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Discover - HOLY FREAKING COW!!!

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Anonymous
Not applicable

Re: Discover - HOLY FREAKING COW!!!

Wow That's fantastic! Congratulations!!!

Message 11 of 20
Kathy4NU
Frequent Contributor

Re: Discover - HOLY FREAKING COW!!!


Booboo71 wrote:

So with these cli do show a balance or pay to zero? What utilization are you at when doing these cli's. Thanks a bunch! Ohh Congrats!

______________________________________________________________________________________________________

 

 

 

Both....  When I called in with the letter I had just paid it to zero.  When I called to let them know I would be traveling and they offered me the zero % interest I jumped on it.  I booked a bear hunt and a deep sea fishing trip and put it on the Discover card and planned to carry that balance until I got back.  The balance is $2180 today and I made a $200 paymet today that I had set up a couple weeks ago.  I set up another payment today for when I am gone.  I got the increase before I scheduled the payment.  My statement hasn't generated yet but it will when I am gone so I wanted to get it all set up before I left.




June '12: EQ 553 TU 0 EX 545
April '13 Lender Pull EQ 731, EX 692, TU 722 - all FICO

Closed on home May 22, 2013 at 2:00pm!!!
CU Visa $1000, VS $350, Chase Freedom $1000, Discover IT $2500, Home Depot: $2700, Menards $3000, NFM $3500
What's been deleted: 32 collections, 5 PR, 2 tax liens, defaulted student loans
Message 12 of 20
securingourfuture
Established Contributor

Re: Discover - HOLY FREAKING COW!!!


@Kathy4NU wrote:

Everyone has been on the Discover CLI band wagon except for me.  I kept trying.  NOTHING.

 

Than I get a letter in the mail asking me to call them that I *might* be elgible for a CLI.  I call.  They want clarification on my mortgage payment and how it is reporting.  Simple answer.  They jump me up 2k.  I am happy. $3500 to $5500

 

Wait the 16 days thinking maybe I can get another one.  NO.  Not me.  Wait another 16 days.  NO GO.  

 

Whatever - happy with what I got with the letter and phone call.

 

Getting ready to go trek across Alaska for 3 weeks and deciding which cards to take.  Discover was for sure.  Called to let them know not to freak with lots of charges so far from home.  They tell me I am elgible for either a interest deduction or 0% interest for a year.  I take the 0% 12 for a year.  

 

Logged on today to pay my bill and decided why not try again.  

 

DRUM ROLL>>>>>>>>>>>>>>>>>>>>>>>>  $3500 increase......  from $5500 to $9000!

 

Thanks Discover!  You treat me well and I will treat you well!


Awesome!!!

8/22/18: BK7 filed EXP 490 TU 430 EQ 429
11/28/18: BK7 discharged EXP 586 TU 578 EQ 527
06/08/21: EXP 656 TU 643 EQ 701
Message 13 of 20
revjamesl
Valued Contributor

Re: Discover - HOLY FREAKING COW!!!

Congrats!
AMEX Platinum NPSL | Discover It $45.9k | Chase Sapphire Reserved $40.7k |Barclay Arrival+ WEMC $40k | PENFED Platinum Rewards VS $35k | Lowes $35k | BoA Better Balance Rewards $30k | AMEX EDP $25k | Cap 1 QS $23.25k | NASA Platinum $20k | Chase Freedom $15k | Synchrony Haverty's $16.5k | BBVA NBA Rockets AMEX $15k | FNBO AMEX $15k | Citi Diamond Preferred $10.7k | Best Buy $10k | Synchrony Rooms-to-Go $10k | US Bank Cash+ $7.5k | AMEX BCE $6k | Barclay Financing Visa 1k | |

AU on DW Accounts: Discover It $40k I AMEX BCE $30k | Chase Marriot $29.8k |

Credit Scores: 800 EQ/833 TU/831 EX
Message 14 of 20
AzaleaB
Established Contributor

Re: Discover - HOLY FREAKING COW!!!

Wow! Congrats on those CLIs!


Starting Score: EX:570, 8/2011
Current
Scores(8/30/18):
EX08:850; EQ08:850,
TU08:847
Inqs(12 mo): EX/0, EQ/0, TU/0
Goal Scores: 800+
My Cards: BoA Rewards: 30K, Discover IT: 50K, Arrival : 13.3K, CDP: 30.1K, Amex PRG, Amex ED: 22.5K, Amex BCP: 20K, FU: 21K, CSR: 35K, Amazon Store: 20K, Macys:10K, Diners Club:40K
Message 15 of 20
sunni_one
Regular Contributor

Re: Discover - HOLY FREAKING COW!!!

