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Discover Auto CLI

Frequent Contributor

Discover Auto CLI

I generally call Discover to get a CLI on my More card every 6 months, and they have been able to do it with soft pulls only. I called them a few days ago but they shot me down and said they'd have to do a hard pull this time. I said it's not worth it and declined. So I log on today and saw my CL went from $5500 to $6500. I guess they must have changed their mind.

It's not a huge increase but considering how stingy Discover can be with their CLs I'll take it. It's taken me a couple years to claw my way up from $2k.


Starting Score: 690
Current Score: EQ 780 EX 814 TU 783
Goal Score: 800

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Message 1 of 6
5 REPLIES
Regular Contributor

Re: Discover Auto CLI

so I can just ask them to do a SP instead?

 

My TL : Venture 33k / BCE AMEX 33k / BoA123 Sig 24k / Discover 28.5k / Home Depot 16.5 K / CSP 16.5k / Barclays Arrival WEMC 15k / Citi World WEMC13.5k / CU Visa 11k/ Nordstrom Visa 15K / Freedom 10k / Citi AA 11.1k / Macy's Store 5.3K / Best buy 2.4K / BBRZ Gold 1.4K / Express 1.4K/
Message 2 of 6
Valued Contributor

Re: Discover Auto CLI

Congrats, glad you still got it!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Message 3 of 6
Established Contributor

Re: Discover Auto CLI

Congrats

Message 4 of 6
Established Member

Re: Discover Auto CLI


cutemarty1 wrote:

so I can just ask them to do a SP instead?

 


Yes. But they do not always provide SP.

Message 5 of 6
Mega Contributor

Re: Discover Auto CLI


LTomBerry wrote:

I generally call Discover to get a CLI on my More card every 6 months, and they have been able to do it with soft pulls only. I called them a few days ago but they shot me down and said they'd have to do a hard pull this time. I said it's not worth it and declined. So I log on today and saw my CL went from $5500 to $6500. I guess they must have changed their mind.

It's not a huge increase but considering how stingy Discover can be with their CLs I'll take it. It's taken me a couple years to claw my way up from $2k.


They want a HP from me as wll, i'm not doing it. Discover has really irked me since the 6th month mark i've had them, all of my other cards have had no issues increasing but they refuse to budge.

 

I guess it will collect dust then.

 




EQ FICO 548 3/3/16
Message 6 of 6