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Established Contributor
DrZoidberg
Posts: 579
Registered: ‎04-03-2014
0

Re: Discover Luv button works for me now


john398 wrote:

dodgerslv wrote:

no more "your credit increase cannot be processed at this time....yadayada message" Now it tells me to enter amount and ask me other info. About darn time Discover!


is it a HP?


Online it's a YMMV. But if you call the 1-800 Discover number on the card and do the automated one it's a SP (unless told otherwise). Discover will ALWAYS ask you for permission before doing a HP no matter what way you ask for a CLI. I just did one this morning and it was a HP and I knew it would because I did 2 SPs last week but the increase wasn't that great. 


Established Member
junojunowhat
Posts: 16
Registered: ‎02-14-2014
0

Re: Discover Luv button works for me now

[ Edited ]

azguy13 wrote:

junojunowhat wrote:

Mine has given me the We're sorry message since I got the card over a year ago, even though I have received 2 auto CLIs. Strange, becasue I PIF every month and haven't had any baddies since I got the card. Oh well.


I have heard from numerous people that Discover loves when you carry a balance. Another user on the forum has carried a balance since she got the card a couple of years ago and has been averaging 2 Auto CLIs a year.


Well, I've gotten 2 auto CLIs this year, but I don't get the luv button.  Maybe I'll call and ask for one, too.

Discover It - $1500 | Chase Freedom - $1000 | BoA Cash Rewards - $1000 | BillMeLater - $501
Senior Contributor
yudeology101
Posts: 4,652
Registered: ‎06-21-2012
0

Re: Discover Luv button works for me now

[ Edited ]

Discover hates me...not only the luv button is broken for me, they're still not sending me the courtesy $5 Starbucks card.  :smileysad:

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +13more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 9/12/14*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 as of 12-12-13)
Community Leader
Valued Contributor
azguy13
Posts: 5,381
Registered: ‎04-30-2013
0

Re: Discover Luv button works for me now


yudeology101 wrote:

Discover hates me...not only the luv button is broken for me, they're still not sending me the courtesy $5 Starbucks card:smileysad:


They called me and said they can no longer issue you any $5 Starbucks cards do to you being wired enough as it is :smileyvery-happy:




NFCU Flagship $25,000 I AMEX SPG $23,000 I Chase Sapphire Preferred $17,500 I Discover IT $12,000 I
Established Contributor
awdsmama
Posts: 756
Registered: ‎01-20-2012
0

Re: Discover Luv button works for me now


azguy13 wrote:

Let us know what they say when you call for the SP CLI. I am a new Discover customer and would like to learn as much as possible about them. I wont be due for a CLI for another 5 months or so. I hear they really only give one after 6 months for new customers

 

Edit: Spelling


This was my experience as well.  I opened the card in 2/2013 with a $3,000 limit.   In August 2013 they auto-cli'd me to $5,200.   Haven't heard a word since, although I did see they did an A/R on my TU report on 3/31.

Fico: 701 (5/22/14) 682 (5/9/2014)
Discover IT $5,200 / CU Visa $1,000 / JC Penny$3,000
App Free since 2/2013
Valued Contributor
dodgerslv
Posts: 1,843
Registered: ‎06-16-2012
0

Re: Discover Luv button works for me now

well just an update, i called the CSR and indeed a HP was needed to proceed with any increase. My Discover is at 2500 which is on of my lowest prime card liimits. Well, i guess i have to go back to the garden cuz i proceeded with the HP (since only have 4 on TU which is who they pulled.) and CLI was approved! My limit now is 8k! Now i do like Discover!!


Cards: (Citi- 82.7k) (Chase- 65k)) (US Bank- 18k) (Amex- 22.5k) (Barclays-40k) (BofA- 68k) (Cap1- 49.5K) (WF- 11k) (Penfed- 22.5k) (Discover- 8k) (Sync/GE- 15.7k) (NASA- 30k) (Diners- 15k)
Fico 08 scores (8/27/14) EX: 772 TU: 767 EQ: 778 (Utilization at 8% right now).





Moderator
Kenny
Posts: 6,409
Registered: ‎01-15-2009
0

Re: Discover Luv button works for me now

I would try calling the automated for anyone who doesn't want to do a HP -- I've been very successful with Discover giving SP CLIs at multiple times during the year.
Starting Score: EQ04: 748 (1/31/14) - TU08: 755 (1/06/14)
Current Score:EX08:779(12/25) - EQ04:770(10/31) - EQ08:784(12/26) - TU08:800(12/27)
Goal Score: 800+
Moderator
Kenny
Posts: 6,409
Registered: ‎01-15-2009
0

Re: Discover Luv button works for me now


dodgerslv wrote:

well just an update, i called the CSR and indeed a HP was needed to proceed with any increase. My Discover is at 2500 which is on of my lowest prime card liimits. Well, i guess i have to go back to the garden cuz i proceeded with the HP (since only have 4 on TU which is who they pulled.) and CLI was approved! My limit now is 8k! Now i do like Discover!!


Well, congrats on your CLI! It was worth the HP. :smileyhappy:

Starting Score: EQ04: 748 (1/31/14) - TU08: 755 (1/06/14)
Current Score:EX08:779(12/25) - EQ04:770(10/31) - EQ08:784(12/26) - TU08:800(12/27)
Goal Score: 800+
New Contributor
Shelly313
Posts: 201
Registered: ‎04-02-2014
0

Re: Discover Luv button works for me now


KennyRS wrote:
I would try calling the automated for anyone who doesn't want to do a HP -- I've been very successful with Discover giving SP CLIs at multiple times during the year.

thats good to know.  thank you!

 

What is the automated number?

Started Gardening 4/3/2014

Current Score: (04/2014) EX: 629 I TU: 650 I EQ: 654

In my Wallet:
Barclays NFL: $2000 I VS: $700 I Discover: $1600 I AU: Amex ED $2000
New Contributor
Shelly313
Posts: 201
Registered: ‎04-02-2014
0

Re: Discover Luv button works for me now


dodgerslv wrote:

well just an update, i called the CSR and indeed a HP was needed to proceed with any increase. My Discover is at 2500 which is on of my lowest prime card liimits. Well, i guess i have to go back to the garden cuz i proceeded with the HP (since only have 4 on TU which is who they pulled.) and CLI was approved! My limit now is 8k! Now i do like Discover!!


Congrats!!  :smileyhappy:

Started Gardening 4/3/2014

Current Score: (04/2014) EX: 629 I TU: 650 I EQ: 654

In my Wallet:
Barclays NFL: $2000 I VS: $700 I Discover: $1600 I AU: Amex ED $2000

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