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After starting to rebuild my credit a few years ago at about a 565 - lots of collections - no positive credit history .. having a great credit card seemed like it was so out of reach!
Thanks to the myFICO Forums, I no longer have anything negative reporting, no collections and my score is a 766! My first credit card that I got after deciding to turn things around in December 2012 was the CapOne Quicksilver. I was offered a $500 CL and I was ecstatic. That card limit is now at $5000 and completely paid off.
I decided to apply for the Discover It card after hearing so many great things about it and it's funny how I still get that anxious feeling when I hit the APPLY NOW button.
I was approved for a CL of $12,000 and an interest rate of 11%! I'm so excited that my hard work has paid off and I'm now someone that banks WANT to loan money to! Haha
This website has helped in more ways that I can count and I just wanted to thank the myFICO community for all your insight over the years - it's truly invaluable!
No more applying for credit cards for me - I'm just focusing on getting my limits increased on the ones that I do have
Happy Sunday!
xoxo
Major Congrats!!! Keep up the great work!!!
Huge congrats to you! Great SL, and APR! You've done well - scores look mighty nice! Very happy for you!