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I've had mine since the first week of March. No auto-CLIs, nor do I expect one. I specifically got the card to pay utilities and to do a BT for the 18-month 0% transfer.
Carrying a 60% balance on it while I pay it down, I spend only about $50 a month on it, so I'm not likely to get one until I get it to 0 and actually use it the way I'd like to.
Follow my financial journey: http://www.frugalrican.com
Just got a $350 auto CLI after 4th statement on my $1k Discover More.
@Gabo wrote:Be advised that if your credit limit is below 1500 automatic CLI is not available for at least 1 year, however if your card is at least 3K limit CLI is available within Months defending on your CR, sometimes people got lucky to get their CLI in 3 or 4 months but the average is 6 months
My Discover opened 4-16-12 at $4k. I'm interested in others experiences. My score was 730 when opened and now down to 670 due to AAoA and new mortgage and 6 new cc's.
@Gabo wrote:Be advised that if your credit limit is below 1500 automatic CLI is not available for at least 1 year, however if your card is at least 3K limit CLI is available within Months defending on your CR, sometimes people got lucky to get their CLI in 3 or 4 months but the average is 6 months
I know this is an old thread, but I felt compelled to clear some things up for future discover cardholders researching for some answers. Gabo, I don't know if you stated "Be advised that if your credit limit is below 1500 automatic CLI is not available for at least 1 year," in error, but you're wrong. I started at a credit line of $1,000 and after 3 months they gave me an increase, then 3 months later another increase, again 3 months later another. I'm about to reach my 1 year anniversary with them next month, so i'm not sure if I'll get another but I will update. Granted, they've been small increases -250.00- each time but nonetheless, i've gotten them having a limit "below 1500."
they auto CL just right after 5 months.they start 1k2 for me. i just called, they said call them back after 6 months.They will review agian,if my account is good standing then they don't need HP,if not they have to pull my credit again for CL increase.
Discover does auto clis fairly frequently. Typically, I larger credit line will require a hp. I've received three auto clis with the first being at six months, then every three months for another six months, and then a neary 5k increased at around 14 months.
Just received a $200 increase yesterday, one day after my 6th statement cut, not much but a little bump.
When i PIF i push a negative credit into it for good measure. This time i'm leaving it for awhile and then try again for a CLI, HP if they absolutely feel a need for it, but it better yield some results. I been getting pretty tired of sending multiple payments every time i use their $1400 SL line.