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Frequent Contributor
Posts: 258
Registered: ‎06-10-2012
0

Discover CLI $1k to $2K

Tonight is my night!  Wanted to do some online shopping and get 5% cash back, but I already had an $800 balance on a $1000 CL, and I didn't want to wait for a payment to process.  So, I figured, what the hell--I haven't applied for anything since July, my new accounts have had a chance to age, and my CR has been squeaky clean for over a year now.  My only concerns were 1) I had at least some balance on 2 of my other 3 cards, in addition to the high balance on my Discover, and 2) I had just requested a CLI from Discover over the summer (more on that here).  But, I figured it was worth a shot all the same.  So I called in; it took a hard pull, but I asked for an increase to $2000 and got approved!  It feels great, especially since I was struggling to get a CLI on my $500 limit just a few months ago!


Starting Score: 617 (EQ 6/10/12)
Current Score (8/28/13): EQ: 691 EX: 706 TU: 700
Goal Score: 700

Discover it $4,500 (02/2001); Amex PRG (Backdated to 01/2006); Amex ZYNC (Backdated to 07/2006); Wells Fargo Cash Back Visa $5,500 (12/2011); Citi Diamond Preferred MC $2,000 (07/2012); B of A Cash Rewards Visa Signature $5,000 (02/2013)

Frequent Contributor
Posts: 455
Registered: ‎01-04-2012
0

Re: Discover CLI $1k to $2K

congrats on the increase!

Established Contributor
Posts: 574
Registered: ‎06-04-2012
0

CRe: Discover CLI $1k to $2K

Congrats on the CLI. I recently got my Discover card and feel confident it will grow nicely.

 

~kn

 


EQ: 700 (FICO ScoreWatch) 11/26/14
EX: ??? (No Current)
TU: 681 (Discover FICO) 11/12/14

Last App 9/22/14... In Garden 'till Summer '15
Established Contributor
Posts: 985
Registered: ‎09-10-2012
0

Re: Discover CLI $1k to $2K

Congrats!!! I can't wait til I can get a clip with them! Smiley Happy
TU Fico 714 | Sesame 742 | Credit Karma 762 | Wal-Mart FICO 734 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 13.1k | Citi Diamond Preferred 10.2k | CSP 5k | Bofa Cash 9k | Boa Travel 10k | Discover More 3k | Chase SW 5k | Wal-Mart 3.3k | Amazon 5k | Old Navy Visa 5k | Shell 1200 | BP 400 | VS 1500 | Sam's Discover 8.5k | FNBO Amex 16k | Chase Freedom 1.3k | Home Depot 5k | Brylane Homes 1600 | BML 2820

App free since 12/11/13*
Established Contributor
Posts: 985
Registered: ‎09-10-2012
0

Re: Discover CLI $1k to $2K

Cli not clip.....stupid autocorrect!!
TU Fico 714 | Sesame 742 | Credit Karma 762 | Wal-Mart FICO 734 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 13.1k | Citi Diamond Preferred 10.2k | CSP 5k | Bofa Cash 9k | Boa Travel 10k | Discover More 3k | Chase SW 5k | Wal-Mart 3.3k | Amazon 5k | Old Navy Visa 5k | Shell 1200 | BP 400 | VS 1500 | Sam's Discover 8.5k | FNBO Amex 16k | Chase Freedom 1.3k | Home Depot 5k | Brylane Homes 1600 | BML 2820

App free since 12/11/13*
Valued Contributor
Posts: 1,987
Registered: ‎06-25-2012
0

Re: Discover CLI $1k to $2K

congrats!

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Frequent Contributor
Posts: 258
Registered: ‎06-10-2012
0

Re: Discover CLI $1k to $2K

Thanks everybody!  Sadly this means I'm going to have to say goodbye to this nice silver spade I've been nursing for the past few months, since it took a hard pull.  But, it was totally worth it!


Starting Score: 617 (EQ 6/10/12)
Current Score (8/28/13): EQ: 691 EX: 706 TU: 700
Goal Score: 700

Discover it $4,500 (02/2001); Amex PRG (Backdated to 01/2006); Amex ZYNC (Backdated to 07/2006); Wells Fargo Cash Back Visa $5,500 (12/2011); Citi Diamond Preferred MC $2,000 (07/2012); B of A Cash Rewards Visa Signature $5,000 (02/2013)

Valued Contributor
Posts: 1,738
Registered: ‎08-13-2012
0

Re: Discover CLI $1k to $2K

Congrat buddie...Stay in shape now....


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 13k| Amex: NSPL|Dis: 9.4k|Cap: 5.5k|CAP: 2k|CSP: 13.4k| Pen:4.5k

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Valued Contributor
Posts: 2,802
Registered: ‎10-10-2012
0

Re: Discover CLI $1k to $2K

That's good to hear, Congrats on the increase!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15

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