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Congratulations!! Good work!
@Anonymous wrote:
C O N G R A T U L A T I O N S on your approval and SL. Use it wisely and go from there.
Hope you are able to pay that 56k in studnt loans off. You must be a doctor or Lawyer or something like that. In that case, you'll be able to pay it off with one-check, if you're a doctor, after seeing a days worth of patients.
I have a pretty good repayment option for my student loans, thankfully. While I do work in the medical field, I don't have a huge income.
@Anonymous wrote:
Hello All!
I just wanted to share my recent approval with my Discover It app.
I've been trying to rebuild my credit for a while (last December average FICO was about 515) and I'm happy to say I'm in the higher mid-600s now across the board.
I'm beyond ecstatic I was approved!!!
Credit Pull Data:
• Discover tried to pull my EQ file for approval, but I have it on ice. I asked them if they were able to pull another credit bureau so they pulled my EX file which is at 670.
• I had about 13 missed payments on my Capital One card, and had a 60% utilization on a $1k balance.
• Also had a prior charge off with Capital One which I paid/settled in June.
• I also have about $56k in student loans.
Hope this helps others!!
Grats I gave up on getting in with Discover. I always get denied because of my BK7 from 2011 and I call every time. I have even tried to get a secured card. The last time I tried last December, the rep said that I will never get approved with my BK on my report and to wait until 2021 when it falls off.