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Frequent Contributor
Posts: 261
Registered: ‎07-15-2012
0

Discover CLI lol

After denying me a CLI a few weeks ago I woke up to a whooping 300$ CLI !! LOL not impressed with them!

Current Fico's: TU 797 / EFX 785 / EXP 775
Wallet: US Bank Cash + $15K | Amex PRG NSL | Barclay Arrival+ WMC $10K l Amex BCP $9K | PenFed Visa Sig $9K | DCU Plat. $10K | Logix 10K | Discover $9.6K | WalMart $10K | Paypal MC $15K | Cap 1 Venture World MasterCard $6K | Barclay NFL $3.4K | Cap 1 Venture One $6K | • $113,000 Revolving •
Valued Contributor
Posts: 2,829
Registered: ‎03-14-2012
0

Re: Discover CLI lol

$300 is better than nothing.  Congrats!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

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Valued Contributor
Posts: 1,339
Registered: ‎09-11-2012
0

Re: Discover CLI lol


IECredit wrote:

After denying me a CLI a few weeks ago I woke up to a whooping 300$ CLI !! LOL not impressed with them!


It seems to be inline with other major bank. I know that many bank won't match the CU or GE.

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Valued Contributor
Posts: 2,110
Registered: ‎12-29-2011
0

Re: Discover CLI lol

LOL that's more of an increase than some of us have seen!

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Regular Contributor
Posts: 176
Registered: ‎04-17-2013
0

Re: Discover CLI lol

$300 is defnitely good compared with my poor $150. How did you get this CLI?

Last App: 09/17/2013 // No App Until: Mortgage (05/14?)

Cards in my wallet: AMEX BCE ($8000) // CITI AA VISA SIG ($5000) // CHASE FREEDOM ($3500) // DISCOVER IT ($1000) // CAP ONE NC ($1000) // WALMART DISCOVER ($1600)
Credit Scores: FICO TU08 (10/13): 739 // Credit Karma (10/13): 677??!! // Credit Sesame (10/13): 730
Next Goal: CSP (after mortgage probably...)
New Contributor
Posts: 351
Registered: ‎06-02-2013
0

Re: Discover CLI lol

Not sure if your limit is updated in your sig or not but if so, that is 30% so not shabby considering Discover!

If women didn't exist, all the money in the world would have no meaning. -- Aristotle
Starting Score: 777
Current Score:  761
Goal Score:      800
Established Member
Posts: 14
Registered: ‎12-08-2012
0

Re: Discover CLI lol

I just passed the 6 statement on my disocver more account and was denied an increase with the "love button." I sent a message to customer support requesting an increase and was denied again. However, I am glad I read this thread because I logged into my account to see a $200 increase. I am not at $1,700 with discover, which is my highest tradeline. I am happy for sure.

Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
0

Re: Discover CLI lol

Ive lost all faith in Discover for increases. Ill roll with my 7K Sams Discover.

GE >>>>>> Discover



Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Valued Contributor
Posts: 8,055
Registered: ‎10-21-2012
0

Re: Discover CLI lol


MsLadyRover wrote:

$300 is better than nothing.  Congrats!


+1

Well, more like "turtle steps" by way of some Discover CLIs...lol.  Unless folks go the HP route, then that's likely the best alternative for higher CLIs (povided income, clean CR, scores, etc., are all in line).  Of course, even something nominal is still a positive outcome.

Super Contributor
Posts: 7,132
Registered: ‎02-27-2013
0

Re: Discover CLI lol

After reading all these threads I'm mentally prepared to sacrifice 1 HP for CLI lol. They pull EQ for CLI requests right?
JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
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