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Discover CLI!

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QueenBeeOC
Regular Contributor

Re: Discover CLI!

what does this LUV button look like? My 2nd statement cut a week ago and I want a CLI. 

Southwest: $9k - Discover It $1,900 - Amazon $2,900 - CAP1 - $1,500 - QuickSilver (FKA Orchard) - $900 - J. Crew $1K - LOFT $1K - Nordstroms $1K - Amex BCE - $3,000
Scores: Credit Karma 687, Credit Sesame 660- EQ 643 - EX 665 (from Amex)- TQ 655 Lender Pull: 693


Message 11 of 28
creditjail
Regular Contributor

Re: Discover CLI!

Congrats

FICO scores:EQ- 723 (6/13), TU- 722 (6/13), EX- ?
My Wallet- AMEX BCE-17.5K, Chase Freedom-6k, Cap1- 5K, BMO Harris-5K, Wells Fargo-2K,
Store Cards-Lowes- 8K, Ashley Furniture-6K, American Furniture-2.5K,


Message 12 of 28
youngandcreditwrthy
Senior Contributor

Re: Discover CLI!

Congrats! Seems like Discover has no prob granting high limits, they jst like to hp! Grr
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 13 of 28
LS2982
Mega Contributor

Re: Discover CLI!


@andre181 wrote:

So today the LUV button popped up on Discover so I hit it. I asked for a $5k CLI, but it countered with $4500. So I went from $15,300 to $19,800! 

 

Heart Discover!


CONGRATS!!!! Very nice limit!!! Smiley Happy




EQ FICO 548 3/3/16
Message 14 of 28
09Lexie
Moderator Emerita

Re: Discover CLI!

Message 15 of 28
applebottom
Member

Re: Discover CLI!

Had the card since 2/2011 with the same credit limit 1000.00 . Don't see why one have to ask for cli. Never have to ask NFCU for a increase they just give due to your credit worthiness.

Tran 798. Ex. 768 Eq 780
Message 16 of 28
LS2982
Mega Contributor

Re: Discover CLI!


@applebottom wrote:
Had the card since 2/2011 with the same credit limit 1000.00 . Don't see why one have to ask for cli. Never have to ask NFCU for a increase they just give due to your credit worthiness.

Tran 798. Ex. 768 Eq 780

Totally agree!




EQ FICO 548 3/3/16
Message 17 of 28
migliogiorni
Established Contributor

Re: Discover CLI!

Congrats on your your CLI! Smiley Very Happy

BOA: 8.9k
CSP: 5k
Discover: 5k
Citi TY Preferd: 5k
Wally: 5k
JCP: 4.9k
citiForward: 4.7k
ChaseFreedom: 4.5k
DFS: 2k
Message 18 of 28
CBTS
Frequent Contributor

Re: Discover CLI!

Congrats OP!

Did you ever figure out if it was a HP or a SP?

Message 19 of 28
hateAshbury
Regular Contributor

Re: Discover CLI!

bumping this up to get answers to two questions that have appeared repeatedly upthread:

 

(1) What does the luv button look like?

 

I think it is the following text that appears on the main page of one's account summary: "Need more purchasing power? Request Credit Limit Increase"

 

But maybe the OP and others mean something else.

 

(2) Is it a hard or soft pull?

 

The question is as old as Methuselah. So what's the answer?


Starting Score: 653 (11/1/2011 TransUnion)
Current Score: 719 (5/3/2012 TransUnion) 572 (3/21/2012 Equifax) 762 (4/14/12 VantageScore)
Goal Score: 700


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Message 20 of 28
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