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Discover IT Cli!

Established Contributor

Discover IT Cli!

Haven't had an increase on Discover for almosst 2 years.  Decided to go online to request one.  Clearly states on the cli form that it would not affect my credit score, so i went ahead knowing it would be a soft pull first.  Entered 1k increase to 10.6k, came back approved within 10 seconds.  I haven't used it in a long time, so i think we'll use this weekend at the home improvement store for some flowers and vege plants for the garden. Oh, and 5% back!

Current Score: EQ: 828, EX: 833, TU: 820 Citi TY Premier WEMC 46.5, (Since 1983)Discover 15.6k|BOA WMC 30.5k|Barclays Juniper Rewards 15k|Barclays Amex 20k| Cap One QS WMC 15K|Chase Freedom VS 19.3k|Citi Dividend WEMC 25k|FNBO 15.5k|CSP 22.1K|Chase Marriott 31.3k|Citi TYP 20K|Citi DP 16.5k|Macys 5k|Sams MasterCard 15k|Barclay Arrival Plus WEMC 18.7k|Chase IHG WMC 26k|Citi Double Cash 10k|Chase MileagePlus Explorer 14k|Amex Everyday 16.2|BBVA Amex 22.5k|Total Rewards VS 12.5k|SGV 10K|Venture 12k|BOA Virgin Atlantic WEMC 11.2K|MB Amex 9.5k
7 REPLIES
Mega Contributor

Re: Discover IT Cli!


KIPPIE12 wrote:

Haven't had an increase on Discover for almosst 2 years.  Decided to go online to request one.  Clearly states on the cli form that it would not affect my credit score, so i went ahead knowing it would be a soft pull first.  Entered 1k increase to 10.6k, came back approved within 10 seconds.  I haven't used it in a long time, so i think we'll use this weekend at the home improvement store for some flowers and vege plants for the garden. Oh, and 5% back!


CONGRATS!!! Smiley Happy




EQ FICO 548 3/3/16
Valued Member

Re: Discover IT Cli!


KIPPIE12 wrote:

Haven't had an increase on Discover for almosst 2 years.  Decided to go online to request one.  Clearly states on the cli form that it would not affect my credit score, so i went ahead knowing it would be a soft pull first.  Entered 1k increase to 10.6k, came back approved within 10 seconds.  I haven't used it in a long time, so i think we'll use this weekend at the home improvement store for some flowers and vege plants for the garden. Oh, and 5% back!


'Grats! Every little bit helps, LOL.

In my Snoopy holder: NFCU Flagship Sig Visa-- $11K | Chase Freedom -- $2500 | AMEX BCE -- $2000 | Amazon Visa -- $2000 | Discover It $1500| Old Navy Visa -- $1000 | Target Red Card -- $300

TU (Disc Pull 4/29/13) -- 752 | AmexEQ (6/13/13) -- 728 | AmexEXP-- 737 | AmexTU-- 737 (5/28/13)
Goals: 740 EQ/EXP/TU
Gardening until 12/3/13 -- or longer
Super Contributor

Re: Discover IT Cli!

Grats!
JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Valued Contributor

Re: Discover IT Cli!

Congrats!!! You only requested 1k? I would have requested more. Smiley Wink

Epic Contributor

Re: Discover IT Cli!


kevinjjc wrote:

Congrats!!! You only requested 1k? I would have requested more. Smiley Wink


RIGHT... Why does everyone keep doing this... Systems these days will counter, ask for HP if you want to be considered for full amount if not able.... you are just leaving credit line behind when you do that.

Established Contributor

Re: Discover IT Cli!

Nope, didn't want a HP, and have plenty of CL on that card anyway. Guess if i had remembered it would have countered, i may have asked for more, but its ok

Current Score: EQ: 828, EX: 833, TU: 820 Citi TY Premier WEMC 46.5, (Since 1983)Discover 15.6k|BOA WMC 30.5k|Barclays Juniper Rewards 15k|Barclays Amex 20k| Cap One QS WMC 15K|Chase Freedom VS 19.3k|Citi Dividend WEMC 25k|FNBO 15.5k|CSP 22.1K|Chase Marriott 31.3k|Citi TYP 20K|Citi DP 16.5k|Macys 5k|Sams MasterCard 15k|Barclay Arrival Plus WEMC 18.7k|Chase IHG WMC 26k|Citi Double Cash 10k|Chase MileagePlus Explorer 14k|Amex Everyday 16.2|BBVA Amex 22.5k|Total Rewards VS 12.5k|SGV 10K|Venture 12k|BOA Virgin Atlantic WEMC 11.2K|MB Amex 9.5k
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Moderator Emerita

Re: Discover IT Cli!