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Discover IT 3k approval!!

Super Contributor

Re: Discover IT 3k approval!! Chances of AMEX BCE approval?

more info needed EX score INQ's how many apps in last 6 months, AAoA

Do you have any AMEX already?

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 11 of 36
Valued Contributor

Re: Discover IT 3k approval!! Chances of AMEX BCE approval?


myjourney wrote:

more info needed EX score INQ's how many apps in last 6 months, AAoA

Do you have any AMEX already?


+1    I say garden


Starting Score TU 667 EQ 663 EX 655
Current Score TU 778 EQ 776 EX 781 Last Update 4/2016
Garden Club 04/10/2013
Message 12 of 36
New Contributor

Re: Discover IT 3k approval!! Chances of AMEX BCE approval?

credit sesame has my score at 716,  1k utilization on 3.3k available. so i guesse around 30%.

EQ MyFico : 738- 05/28/13TU Walmart: 680- 06/13TU CreditKarma 713- 06/13EX CreditSesame 706- 06/13
Discover IT$3,000, CapitalOne-Rewards$1400, CapitalOne-Rewards2$1000 , BestBuy$600, Orchard Bank$300, Walmart$150

Message 13 of 36
New Contributor

Re: Discover IT 3k approval!! Chances of AMEX BCE approval?

Is there a gurantee that Amex will pull experian?

EQ MyFico : 738- 05/28/13TU Walmart: 680- 06/13TU CreditKarma 713- 06/13EX CreditSesame 706- 06/13
Discover IT$3,000, CapitalOne-Rewards$1400, CapitalOne-Rewards2$1000 , BestBuy$600, Orchard Bank$300, Walmart$150

Message 14 of 36
Super Contributor

Re: Discover IT 3k approval!! Chances of AMEX BCE approval?


jbrickbm wrote:

Is there a gurantee that Amex will pull experian?


No doubt they will 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 15 of 36
Moderator Emeritus

Re: Discover IT 3k approval!! Chances of AMEX BCE approval?

 

Congrats on the DISCOVER Smiley Very Happy  Welcome to the family


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Message 16 of 36
Valued Contributor

Re: Discover IT 3k approval!! Chances of AMEX BCE approval?

Congrats!  Smiley Happy

Ray

** Every Card has a Job, and Every Card does its Job **
Message 17 of 36
Member

Re: Discover IT 3k approval!!

American Express does pull Experian. Congrats on the It card!!! Keep your utilization low and they will probably auto increase your limit in 6 months!
1st Financial Bank USA Mastercard (2007) $1,900.00
Chase Sapphire Preferred (2008) $16,000
American Express Gold (April 2013) NPSL
Discover It (April 2013) $5,000
**Experian 765, Equifax 782, TU 787**
Message 18 of 36
New Contributor

Re: Discover IT 3k approval!!

I'm ready to pull the trigger on this AMEX BCE, is credit sesame the only fake site I can use for Experian.

EQ MyFico : 738- 05/28/13TU Walmart: 680- 06/13TU CreditKarma 713- 06/13EX CreditSesame 706- 06/13
Discover IT$3,000, CapitalOne-Rewards$1400, CapitalOne-Rewards2$1000 , BestBuy$600, Orchard Bank$300, Walmart$150

Message 19 of 36
Super Contributor

Re: Discover IT 3k approval!!

Creditcards.com has a better offer for the bce than the standard offer on the Amex website. Best of luck and keep us updated!
JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Message 20 of 36