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Discover CLI

Senior Contributor

Re: Discover CLI

Congrats!!!! Just got a Motiva recently! Looking forward to bldg a relationship w Amex :-)
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 11 of 20
Senior Contributor

Re: Discover CLI

I mean Discover* lol.
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 12 of 20
Contributor

Re: Discover CLI

Love discover. Congratulations

Starting Score: 585
Current Score: TU 734 Walmart EQ 704 FICO EX 721
Goal Score: 750 Across the board


Take the FICO Fitness Challenge

Message 13 of 20
Established Contributor

Re: Discover CLI

Just keeping using the card and trying paying in full... I opened a more card back in nov as well and they gave me a credit limit of 1,000....they increased me this month to 15,000...I love discover
Message 14 of 20
Member

Re: Discover CLI

Congrats!!

 

Discover is definitely one my favorite to do business with. When I opened my account with them in Jan of this year they gave me a $1,000 limit. In April they auto CLI me to $1250 In July I requested a CLI and they bumped me to $5,000 via SP, then in September they auto CLI me to $5,250. Just a couple of days ago they auto CLI me again to $6,000. I have always paid in full every month.

 

I think Discover wants to keep their limit close to what my Amex is.

Message 15 of 20
Regular Contributor

Re: Discover CLI


MrAnonymous wrote:

Congrats!!

 

Discover is definitely one my favorite to do business with. When I opened my account with them in Jan of this year they gave me a $1,000 limit. In April they auto CLI me to $1250 In July I requested a CLI and they bumped me to $5,000 via SP, then in September they auto CLI me to $5,250. Just a couple of days ago they auto CLI me again to $6,000. I have always paid in full every month.

 

I think Discover wants to keep their limit close to what my Amex is.


Is it true that Discover has been playing catch up with your Amex BCE? Looks like both of your cards are at $6K now.

 

FICO Scores 8: EX 731, EQ 731, TU 725

Credit Cards: Chase Freedom 9.5K | AMEX TrueEarnings 4.5K | Cap1 Venture Visa 3.5K | Cap1 QS MC 3.5K | Discover IT 1K | Cap1 Spark Cash 15K | AMEX SimplyCash 9K

Store: PayPal SmartConnect 10K | JCP 5.2K | Banana 3.3K | Walmart 4.5K | Kohls 1.5K | TargetRED 200
Message 16 of 20
Regular Contributor

Re: Discover CLI

Congrats. Discover has been a tough nut for me to crack. Member since 2001, I put a fair amount of volume through the card every month, pay in full, and for all that I have just a $1,500 credit limit. My TU FICO has held steady at 720-730 for most if not all of 2012. If it weren't for (1) having this card raises my AAoA significantly and (2) I don't pay a fee on the card, I would dump this card immediately. It does very little to justify being in my house, much less to justify being in my wallet.


Starting Score: 653 (11/1/2011 TransUnion)
Current Score: 719 (5/3/2012 TransUnion) 572 (3/21/2012 Equifax) 762 (4/14/12 VantageScore)
Goal Score: 700


Take the FICO Fitness Challenge
Message 17 of 20
Highlighted
Established Contributor

Re: Discover CLI

Discover has been a good joint credit card for us. We started out around $5ooo. and they have auto increased us to $9400 in about  two years.

Starting scores 01/02/2012 EQ 707(Fico) TU 733(Fico)XP 735 (FAKO)
Updated scores 05/01/17 EQ 824, TU 812 EXP 810 (all Fico scores) Remember the Three P's: Pay early in Full, Pay on Time, Patience
Message 18 of 20
Established Contributor

Re: Discover CLI

Congrats

Message 19 of 20
Regular Contributor

Re: Discover CLI


Credit314 wrote:

Congrats


Congrats too!!

 

Just got an increase to 9k from 4.5 for my Discover Credit Card thru an analyst.  I got the increase thru a CSR which said my my app would need further review. A british speaking guy was interrogating me about my income and mortgage for twenty minutes lol.

 

My TL : Venture 33k / BCE AMEX 33k / BoA123 Sig 24k / Discover 28.5k / Home Depot 16.5 K / CSP 16.5k / Barclays Arrival WEMC 15k / Citi World WEMC13.5k / CU Visa 11k/ Nordstrom Visa 15K / Freedom 10k / Citi AA 11.1k / Macy's Store 5.3K / Best buy 2.4K / BBRZ Gold 1.4K / Express 1.4K/
Message 20 of 20