Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 816 EX 780 TU 823
App free since 4/11/13
Contributor
wealthcreator
Posts: 211
Registered: ‎07-02-2012
0

Re: Discover Auto CLI after 3rd Statement


Pworld wrote:

Just wanted to share my suprising discovery (no pun) upon signing into my account tonight. I got a $300 auto CLI!!!! This is suprising to me, because so many people says it takes around 6 months. I have used my discover a lot, but not really maxing it out. Lets just say i have earned 85 dollars in rewards in 3 statements, with no signing bonuses. 

 

This will be my highest Credit Limit, with my other limits being 700/800/500/npsl x 2 . So to anybody new to credit or a mid score (i checked this week end my eq is 683 right with 0%util on my report and 1 derog) wanted to know how Discover is with CLI and rebuilding score, i hope this is another confidence booster. Just run a good amount of money and pay on time (i pay about 2-3 times a month depending on use, i itch having a balance). 

 

This form has educated me so much in the past 3 months. and gave me a 40 point increase in that time. Still in the garden on my goal to a 700 score by february. 


I got the card in July and use it a lot.. I hv not received any CLI yet.. Did u get after statement cut date?

Walmart TU-724 on 12-2012
EX-707 on 08-2012
EQ-668on 08-2012
_________________________________
Wallet - Discover 1500 | Chase Freedom 1500 | OldNavy Visa 2750 | Walmart 2000 | Amex BCE 6000 | BoA Visa Sig 5000 | Chase Marriott 5000 | Amex Hhonor 2000 | CSP 5000
__________________________________________
Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012
0

Re: Discover Auto CLI after 3rd Statement

Congrats

Contributor
Pworld
Posts: 114
Registered: ‎12-29-2008
0

Re: Discover Auto CLI after 3rd Statement


wealthcreator wrote:

I got the card in July and use it a lot.. I hv not received any CLI yet.. Did u get after statement cut date?


Yes. Statement cut on the 4th and i noticed it on the 6th. Statement had the old limit. 

2/2011=EQ: 590
11/2012=EQ: 683 (after 4 card app spree and reporting)
10/2013=EQ: 708 (reached my goal!! for 2013) EX(amex): 668 TU(Disc):680
Goal = 725 by 6/2014
Amex Zync/NPSL | Amex Green/NPSL | AMEX BCP/15k | Chase Freedom/2.2K | Best Buy/800 | Discover IT/6.4K | Citi HHonors Reserve/3K | Chase Hyatt/5k | Sapphire Preffered/9K
Valued Contributor
nicholasyud
Posts: 1,737
Registered: ‎08-13-2012
0

Re: Discover Auto CLI after 3rd Statement

awesome.........


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 13k| Amex: NSPL|Dis: 9.4k|Cap: 5.5k|CAP: 2k|CSP: 13.4k| Pen:4.5k

Frequent Contributor
CreditChampion
Posts: 267
Registered: ‎03-15-2012
0

Re: Discover Auto CLI after 3rd Statement

Got a 300 cli as well minimum use
Fico Scores: 763 EQ(12/11/12) 768 TU(12/11/12) ? EX(TBD)
Citi Double Cash 10K PenFed Plat Rewards 8.5K Citi Forward $7.1K AMEX BCE 6K AMEX Zync NPSL(AU) Discover it 5K Wells Fargo Cash Back $2.3K BankAmericard Better Balance $700 Chase Freedom $500 Capital One Quicksilver $6K Capital One Platinum (AU) $500 Capital One Secured Card (AU) $251(Closed)

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