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Applied for Discover IT with the link for $150 cash back. Got the 5-7 day message. First thought was that I was denied, but I called them up and they gave a counter for $1K credit limit, 6 months 0%, no cash bonus, 22.9% APR. I gladly accepted the offer. Only question asked was how long along I filed BK. Ch 7 filed 12/12 and discharged 4/13 and never had a Discover card. They pulled my Equifax score @ 686. After BK discharged I got 2 Capital One cards ($200 and $3K limits after 6 months auto CLI) to start rebuilding ASAP. Approved for Barclay's reward last month $1,500 limit and now Discover $1,000. It is possible to get Discover with recent BK. Thanks to everyone for sharing their experiences because I never knew you could call for a recon.
Congrats! Welcome to the forum and thanks for sharing.
@TurboFX wrote:@Applied for Discover IT with the link for $150 cash back. Got the 5-7 day message. First thought was that I was denied, but I called them up and they gave a counter for $1K credit limit, 6 months 0%, no cash bonus, 22.9% APR. I gladly accepted the offer. Only question asked was how long along I filed BK. Ch 7 filed 12/12 and discharged 4/13 and never had a Discover card. They pulled my Equifax score @ 686. After BK discharged I got 2 Capital One cards ($200 and $3K limits after 6 months auto CLI) to start rebuilding ASAP. Approved for Barclay's reward last month $1,500 limit and now Discover $1,000. It is possible to get Discover with recent BK. Thanks to everyone for sharing their experiences because I never knew you could call for a recon.
Congrats I was pretty happy i just got approved for mine today too after i called the number in the email they sent me and got 1000 dollar limit too! I've been working to get this card for quite a while!
Thanks everyone. This forum has been very helpful in getting my credit back on track.
Congrats on your new Discover card,
best of luck to you going forward!
congrats
@TurboFX wrote:@Applied for Discover IT with the link for $150 cash back. Got the 5-7 day message. First thought was that I was denied, but I called them up and they gave a counter for $1K credit limit, 6 months 0%, no cash bonus, 22.9% APR. I gladly accepted the offer. Only question asked was how long along I filed BK. Ch 7 filed 12/12 and discharged 4/13 and never had a Discover card. They pulled my Equifax score @ 686. After BK discharged I got 2 Capital One cards ($200 and $3K limits after 6 months auto CLI) to start rebuilding ASAP. Approved for Barclay's reward last month $1,500 limit and now Discover $1,000. It is possible to get Discover with recent BK. Thanks to everyone for sharing their experiences because I never knew you could call for a recon.
Congrats on your approval
Congratulations.....Discover is a great card to have. I also got my Discover 12 months post BK7 ...... absolutely loving the card.