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Discover IT approval!!! WOWWWWWW

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rogersave
Regular Contributor

Discover IT approval!!! WOWWWWWW

Recently declined for chase freedom, they said to apply again in a month when utl goes down a lil. Today after reading about the discover it decided to apply and APPROVED!!!  1700 limit  I am beyond excited. First prime card since I statrted rebuilding. I owe it all to this great board. Cant wait to use the card and get rewards. Next on the list is getting a chase freedom and then an AMEX so I can sockdrawer my orchard and first premier cards. My latest scores are in my siggy and my util is about 40 percent(will be below 10 percent next time I pull my TU and EQ reports) Wow this feels great to know the hard work has started to pay off!!

Equifax 712 transunion 693experian 673
Chase freedom 500 Chase United explorer 5000 Discover IT 13000 AMEX PRG npsl AMEX BCE 6000 CSP 12000.AMEX ED 15000 Citi Simplicity 7000
Message 1 of 14
13 REPLIES 13
j_casteel
Valued Contributor

Re: Discover IT approval!!! WOWWWWWW

congrats!!

Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

Message 2 of 14
jsickz32
Valued Contributor

Re: Discover IT approval!!! WOWWWWWW

Congrats! I was also approved for that same random amount
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 3 of 14
rtw
Established Contributor

Re: Discover IT approval!!! WOWWWWWW

Congrats!

Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
Message 4 of 14
Epcot
Valued Contributor

Re: Discover IT approval!!! WOWWWWWW

Nice, Congrats on the approval! Smiley Happy

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 849 EX 835 TU 841
Message 5 of 14
armbenderc
Valued Contributor

Re: Discover IT approval!!! WOWWWWWW

This card is on my far list... after the BCE and CSP.

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Message 6 of 14
kobe2012
Established Contributor

Re: Discover IT approval!!! WOWWWWWW

Nice congratz!! They never like me...

Starting Score: MYFICO 12/30/15 -TU: 481, EQ:561, EX:532 - BK7 DISCHARGED 12/2015 - Current: 09/01/2016 TU:642 EQ: 651 EX: 646
NFCU cashRewards:$6200 QS:$1500 Merrick:$1200 Cabelas:$1000 SonyVisa: $500 JCrew:$850 Overstock:$850 Express: $1050 PaypalCredit:$2150 NAVCHECK:$10K
Message 7 of 14
Jutz
Valued Contributor

Re: Discover IT approval!!! WOWWWWWW

Wow, congrats. Similar scores to me. Once I get my first CLI on my Walmart and get my auto loan taken care of I think this is the first big boy card I'll be shooting for. 

  • Current: EQ FICO 706, TU FICO 701, EX FICO 706 | Starting Score: 525 (05/2012)
  • Starting total revolving credit: $1100 | Current total revolving credit: $36,700
  • Inquiries (12 Months): EQ 2 TU 1 EX 1 | Most Recent: 1/21/2014
Chase Freedom $9500
DCU Visa $10000
Capital One QS $2000
AMEX BCE $3000
Lowe's CC $8500
WalMart CC $3100
BOA Platinum $600
AMEX Gold NPSL
Message 8 of 14
tennisfan78
Established Contributor

Re: Discover IT approval!!! WOWWWWWW

Congrats!!! That is awesome. Can you tell us a bit more about your credit profile and rebuilding process?  I


Starting Score: EQ=665,TU=618 on Oct 9,2010
EQ=702,TU=725 on Apr 11, 2012 EQ=705 on Oct 31, 2012 Current Score: EQ=702, TU=714 on Dec 8, 2012
Goal Score: 750

Take the FICO Fitness Challenge
Message 9 of 14
bndresa1321
Valued Member

Re: Discover IT approval!!! WOWWWWWW

Congratulations on the approval, and the good CL, I am a big fan of my Discover IT card, and the one I usually turn to. 

Credit Cards:
Capital One Platinum MC (11/2009) - $2K | Discover IT(07/2011) - $1.25K | GECRB Visa (07/2012) - $2.17K | Citi Dividend Visa (12/2012) - $4K | Chase Freedom Visa (12/2012) - $5K | AMEX BCP (11/2014) - $5K | Chase Sapphire Preferred Visa (12/2014) - $9K


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