cancel
Showing results for 
Search instead for 
Did you mean: 

Discover IT Approved!

tag
fargobzn
Contributor

Discover IT Approved!

Orginally I was going to wait a few months before applying for this card because I just started using my first credit card a few months ago but I couldn't wait after seeing some of my scores jump on a few other sites(even though they were FAKO scores). I was approved for 1k limit. not huge but I'm excited to just be approved for a card that I really wanted.   

 

 



Message 1 of 14
13 REPLIES 13
oscar_actuary
Frequent Contributor

Re: Discover IT Approved!

sweet

That's a great one too.

I love the Discover mall for Cash Back accumulation

FICO EX 827, 2015 Feb; FICO EQ 836/900 (Citi), 2014 Dec; FICO TU08 818, 2015 Feb.

BofA Cash Rwrds Sig V 2013 10k; Fidelity Rewards AmEx /BofA 2013 15.4k; Chase Freedom Sig V 2002 24.1k; Chase Amazon Rwrds Sig V 2011 8k; Sam's Club MC 2002 10k; Dscvr It 2012 10k; Citi Dvdnd Plat Sel V 2013 8.9k; PenFed Plat Rwrds V 2013 20k; AmEx Blue Sky 2013 11.3k; AmEx BCP 2014 24.1k; Priceline Rwrds Sig V 2013 8.7k; PayPal Xtras GE Cap Plat MC 2012 5k

Message 2 of 14
atarvuzdar
Established Contributor

Re: Discover IT Approved!

Congratulations!

FICO 8: EQ 846 / TU 836 / EX 832
AMEX Platinum / BofA Cash Rewards Visa Sig $99,900 / Chase CSR $43,400 / Citi Double Cash $39,600 / AMEX EveryDay $30,000 / Discover It $26,000 / Gemini $25,000 / JetBlue $25,000 / Chase Freedom Unlimited $22,500
Message 3 of 14
MsLadyRover
Valued Contributor

Re: Discover IT Approved!

Congrats!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Message 4 of 14
justforting
Regular Contributor

Re: Discover IT Approved!

congrats!

Last App: 09/17/2013 // No App Until: Mortgage (05/14?)

Cards in my wallet: AMEX BCE ($8000) // CITI AA VISA SIG ($5000) // CHASE FREEDOM ($3500) // DISCOVER IT ($1000) // CAP ONE NC ($1000) // WALMART DISCOVER ($1600)
Credit Scores: FICO TU08 (10/13): 739 // Credit Karma (10/13): 677??!! // Credit Sesame (10/13): 730
Next Goal: CSP (after mortgage probably...)
Message 5 of 14
LS2982
Mega Contributor

Re: Discover IT Approved!


@fargobzn wrote:

Orginally I was going to wait a few months before applying for this card because I just started using my first credit card a few months ago but I couldn't wait after seeing some of my scores jump on a few other sites(even though they were FAKO scores). I was approved for 1k limit. not huge but I'm excited to just be approved for a card that I really wanted.   

 

 


CONGRATS!!! Smiley Happy




EQ FICO 548 3/3/16
Message 6 of 14
maiden_girl
Valued Contributor

Re: Discover IT Approved!

Yay! Smiley Wink

As of 2017, rebuilding...
Message 7 of 14
Petraeus
Contributor

Re: Discover IT Approved!


@fargobzn wrote:

Orginally I was going to wait a few months before applying for this card because I just started using my first credit card a few months ago but I couldn't wait after seeing some of my scores jump on a few other sites(even though they were FAKO scores). I was approved for 1k limit. not huge but I'm excited to just be approved for a card that I really wanted.   

 

 


grats man; you can build on that CL long term.....nice job!

FICO® Avg: 732 (11/2013)
Notable CC: AMHFCU® PLATINUM MASTERCARD $25K | Chase Marriott Rewards SigVisa $12K | AmEX PRG NPSL | BoA Cash Rewards Signature® Visa $12K | AmEX BCE $9K | Citi Diamond Preferred $10K | Chase Freedom Signature Visa $5K | BoA Travel Rewards® Signature® Visa $5K
Current Overall CL: $139K | UTL: 18% | AAoA 3yrs | Gardening since 11/26/2013
Future CC: Chase Sapphire Preferred Visa Signature®
Future CLI: AmEX BCE 2/2014 | Fico goal: 760+
Message 8 of 14
fargobzn
Contributor

Re: Discover IT Approved!

I recieved my card today in the mail, looks very nice. I also recieved my EX score which was 696, they also pulled EQ. 

 

Anyways the 696 is higher than any FAKO or FICO score I've seen to date, almost in the 700 club. Time to garden now for 6-12 months. 



Message 9 of 14
knoregs
Established Contributor

Re: Discover IT Approved!

Congrats!

 

~kn


EQ: 700 (FICO ScoreWatch) 11/26/14
EX: ??? (No Current)
TU: 681 (Discover FICO) 11/12/14

Last App 9/22/14... In Garden 'till Summer '15
Message 10 of 14
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.