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Discover Auto CLI after 3rd Statement

Regular Contributor

Discover Auto CLI after 3rd Statement

Just wanted to share my suprising discovery (no pun) upon signing into my account tonight. I got a $300 auto CLI!!!! This is suprising to me, because so many people says it takes around 6 months. I have used my discover a lot, but not really maxing it out. Lets just say i have earned 85 dollars in rewards in 3 statements, with no signing bonuses. 

 

This will be my highest Credit Limit, with my other limits being 700/800/500/npsl x 2 . So to anybody new to credit or a mid score (i checked this week end my eq is 683 right with 0%util on my report and 1 derog) wanted to know how Discover is with CLI and rebuilding score, i hope this is another confidence booster. Just run a good amount of money and pay on time (i pay about 2-3 times a month depending on use, i itch having a balance). 

 

This form has educated me so much in the past 3 months. and gave me a 40 point increase in that time. Still in the garden on my goal to a 700 score by february. 


Current EQ:719 EX: 701 TU:713


Amex Zync/NPSL | Amex Green/NPSL | AMEX BCP/25k | Chase Freedom/2.2K | Discover IT/6.4K | Citi HHonors Reserve/3K | Chase Hyatt/5k | Sapphire Preffered/13K | Ink Business Preferred/13K
7 REPLIES
Established Contributor

Re: Discover Auto CLI after 3rd Statement

Congrats! Thanks for the info.....I have had Discover for 2 months and am hoping to get an increase at the 3 month mark. I pay a few times a month as well and have ran quite a bit through them.

TU Fico 714 | Sesame 742 | Credit Karma 762 | Wal-Mart FICO 734 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 13.1k | Citi Diamond Preferred 10.2k | CSP 5k | Bofa Cash 9k | Boa Travel 10k | Discover More 3k | Chase SW 5k | Wal-Mart 3.3k | Amazon 5k | Old Navy Visa 5k | Shell 1200 | BP 400 | VS 1500 | Sam's Discover 8.5k | FNBO Amex 16k | Chase Freedom 1.3k | Home Depot 5k | Brylane Homes 1600 | BML 2820

App free since 12/11/13*
Valued Contributor

Re: Discover Auto CLI after 3rd Statement

That's great, Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Contributor

Re: Discover Auto CLI after 3rd Statement


Pworld wrote:

Just wanted to share my suprising discovery (no pun) upon signing into my account tonight. I got a $300 auto CLI!!!! This is suprising to me, because so many people says it takes around 6 months. I have used my discover a lot, but not really maxing it out. Lets just say i have earned 85 dollars in rewards in 3 statements, with no signing bonuses. 

 

This will be my highest Credit Limit, with my other limits being 700/800/500/npsl x 2 . So to anybody new to credit or a mid score (i checked this week end my eq is 683 right with 0%util on my report and 1 derog) wanted to know how Discover is with CLI and rebuilding score, i hope this is another confidence booster. Just run a good amount of money and pay on time (i pay about 2-3 times a month depending on use, i itch having a balance). 

 

This form has educated me so much in the past 3 months. and gave me a 40 point increase in that time. Still in the garden on my goal to a 700 score by february. 


I got the card in July and use it a lot.. I hv not received any CLI yet.. Did u get after statement cut date?

Walmart TU-724 on 12-2012
EX-707 on 08-2012
EQ-668on 08-2012
_________________________________
Wallet - Discover 1500 | Chase Freedom 1500 | OldNavy Visa 2750 | Walmart 2000 | Amex BCE 6000 | BoA Visa Sig 5000 | Chase Marriott 5000 | Amex Hhonor 2000 | CSP 5000
__________________________________________
Established Contributor

Re: Discover Auto CLI after 3rd Statement

Congrats

Regular Contributor

Re: Discover Auto CLI after 3rd Statement


wealthcreator wrote:

I got the card in July and use it a lot.. I hv not received any CLI yet.. Did u get after statement cut date?


Yes. Statement cut on the 4th and i noticed it on the 6th. Statement had the old limit. 


Current EQ:719 EX: 701 TU:713


Amex Zync/NPSL | Amex Green/NPSL | AMEX BCP/25k | Chase Freedom/2.2K | Discover IT/6.4K | Citi HHonors Reserve/3K | Chase Hyatt/5k | Sapphire Preffered/13K | Ink Business Preferred/13K
Valued Contributor

Re: Discover Auto CLI after 3rd Statement

awesome.........


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 13k| Amex: NSPL|Dis: 9.4k|Cap: 5.5k|CAP: 2k|CSP: 13.4k| Pen:4.5k

Frequent Contributor

Re: Discover Auto CLI after 3rd Statement

Got a 300 cli as well minimum use
Fico Scores:800+Club

Marvel MC 25K AMEX BCE 18K AMEX Blue Sky 13.6K AMEX BCE 13.5K AMEX Zync
NPSL(AU) Citi Double Cash 14.5K PenFed Plat Rewards 14.5K Citi Forward 10.3k Discover it 9.5K Wells Fargo Cash Back 7.2K BankAmericard Better Balance $700 Chase Freedom $500 Capital One Quicksilver $6K Capital One Platinum (AU) $500 Capital One Secured Card (AU) $251(Closed) PenFed PLOC 14K
PenFed Promise 5K