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Discover Graduation + Bofa Cash Rewards Instantly Approved

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Member

Discover Graduation + Bofa Cash Rewards Instantly Approved

 

 After re-establishing my credit roughly one year ago with a Discover secured credit card I now have an unsecured Discover card of $1.5k and just today acquired a Bofa cash rewards card for $1.4k.  Discover graduated me soon as my TU FICO hit 621 (which was also right around that 6 month mark) and bumped me from $200 to $500. 3 months later they CLI again to $1.5k.

 

 My first instant approval happened today with Bofa, to my pleasant surprise.  Now I intend to garden for the next few months and then maybe go for a Chase card. Last I checked I have 0 TU inquiries and 1 Equifax (from Discover), not sure on Experian. The Bofa app will add another inq somewhere.  Thanks for all the advice you guys give on here, it has really helped Smiley Happy

08/07/17 - 592 TU, 02/07/18 - 767 TU
Discover $1.5k, Bofa $1.4k
Message 1 of 7
6 REPLIES
Regular Contributor

Re: Discover Graduation + Bofa Cash Rewards Instantly Approved

Congrats on you graduation and new BOA account! Trying to decide if I should go the secure route to get in with Discover. 

FICO as of 02/13/2018: 669 EQ Fico 8, 709 TU Fico 8, 716 EX Fico 8
Fifth Third Truly Simple MC $5k | Home Depot $2k | HSBC Cash Rewards MC $1.5k | BMO Harris Cash Back MC $1.5k | BMO Harris Platinum Rewards MC $1.2k | Best Buy Visa $1k | Commerce Bank Drury Key Club Visa $1k | Citi Shell Card $0.8k | Penfed Power Cash Rewards $0.5k | Capital One QS1 $0.3k | Macy’s $2.8k
Message 2 of 7
Established Contributor

Re: Discover Graduation + Bofa Cash Rewards Instantly Approved

Nice work.  Congrats 

EQ 665, TU 681, EX 680. Navy Signature Go Rewards 15K, Navy Signature Cash Rewards 9K, Navy CLOC 15K, Navy Mortgage 120K, FLCU Auto 48.7K, FLCU Visa 7.5K, FLCU Visa 1K, AFCU 5K, AFCU Line of Credit 4K, John Deere 15K, Suncoast TB Rays Cash Rewards 6K, Cap1 QS 5K, TR Visa 4.5K, GSCW Visa 1.5K, USAA Rate Advantage 5K, USAA AX Card 3K, State Farm Rewards 2.5K, Paypal Credit 2.5K, Cabela's 2K, Chevron & Texaco Visa 4K, BMO Harris Bank 1.5K, 5/3 Stand up to cancer 4K, Amazon Store Card 4K, Walmart 6K, Lowes 17K, TBFCU 5K, BBT Bright 3.5K, BBT Bright 4.5K, Banco Do Brasil Americas 4.2K, Jared Jewerly 4.25K, Kays Jewerly 2K, Morgan Auto Group 1.6K.
Message 3 of 7
Valued Member

Re: Discover Graduation + Bofa Cash Rewards Instantly Approved

Nice!  congrats man.


AMEX PRG Unlimited Amex Everyday Blue $4k Discover IT $4k Capitol1 QUICK SILVER $4k Amazon Prime Card 2k HSN Card 2K


FICO 8:
2/18 - EQ 702, TU 705, EX 696


2/21 - EQ 711, TU 705, EX 702 (this is exciting to see them go up!)


3/18 - ?

Message 4 of 7
Established Contributor

Re: Discover Graduation + Bofa Cash Rewards Instantly Approved

Nice going. The Cash Rewards is a very solid offering.


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April 2017 FICO 8 Scores - EX 696 | EQ 621 | TU 655
November 2017 FICO 8 Scores - EX 730 | EQ 745 | TU 737
Message 5 of 7
Community Leader
Super Contributor

Re: Discover Graduation + Bofa Cash Rewards Instantly Approved

Super job, slow and steady. 2 very good cardsSmiley Happy
To obtain Credit One Kenobi status upon 0/24 is to Garden Harden!!
Message 6 of 7
Frequent Contributor

Re: Discover Graduation + Bofa Cash Rewards Instantly Approved

Congratulations on getting your BofA card and SL! Glad to read that yetanother person got un-secured and got a some auto CLI with Discover. Both CL on the cards will grow over time and will help you in to get the cards you want from Chase or someone else.

Message 7 of 7