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Discover IT card approval

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Anonymous
Not applicable

Discover IT card approval

After a decade of waiting to apply for a discover card... I was approved yesterday Smiley Happy

 

Discover IT card - 6k credit limit - 14 months 0% rate - Pulled EQ 646

 

I read that they usually pull EX but that was a lie, it was an EQ pull. Now, back to the garden Smiley Happy

Message 1 of 12
11 REPLIES 11
fmctatum
Valued Member

Re: Discover IT card approval

Congrats!

Message 2 of 12
Anonymous
Not applicable

Re: Discover IT card approval

Congrats!  I love my DISCO IT

Message 3 of 12
Anonymous
Not applicable

Re: Discover IT card approval


@Anonymous wrote:

After a decade of waiting to apply for a discover card... I was approved yesterday Smiley Happy

 

Discover IT card - 6k credit limit - 14 months 0% rate - Pulled EQ 646

 

I read that they usually pull EX but that was a lie, it was an EQ pull. Now, back to the garden Smiley Happy


Congratulations not a bad sl either. Dv

Message 4 of 12
DeeBee78
Valued Contributor

Re: Discover IT card approval


@Anonymous wrote:

After a decade of waiting to apply for a discover card... I was approved yesterday Smiley Happy

 

Discover IT card - 6k credit limit - 14 months 0% rate - Pulled EQ 646

 

I read that they usually pull EX but that was a lie, it was an EQ pull. Now, back to the garden Smiley Happy


Congrats! Not sure where you heard they were an EX puller, but they are primarily an EQ puller for new accounts, and TU for your credit scorecard. Sometimes they pull EX if your EQ isn't strong enough, so they can see if you have any baddies that might be hiding. 

Message 5 of 12
AverageJoesCredit
Legendary Contributor

Re: Discover IT card approval

Thats a long time to wait lol, congratsSmiley Happy EnjoySmiley Happy
Message 6 of 12
Anonymous
Not applicable

Re: Discover IT card approval


@Anonymous wrote:

After a decade of waiting to apply for a discover card... I was approved yesterday Smiley Happy

 

Discover IT card - 6k credit limit - 14 months 0% rate - Pulled EQ 646

 

I read that they usually pull EX but that was a lie, it was an EQ pull. Now, back to the garden Smiley Happy


What you read was not a lie. They just so happened to pull EQ in your case.

Message 7 of 12
Ardecko
Frequent Contributor

Re: Discover IT card approval

Discover pulled EQ for my secured card. I'm on east coast.

 

Is that your FICO 08 score from then, or the score they gave you as part of your application? (The Discover provided score with my app was 67 points lower than my EQ 08 pulled a few days later, after the card appeared on my report.)

2017-09-09 FICO 08: EQ 677, TU 640, EX 705
2020-02-07 FICO 08: TU 789
2020-02-10 FICO 08: EX 752

Gardening, mostly, again until... soon(I need to replace my car)

Message 8 of 12
Anonymous
Not applicable

Re: Discover IT card approval

Hello,

 

It was my Fico 08 score.

Message 9 of 12
Anonymous
Not applicable

Re: Discover IT card approval

East coast here. I had them pull Experian in May (too many new accounts/new inquiries) and attempt to pull Equifax in October (approved).

Congrats! 🎉🎊🎈
Message 10 of 12
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