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Established Contributor
Posts: 620
Registered: ‎05-09-2009
0

Discover IT Cli!

Haven't had an increase on Discover for almosst 2 years.  Decided to go online to request one.  Clearly states on the cli form that it would not affect my credit score, so i went ahead knowing it would be a soft pull first.  Entered 1k increase to 10.6k, came back approved within 10 seconds.  I haven't used it in a long time, so i think we'll use this weekend at the home improvement store for some flowers and vege plants for the garden. Oh, and 5% back!

Current Score: EQ: 807 TU: 811 EX: 813 (Fico) 8/14
Goal Scores: 760 Across all 3-Finally


Citi TY Premier 46.5k| Discover 15.6k|BOA WMC 30.5k|Barclays Juniper Rewards 15k|Barclays Amex 20k| CapOne 15K|Chase Freedom VS 19.3k|Citi Dividend WMC 25k|FNBO 15.5k|CSP 22.1K|Chase Marriott 31.3k|Citi TYP 20K|Citi DP 16.5k|Macys 5k|Sams MasterCard 15k|Barclay Arrival Plus WEMC 18.7k|Chase IHG WMC 26k|Citi Double Cash 10k|Chase MileagePlus Explorer 14k|Amex Everyday 16.2k
Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
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Re: Discover IT Cli!


KIPPIE12 wrote:

Haven't had an increase on Discover for almosst 2 years.  Decided to go online to request one.  Clearly states on the cli form that it would not affect my credit score, so i went ahead knowing it would be a soft pull first.  Entered 1k increase to 10.6k, came back approved within 10 seconds.  I haven't used it in a long time, so i think we'll use this weekend at the home improvement store for some flowers and vege plants for the garden. Oh, and 5% back!


CONGRATS!!! :smileyhappy:




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Valued Member
Posts: 313
Registered: ‎04-25-2013
0

Re: Discover IT Cli!


KIPPIE12 wrote:

Haven't had an increase on Discover for almosst 2 years.  Decided to go online to request one.  Clearly states on the cli form that it would not affect my credit score, so i went ahead knowing it would be a soft pull first.  Entered 1k increase to 10.6k, came back approved within 10 seconds.  I haven't used it in a long time, so i think we'll use this weekend at the home improvement store for some flowers and vege plants for the garden. Oh, and 5% back!


'Grats! Every little bit helps, LOL.

In my Snoopy holder: NFCU Flagship Sig Visa-- $11K | Chase Freedom -- $2500 | AMEX BCE -- $2000 | Amazon Visa -- $2000 | Discover It $1500| Old Navy Visa -- $1000 | Target Red Card -- $300

TU (Disc Pull 4/29/13) -- 752 | AmexEQ (6/13/13) -- 728 | AmexEXP-- 737 | AmexTU-- 737 (5/28/13)
Goals: 740 EQ/EXP/TU
Gardening until 12/3/13 -- or longer
Super Contributor
Posts: 7,132
Registered: ‎02-27-2013
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Re: Discover IT Cli!

Grats!
JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Valued Contributor
Posts: 1,396
Registered: ‎01-14-2009
0

Re: Discover IT Cli!

Congrats!!! You only requested 1k? I would have requested more. :smileywink:

Epic Contributor
Posts: 24,408
Registered: ‎10-23-2007
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Re: Discover IT Cli!


kevinjjc wrote:

Congrats!!! You only requested 1k? I would have requested more. :smileywink:


RIGHT... Why does everyone keep doing this... Systems these days will counter, ask for HP if you want to be considered for full amount if not able.... you are just leaving credit line behind when you do that.

Fico Scores: EQ- 670., TU 705 Sync, EX 728 SoFi(05/04/15)
I'm just trying to catch up to RON1
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
83 Cards and Counting :smileytongue:
Established Contributor
Posts: 620
Registered: ‎05-09-2009
0

Re: Discover IT Cli!

Nope, didn't want a HP, and have plenty of CL on that card anyway. Guess if i had remembered it would have countered, i may have asked for more, but its ok

Current Score: EQ: 807 TU: 811 EX: 813 (Fico) 8/14
Goal Scores: 760 Across all 3-Finally


Citi TY Premier 46.5k| Discover 15.6k|BOA WMC 30.5k|Barclays Juniper Rewards 15k|Barclays Amex 20k| CapOne 15K|Chase Freedom VS 19.3k|Citi Dividend WMC 25k|FNBO 15.5k|CSP 22.1K|Chase Marriott 31.3k|Citi TYP 20K|Citi DP 16.5k|Macys 5k|Sams MasterCard 15k|Barclay Arrival Plus WEMC 18.7k|Chase IHG WMC 26k|Citi Double Cash 10k|Chase MileagePlus Explorer 14k|Amex Everyday 16.2k
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Registered: ‎09-13-2012
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Re: Discover IT Cli!

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