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Discover IT card approval

Member

Discover IT card approval

After a decade of waiting to apply for a discover card... I was approved yesterday Smiley Happy

 

Discover IT card - 6k credit limit - 14 months 0% rate - Pulled EQ 646

 

I read that they usually pull EX but that was a lie, it was an EQ pull. Now, back to the garden Smiley Happy

The only thing I know about credit is: pay your bills on time and be patient
Current: EX 675 EQ 657 TU 642
11/2016: EX 446 EQ 448 TU 446
Message 1 of 12
11 REPLIES
Valued Member

Re: Discover IT card approval

Congrats!

Message 2 of 12
Established Member

Re: Discover IT card approval

Congrats!  I love my DISCO IT


EX 647 7/2017
TU 634 7/2017
EQ 643 7/2017

Message 3 of 12
Valued Contributor

Re: Discover IT card approval


rguija wrote:

After a decade of waiting to apply for a discover card... I was approved yesterday Smiley Happy

 

Discover IT card - 6k credit limit - 14 months 0% rate - Pulled EQ 646

 

I read that they usually pull EX but that was a lie, it was an EQ pull. Now, back to the garden Smiley Happy


Congratulations not a bad sl either. Dv


     $500         $1,000        $1,300        $1,500        $1,850         $3,400        $3,500                            $9,500        $1,000
Message 4 of 12
Valued Contributor

Re: Discover IT card approval


rguija wrote:

After a decade of waiting to apply for a discover card... I was approved yesterday Smiley Happy

 

Discover IT card - 6k credit limit - 14 months 0% rate - Pulled EQ 646

 

I read that they usually pull EX but that was a lie, it was an EQ pull. Now, back to the garden Smiley Happy


Congrats! Not sure where you heard they were an EX puller, but they are primarily an EQ puller for new accounts, and TU for your credit scorecard. Sometimes they pull EX if your EQ isn't strong enough, so they can see if you have any baddies that might be hiding. 




Starting scores: 552 EQ, 570 TU, 558 EX Current scores (12/29/17): 742 EQ 735 TU 752 EX
Message 5 of 12
Community Leader
Super Contributor

Re: Discover IT card approval

Thats a long time to wait lol, congratsSmiley Happy EnjoySmiley Happy
To obtain Credit One Kenobi status upon 0/24 is to Garden Harden!!
Message 6 of 12
Senior Contributor

Re: Discover IT card approval


rguija wrote:

After a decade of waiting to apply for a discover card... I was approved yesterday Smiley Happy

 

Discover IT card - 6k credit limit - 14 months 0% rate - Pulled EQ 646

 

I read that they usually pull EX but that was a lie, it was an EQ pull. Now, back to the garden Smiley Happy


What you read was not a lie. They just so happened to pull EQ in your case.

NFCU Platinum $7300- AMEX BCP $9000- PenFed Power $11000- Chase FU $11700- DCU Platinum $15000- Care Credit $15000- AMEX EDP $15000- NFCU CLOC $15000- Chase CSP $18900- Discover Miles $20500- Penfed Promise $25000- NFCU Go Rewards $27100- Venture $28750 **As of 2/18/18** EX- 754(15) TU- 760(14) EQ- 741(15) UTI 9%- Clean Files
Message 7 of 12
Regular Contributor

Re: Discover IT card approval

Discover pulled EQ for my secured card. I'm on east coast.

 

Is that your FICO 08 score from then, or the score they gave you as part of your application? (The Discover provided score with my app was 67 points lower than my EQ 08 pulled a few days later, after the card appeared on my report.)

2017-09-09 FICO 08: EQ 677, TU 640, EX 705
2018-01 FICO 08: EX 717
Gardening again until... undecided

Message 8 of 12
Member

Re: Discover IT card approval

Hello,

 

It was my Fico 08 score.

The only thing I know about credit is: pay your bills on time and be patient
Current: EX 675 EQ 657 TU 642
11/2016: EX 446 EQ 448 TU 446
Message 9 of 12
Established Contributor

Re: Discover IT card approval

East coast here. I had them pull Experian in May (too many new accounts/new inquiries) and attempt to pull Equifax in October (approved).

Congrats! 🎉🎊🎈


_______________________________________________________________

April 2017 FICO 8 Scores - EX 696 | EQ 621 | TU 655
November 2017 FICO 8 Scores - EX 730 | EQ 745 | TU 737
Message 10 of 12