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Frequent Contributor
JustMe77
Posts: 275
Registered: ‎05-27-2009
0

Discover IT Approval and Highest CL Ever

I apped for Discover IT on late Monday night and got the 5-7 message. I was not going to keep my hopes up. Well I checked online this morning and it was approved. Not only was it approved, but when I called they said my credit limit was $10,500!! I've never had a credit limit even remotely close to that (highest ever was $6,000, highest current limit is $5,300).

 

Very happy :smileyhappy: Can't wait for my card to arrive.

Current Cards: Capital One Platinum ($2,500), Banana Republic Visa ($5,300), Chase Freedom ($2,000), Amex Zync (NPSL), Discover It ($11,500), Amex Costco True Earnings ($5,000), Chase Slate ($2,500)

Waiting for minor baddies to fall off in 2015!
Valued Contributor
dodgerslv
Posts: 1,843
Registered: ‎06-16-2012
0

Re: Discover IT Approval and Highest CL Ever


JustMe77 wrote:

I apped for Discover IT on late Monday night and got the 5-7 message. I was not going to keep my hopes up. Well I checked online this morning and it was approved. Not only was it approved, but when I called they said my credit limit was $10,500!! I've never had a credit limit even remotely close to that (highest ever was $6,000, highest current limit is $5,300).

 

Very happy :smileyhappy: Can't wait for my card to arrive.


that is awesome!!! BIG Congrats!!!


Cards: (Citi- 82.7k) (Chase- 65k)) (US Bank- 18k) (Amex- 22.5k) (Barclays-40k) (BofA- 68k) (Cap1- 49.5K) (WF- 11k) (Penfed- 22.5k) (Discover- 8k) (Sync/GE- 15.7k) (NASA- 30k) (Diners- 15k)
Fico 08 scores (8/27/14) EX: 772 TU: 767 EQ: 778 (Utilization at 8% right now).





Regular Contributor
Goal850
Posts: 127
Registered: ‎07-09-2012
0

Re: Discover IT Approval and Highest CL Ever

Wow congrats, awesome starting limit!

Valued Contributor
Gunnar419
Posts: 1,254
Registered: ‎01-23-2013
0

Re: Discover IT Approval and Highest CL Ever

Definitely, definitely awesome!

 

And what's gotten into good old conservative Discover lately? Whatever it is, it's a great thing.

Established Contributor
Leadberry
Posts: 625
Registered: ‎01-31-2013
0

Re: Discover IT Approval and Highest CL Ever

Grats!

   
   
Contributor
londonhogfan
Posts: 142
Registered: ‎01-15-2013
0

Re: Discover IT Approval and Highest CL Ever

Congrats!

 

Discover is awesome. They approved a card for me when no one else would.



I'll be in the garden... FICO Score | TU-08: 732 in May 2013
Valued Contributor
dddewdrop
Posts: 1,060
Registered: ‎02-06-2013
0

Re: Discover IT Approval and Highest CL Ever

    That is awesome! Just don't buy 10k worth of stuff with it right now and you will be ok. :smileyhappy:

0/10001100/13001346/16001699/2000Prepaid ,,Recent scores:FICO EX 632,EQ 635,TU 632...Link to my Rebuild Log
Established Contributor
NJTurnpike
Posts: 662
Registered: ‎02-20-2013
0

Re: Discover IT Approval and Highest CL Ever

That's awesome! Congrats!


DCU ( pulled 3/29/13) EQ04 683 | Amex (pulled 3/28/13) EX 760 | US Bank (pulled 3/28/13) EX 753
CreditKarma (4/19/13) TU-TR 701 | TU Vantage 788 | USAA FAKO (3/31/13) EX 728, EQ 699, TU 737 |
Inquiries (4/18/13) EX 13 | EQ 13 | TU 14
Regular Contributor
pastnow123
Posts: 132
Registered: ‎09-27-2011
0

Re: Discover IT Approval and Highest CL Ever

Congrates. very generous CL

Valued Member
Royal_Flush
Posts: 35
Registered: ‎02-24-2013
0

Re: Discover IT Approval and Highest CL Ever


JustMe77 wrote:

I apped for Discover IT on late Monday night and got the 5-7 message. I was not going to keep my hopes up. Well I checked online this morning and it was approved. Not only was it approved, but when I called they said my credit limit was $10,500!! I've never had a credit limit even remotely close to that (highest ever was $6,000, highest current limit is $5,300).

 

Very happy :smileyhappy: Can't wait for my card to arrive.


What were your credentials and history at the time of application?


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