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Discover It Approval!

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sarahcatherinemay
Regular Contributor

Discover It Approval!

After starting to rebuild my credit a few years ago at about a 565 - lots of collections - no positive credit history .. having a great credit card seemed like it was so out of reach! 

 

Thanks to the myFICO Forums, I no longer have anything negative reporting, no collections and my score is a 766! My first credit card that I got after deciding to turn things around in December 2012 was the CapOne Quicksilver. I was offered a $500 CL and I was ecstatic. That card limit is now at $5000 and completely paid off. 

 

I decided to apply for the Discover It card after hearing so many great things about it and it's funny how I still get that anxious feeling when I hit the APPLY NOW button. 

 

I was approved for a CL of $12,000 and an interest rate of 11%! I'm so excited that my hard work has paid off and I'm now someone that banks WANT to loan money to! Haha

 

This website has helped in more ways that I can count and I just wanted to thank the myFICO community for all your insight over the years - it's truly invaluable! 

 

No more applying for credit cards for me - I'm just focusing on getting my limits increased on the ones that I do have Smiley Happy 

 

Happy Sunday!

 

xoxo


Starting Score: 525
Current Score: EQ Fico 766 | TU Fico 715 | EX Fico 753
Goal Score: 800


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Message 1 of 6
5 REPLIES 5
AverageJoesCredit
Legendary Contributor

Re: Discover It Approval!

Big congratsSmiley Happy It seems Disco doesnt want to give out too many cli anymore but really good sl seem to be what they are offering these days. Enjoy that 1st cbSmiley Happy
Message 2 of 6
Total80sKid
Senior Contributor

Re: Discover It Approval!

Very nice SL

Congrats! Smiley Happy
Message 3 of 6
Anonymous
Not applicable

Re: Discover It Approval!

Congrats!
Message 4 of 6
Anonymous
Not applicable

Re: Discover It Approval!

Major Congrats!!!  Keep up the great work!!!  Smiley Happy

Message 5 of 6
Anonymous
Not applicable

Re: Discover It Approval!

Huge congrats to you! Great SL, and APR! You've done well - scores look mighty nice! Very happy for you! Smiley Happy

Message 6 of 6
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