Discover Denial but got the secured!

AwwwYeee · ‎03-24-2014

I guess you can say it was kind of an approval haha. Got denied cause my collections but they offered the secured cause of my recent good history. Same rewards as the regular IT card. The rep said the secured can be graduate within 12 months if the card is in good standing. So all in all its not a total loss. I'm just happy to get my foot in the door with discover!

virgo · ‎03-24-2014

Any step forward is a positive. I was there 6 mos ago. There's still a requirement threshhold with a secured card. Congrats on entering the Discover family.

gdale6 · ‎03-24-2014

@AwwwYeee wrote:
I guess you can say it was kind of an approval haha. Got denied cause my collections but they offered the secured cause of my recent good history. Same rewards as the regular IT card. The rep said the secured can be graduate within 12 months if the card is in good standing. So all in all its not a total loss. I'm just happy to get my foot in the door with discover!

Nice, congrats

coldnmn · ‎03-24-2014

Congrats! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17

AwwwYeee · ‎03-24-2014

Thanks guys!! Secured or not. I'm stoked!

BearsAndTurtlesRtheBest · ‎03-24-2014

@AwwwYeee wrote:
Thanks guys!! Secured or not. I'm stoked!

You tell em!! Congrats!

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019

-Wade- · ‎03-24-2014

@AwwwYeee wrote:
I guess you can say it was kind of an approval haha. Got denied cause my collections but they offered the secured cause of my recent good history. Same rewards as the regular IT card. The rep said the secured can be graduate within 12 months if the card is in good standing. So all in all its not a total loss. I'm just happy to get my foot in the door with discover!

Congrats on your success

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******