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New Member
Gina0727
Posts: 3
Registered: ‎10-10-2012
0

Discover IT. First unsecured card

I have two secured cards since October one for 2000 BOA and a 1000 Capital One.... I have a car loan that had a bunch of Lates 4 years ago a student loan that's current no lates and a furniture loan that's current no lates. EVERYDAY in the mail I would get a per approval for Discover IT card I figured what the heck. I applied and got an instant approval for $7500 !!!!!! I am so excited!!! Next step is to buy a car. EX 663. Tu 669 EQ 659
Frequent Contributor
_jb_
Posts: 319
Registered: ‎01-16-2013
0

Re: Discover IT. First unsecured card

Congrats! Nice limit too, should open up some doors for you CLI wise. I am fighting the urge to apply for it myself. Argh..


Starting Scores: myFICO EX: ???, myFICO EQ: 678, myFICO TU: 676 (01/2013)
Latest Scores: myFICO EX: 699, myFICO EQ: 700, myFICO TU: 699
My Wallet: Chase Sapphire Preferred, Discover It, NFCU cashRewards, Capital One Quicksilver, Chase Amazon Rewards
Gardening since 02/19/13
Valued Contributor
SnackTrader
Posts: 1,566
Registered: ‎09-15-2012
0

Re: Discover IT. First unsecured card

Congratulations!

 

I'm right there with you jb, seeing all of these limits with the Discover IT is really making me itch for this card. If seems as if they are doubling everyone else's highest limit, which would mean a double digit limit for me. But of course, there's no guarantee, thats just what it looks like is happening. 


In My Wallet: Amex BCP (12/12) $22.200, Cap1 Quicksilver (6/12) $14,000, Chase CSP (4/14) $12,000, Barclaycard Rewards (5/13) $10,500, Citi Forward (12/12) $9,600, Chase Freedom (12/12) $5,000

Last App: April 2, 2014
Regular Contributor
babymixer
Posts: 105
Registered: ‎11-15-2011
0

Re: Discover IT. First unsecured card

thats fantastic!  great limit... Congrats and enjoy your new card.  I'm new to Discover and have been loving it the most.  Great cashback programs through their online shopping portals.

cc's copy
Established Contributor
eviLution
Posts: 706
Registered: ‎06-11-2012
0

Re: Discover IT. First unsecured card

I had a DCU Visa with a limit of $1,500 and Discover only gave me $1,250 when I applied in January. T_T


Current Score: DCU EQ 714 - EX+ 746 - WM TU 746
Goal Score: 750+

DCU Platinum: 4000 - Discover IT: 11000 - Walmart: 5000 - AMEX BCP: 6000 - Chase Freedom: 5000
in the garden since 1/24/14 - #GARDENSTRONG
New Member
Gina0727
Posts: 3
Registered: ‎10-10-2012
0

Re: Discover IT. First unsecured card

I was back and forth and so glad I did.
It was a great feeling knowing that my hard work paid off I googled it and
Looked at who gave me credit and they seem to be approving a lot of people with less than perfect credit. And the rewards are good too :smileyhappy:
Frequent Contributor
_jb_
Posts: 319
Registered: ‎01-16-2013
0

Re: Discover IT. First unsecured card


SnackTrader wrote:

Congratulations!

 

I'm right there with you jb, seeing all of these limits with the Discover IT is really making me itch for this card. If seems as if they are doubling everyone else's highest limit, which would mean a double digit limit for me. But of course, there's no guarantee, thats just what it looks like is happening. 


Sorry to do this OP...

 

/Threadjack

 

After reading a handful of these threads about the Discover It today, I went ahead and applied. Instant Approved for $9,500! Welcome to Discover! This is my second highest limit (highest being NFCU at $25,000), and feels really good. Anyone else on the fence, evaluate your situation and go for it if you feel you might have a chance. Now I feel like I should go ahead and apply for AmEx BCE and Chase Sapphire Preferred, but I will try and hold out for a few months. Back to the garden...

 

/End Threadjack.


Starting Scores: myFICO EX: ???, myFICO EQ: 678, myFICO TU: 676 (01/2013)
Latest Scores: myFICO EX: 699, myFICO EQ: 700, myFICO TU: 699
My Wallet: Chase Sapphire Preferred, Discover It, NFCU cashRewards, Capital One Quicksilver, Chase Amazon Rewards
Gardening since 02/19/13
Valued Contributor
SnackTrader
Posts: 1,566
Registered: ‎09-15-2012
0

Re: Discover IT. First unsecured card


_jb_ wrote:

SnackTrader wrote:

Congratulations!

 

I'm right there with you jb, seeing all of these limits with the Discover IT is really making me itch for this card. If seems as if they are doubling everyone else's highest limit, which would mean a double digit limit for me. But of course, there's no guarantee, thats just what it looks like is happening. 


Sorry to do this OP...

 

/Threadjack

 

After reading a handful of these threads about the Discover It today, I went ahead and applied. Instant Approved for $9,500! Welcome to Discover! This is my second highest limit (highest being NFCU at $25,000), and feels really good. Anyone else on the fence, evaluate your situation and go for it if you feel you might have a chance. Now I feel like I should go ahead and apply for AmEx BCE and Chase Sapphire Preferred, but I will try and hold out for a few months. Back to the garden...

 

/End Threadjack.


/Continue Threadjack

 

Congrats, jb. 


In My Wallet: Amex BCP (12/12) $22.200, Cap1 Quicksilver (6/12) $14,000, Chase CSP (4/14) $12,000, Barclaycard Rewards (5/13) $10,500, Citi Forward (12/12) $9,600, Chase Freedom (12/12) $5,000

Last App: April 2, 2014
Regular Contributor
icetrap06
Posts: 161
Registered: ‎12-27-2012
0

Re: Discover IT. First unsecured card

Congrats to the OP!! Great Limit!  They gave me a 6k limit when my prior highest was 1k.

 

I also agree with Babymixer, the online shopping portals are pretty awesome.

CMCU Platinum (12k) | Discover IT (7k) | AMEX Green Card (NPSL) | CSP (5k) | Marriott Rewards Premier (5k) | Citi Hilton Reserve(5k) |Citi HHonors Gold (4k) | AMEX SPG (1k)
----------------------------------------------------------------------------------------------
Scores: EQ - 670 (outdated) | TU- 742 | EX - 691
Valued Contributor
MsLadyRover
Posts: 2,829
Registered: ‎03-14-2012
0

Re: Discover IT. First unsecured card

Nice starting limit! Congrats!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

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