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Discover It, CareCredit, Blue Nile, and Home Depot CLI!

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Loques
Regular Contributor
‎06-13-2014 05:23 PM
‎06-13-2014 05:23 PM

Discover It, CareCredit, Blue Nile, and Home Depot CLI!

Hey, it's small but I'll take it (considering where I started - truly somewhere in the high 400s/low 500s)!

 

Over the past month or so:

 

CareCredit: 3500 ---> 5000 (SP)

Discover It: 1700 ---> 2500 (HP, called in)

Blue Nile: 3000 ---> 3500 (SP)

Home Depot: 500 ---> 1000 (SP)

 

 

I haven't been applying for new credit but figured I would work on what I have. I took the HP on Discover because I don't plan on applying for anything soon (closed on home this year and car purchased last year). Overall, I'm happy!

 

 

Current Score (11/2020): EQ: 753 | TU: 731 | EX: 749---Starting Score (3/2010): EQ: 522 | TU: 525 | EX: 520---Goal: All 3 FICO 800+
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Message 1 of 12
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myjourney
Super Contributor
‎06-13-2014 05:24 PM
‎06-13-2014 05:24 PM

Re: Discover It, CareCredit, Blue Nile, and Home Depot CLI!

@Loques wrote:

Hey, it's small but I'll take it (considering where I started - truly somewhere in the high 400s/low 500s)!

 

Over the past month or so:

 

CareCredit: 3500 ---> 5000 (SP)

Discover It: 1700 ---> 2500 (HP, called in)

Blue Nile: 3000 ---> 3500 (SP)

Home Depot: 500 ---> 1000 (SP)

 

 

I haven't been applying for new credit but figured I would work on what I have. I took the HP on Discover because I don't plan on applying for anything soon (closed on home this year and car purchased last year). Overall, I'm happy!

 

 

Congrats X4 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2 of 12
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coldnmn
Mega Contributor
‎06-13-2014 05:32 PM
‎06-13-2014 05:32 PM

Re: Discover It, CareCredit, Blue Nile, and Home Depot CLI!

Congrats! Thanks for sharing! 

 

 

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 3 of 12
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Creditaddict
Legendary Contributor
‎06-13-2014 06:11 PM
‎06-13-2014 06:11 PM

Re: Discover It, CareCredit, Blue Nile, and Home Depot CLI!

@Loques wrote:

Hey, it's small but I'll take it (considering where I started - truly somewhere in the high 400s/low 500s)!

 

Over the past month or so:

 

CareCredit: 3500 ---> 5000 (SP)

Discover It: 1700 ---> 2500 (HP, called in)

Blue Nile: 3000 ---> 3500 (SP)

Home Depot: 500 ---> 1000 (SP)

 

 

I haven't been applying for new credit but figured I would work on what I have. I took the HP on Discover because I don't plan on applying for anything soon (closed on home this year and car purchased last year). Overall, I'm happy!

 

 

1. Congrats

2. Go back and keep hitting Blue Nile CLI until you get the 7-10 day message... MANY have been able to increase to over 10-$15k from where you started!

3. I would go back and request $10-$15k if not $25k from home depot and get the full counter of what they will give.

Message 4 of 12
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Kenny
Moderator Emeritus
‎06-13-2014 06:41 PM
‎06-13-2014 06:41 PM

Re: Discover It, CareCredit, Blue Nile, and Home Depot CLI!

Are you sure about the SP for Home Depot CLI? Congrats on all your successes though! Smiley Happy

Take the myFICO Fitness Challenge
Message 5 of 12
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MsLadyRover
Valued Contributor
‎06-13-2014 07:31 PM
‎06-13-2014 07:31 PM

Re: Discover It, CareCredit, Blue Nile, and Home Depot CLI!

Nice increases! Congrats x4!


Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)
Take the FICO Fitness Challenge
Message 6 of 12
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Sunshinebiz
New Contributor
‎06-13-2014 07:58 PM
‎06-13-2014 07:58 PM

Re: Discover It, CareCredit, Blue Nile, and Home Depot CLI!

DO IT on the blue nile... Try it out as many times as you can and report back to us. Try it out on the Home Depot too 

Gardening spree went on hiatus but I think it paid off. Now back at it!
Building slowly but surely. Thank you to all members of this community for all the invaluable advice.
Latest that I know of: EX- 671, EQ- 653 TU- 648
Amex Green, Barclay Rewards MC, Cap1 Platinum, Cap1 Quicksilver, Credit One(closed!), WalMart, Amazon, DCU Platinum Visa, Jared Credit, Cap1 Spark business cash back, AMEX corporate Gold, Alliant CU Plat Visa, Suncoast FCU Plat Rewards Visa

Goals by end of January: Amex TE Costco, Amex BCE
Can it be done? It wasn't done by end of Jan, but it's still coming
Message 7 of 12
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CreditHealthy
Established Contributor
‎06-13-2014 09:12 PM
‎06-13-2014 09:12 PM

Re: Discover It, CareCredit, Blue Nile, and Home Depot CLI!

Great!

What's in my sock drawer? NFCU LOC 15,000] NFCU Cash Rewards 20,000][ Golden 1Platinum Rewards Card 6,600 Discover It 5,000,] {NFCU goRewards 17,500} Barclaycard 1250.00,]Cap one 750.00 ], Watering my garden for the next five years:-)
EQUIFAX 727 EXPERIAN 732 TRANSUNION 743 FICO} STARTING SCORE....554 July 2013
Message 8 of 12
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Loques
Regular Contributor
‎06-13-2014 10:46 PM
‎06-13-2014 10:46 PM

Re: Discover It, CareCredit, Blue Nile, and Home Depot CLI!

Well, gave it another shot and...

 

Home Depot to $2200 (more than I requested)

Blue Nile to $3750

 

Thanks for the advice! I think I'm about done and headed to the garden for awhile!

Current Score (11/2020): EQ: 753 | TU: 731 | EX: 749---Starting Score (3/2010): EQ: 522 | TU: 525 | EX: 520---Goal: All 3 FICO 800+
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Message 9 of 12
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Creditaddict
Legendary Contributor
‎06-13-2014 10:48 PM
‎06-13-2014 10:48 PM

Re: Discover It, CareCredit, Blue Nile, and Home Depot CLI!

@Loques wrote:

Well, gave it another shot and...

 

Home Depot to $2200 (more than I requested)

Blue Nile to $3750

 

Thanks for the advice! I think I'm about done and headed to the garden for awhile!

told you to request $10k on HD! Smiley Tongue

and blue nile gave you 7-10 day message after $3750?

Message 10 of 12
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