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New Contributor
jbrickbm
Posts: 62
Registered: ‎04-09-2013
0

Re: Discover IT 3k approval!!

Thanks.  I went to Creditcards.com and all I saw was the standard offer for $100 back after $1000 in purchases.  Is there something better then that out there?

EQ MyFico : 738- 05/28/13TU Walmart: 680- 06/13TU CreditKarma 713- 06/13EX CreditSesame 706- 06/13
Discover IT$3,000, CapitalOne-Rewards$1400, CapitalOne-Rewards2$1000 , BestBuy$600, Orchard Bank$300, Walmart$150

Super Contributor
enharu
Posts: 7,132
Registered: ‎02-27-2013
0

Re: Discover IT 3k approval!!

sorry should have been more clear.

 

go to creditcards.com

click on cardmatch (got the link here for you as well: https://www.creditcards.com/cardmatch/)

and put in your info. no need to put your real social. 

if you see the Amex offer, click on it and it'll bring you back to Amex website with the different promotion.

 

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Valued Contributor
indiolatino61
Posts: 1,483
Registered: ‎11-10-2012
0

Re: Discover IT 3k approval!!


jbrickbm wrote:

What else to to on  a rainy day but app for different cards.  Do you guys think I should app for AMEX BCE?  Is it likely if im approved for discover I would be approved for AMEX?


Congrats! 

 photo Logo-CreditCardCollection-DataInclusive_zpsf395b751.jpg
Mega Contributor
LS2982
Posts: 15,436
Registered: ‎04-09-2011
0

Re: Discover IT 3k approval!!


jbrickbm wrote:

What else to to on  a rainy day but app for different cards.  Do you guys think I should app for AMEX BCE?  Is it likely if im approved for discover I would be approved for AMEX?


CONGRATS!!! :smileyhappy:




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
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Frequent Contributor
Razeus
Posts: 395
Registered: ‎04-02-2012
0

Re: Discover IT 3k approval!!

It's a nice card.  I've regulated it to high dollar purchases, but it's a nice looking card.

My Wallet:
Discover It $14,300 | Chase Sapphire Preferred $7,500 | Chase Freedom $5,000 | Citi Simplicity $5,000 | AMEX BCE $3,000 | Paypal Extras Platinum $5,000 | Wells Fargo $1,000 | AMEX Zync NPSL
Frequent Contributor
HYPASS33
Posts: 326
Registered: ‎04-08-2013
0

Re: Discover IT 3k approval!!

They pull which CRA on you??

Frequent Contributor
cottoncrown
Posts: 276
Registered: ‎05-08-2013
0

Re: Discover IT 3k approval!!

They pulled transunion for me. You can't predict what reports banks will pull. It's always changing. One in three chance is all you get.
Moderator Emeritus
webhopper
Posts: 7,225
Registered: ‎09-16-2011
0

Re: Discover IT 3k approval!!


cottoncrown wrote:
They pulled transunion for me. You can't predict what reports banks will pull. It's always changing. One in three chance is all you get.

That is not necessarily true..  Typically, some lenders will pull a specific report within a specific region.  It all depends on where the lender's customer base was formed in relation to the credit reporting bureau.  All credit data used to be maintained regionally, which is how Equifax, Experian, and TransUnion got their start.

 

 


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
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Established Contributor
bahbahd
Posts: 731
Registered: ‎08-12-2011
0

Re: Discover IT 3k approval!!


webhopper wrote:

cottoncrown wrote:
They pulled transunion for me. You can't predict what reports banks will pull. It's always changing. One in three chance is all you get.

That is not necessarily true..  Typically, some lenders will pull a specific report within a specific region.  It all depends on where the lender's customer base was formed in relation to the credit reporting bureau.  All credit data used to be maintained regionally, which is how Equifax, Experian, and TransUnion got their start.

 

 


Which is very super strange to think of but helps explain why certain things sometimes only appear on one report vs all three. 

Valued Member
kanokphan
Posts: 31
Registered: ‎12-25-2012
0

Re: Discover IT 3k approval!!

Congratulations!


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