Holy freaking cow, is right! That is so awesome!! Congrats!!

BoA Cash Rewards $45k | Chase Freedom $37k | NFCU Platinum $34k | Discover It $30k | Total Rewards $27k | Amex SPG $20k
Hawaiian Air WEMC $20k | Overstock $20k | Citi Simp $18k | Citi DP $18k | Amex Hilton $15k | Chase Hyatt $15k | Best Buy MC $15k
Home Depot $15k | NFCU LOC $15k | Pottery Barn $15k | Wayfair $15k | Target MC $12k | Amazon $10k | Amex BCP $10k | JCP $10k
Macy's $10k | US Bank Cash+ $10k / LOC $8k | Old Navy Visa $5k | Amex Platinum

Fico 08 scores (7/18/17) EX: 771 TU: 770 EQ: 770
Message 16 of 20
traveler2005
Established Contributor

Re: Discover - HOLY FREAKING COW!!!


@Kathy4NU wrote:

Everyone has been on the Discover CLI band wagon except for me.  I kept trying.  NOTHING.

 

Than I get a letter in the mail asking me to call them that I *might* be elgible for a CLI.  I call.  They want clarification on my mortgage payment and how it is reporting.  Simple answer.  They jump me up 2k.  I am happy. $3500 to $5500

 

Wait the 16 days thinking maybe I can get another one.  NO.  Not me.  Wait another 16 days.  NO GO.  

 

Whatever - happy with what I got with the letter and phone call.

 

Getting ready to go trek across Alaska for 3 weeks and deciding which cards to take.  Discover was for sure.  Called to let them know not to freak with lots of charges so far from home.  They tell me I am elgible for either a interest deduction or 0% interest for a year.  I take the 0% 12 for a year.  

 

Logged on today to pay my bill and decided why not try again.  

 

DRUM ROLL>>>>>>>>>>>>>>>>>>>>>>>>  $3500 increase......  from $5500 to $9000!

 

Thanks Discover!  You treat me well and I will treat you well!


  Congrats, nice increases!!!   I hope my card grows like that one of these days.    Smiley Happy





Starting Score: TU 573 Exp 523 Lender Pull, Eq 583
Current Score: TU 673, Exp 664.,Eq 672 04/17/2015 TU 741 Equifax 682 Experian 678

Goal Score: 700 across the board


Take the FICO Fitness Challenge

Last HP 6/10/2015
Message 17 of 20
taxi818
Super Contributor

Re: Discover - HOLY FREAKING COW!!!

Congrats. Discover luvs lots of spend on their card. balance or not. they will show love in return. ive not even had my card but 10 months. Sl 2500. Current limit. 7500.slowly but steady. up up up. Smiley Wink

Message 18 of 20
Anonymous
Not applicable

Re: Discover - HOLY FREAKING COW!!!


@Kathy4NU wrote:

Everyone has been on the Discover CLI band wagon except for me.  I kept trying.  NOTHING.

 

Than I get a letter in the mail asking me to call them that I *might* be elgible for a CLI.  I call.  They want clarification on my mortgage payment and how it is reporting.  Simple answer.  They jump me up 2k.  I am happy. $3500 to $5500

 

Wait the 16 days thinking maybe I can get another one.  NO.  Not me.  Wait another 16 days.  NO GO.  

 

Whatever - happy with what I got with the letter and phone call.

 

Getting ready to go trek across Alaska for 3 weeks and deciding which cards to take.  Discover was for sure.  Called to let them know not to freak with lots of charges so far from home.  They tell me I am elgible for either a interest deduction or 0% interest for a year.  I take the 0% 12 for a year.  

 

Logged on today to pay my bill and decided why not try again.  

 

DRUM ROLL>>>>>>>>>>>>>>>>>>>>>>>>  $3500 increase......  from $5500 to $9000!

 

Thanks Discover!  You treat me well and I will treat you well!


That us fantastic!!!  Congrats on your new limit!  Smiley Very Happy  Have a great time in Alaska!  

Message 19 of 20
grneydangl
Frequent Contributor

Re: Discover - HOLY FREAKING COW!!!

Congrats!  I'm seriously starting to get antsy waiting for my account to be old enough to even request the first CLI!



Message 20 of 20
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