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Discover Luv

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Anonymous
Not applicable

Re: Discover Luv

Congrats! Smiley Happy Did the pull HP or SP? They gave me a stingy 750limit 5 months ago but I think it's about time for a CLI. lol

Message 11 of 21
MissMoni223
Senior Contributor

Re: Discover Luv

CONGRATS on your auto luv from Discover!!!

Gardening Until Further Notice
15 Credit Cards (12 Major Banks & 3 Store Cards)
Message 12 of 21
C24Webb
Regular Contributor

Re: Discover Luv


@Kellan wrote:

After some forum reading yesterday and seeing my lowest score go up. I decided to try the luv button at Discover. They gave me the 7-10 day message, but when I logged into my account today I saw they changed my limit to $11,500. That is a 4k increase on an account that is 5 months old. I know many people have issues with Discover, but I have to say they have treated me well in this short time. They have great customer service the couple of times I have called. 


 

Definitely agree with this... I applied for the it in February and received a $3,500 SL, SPd to $7,000 six months later, auto/SPd three months later to my current limit of $10,700. Seriously feeling Discover's luv.  

 

Anyway, congrats with the great increase! 

Card/Limit/Opened — Discover it: $27,600 2/14 | Chase Sapphire Preferred: $10,500 7/14 | Banana Republic Visa: $10,000 7/14 | USAA Cash Rewards Visa Signature: $9,000 6/11 | Chase Freedom: $2,000 3/12
History — AAoA: 42 months | Oldest account: 119 months (including AU) | Inquiries: 1 EX 0 EQ 0 TU | Score: 765 (Discover TU) 750 (USAA CreditCheck Monitoring EX FAKO)
Message 13 of 21
Anonymous
Not applicable

Re: Discover Luv

Very nice CLI, congrats

Message 14 of 21
Anonymous
Not applicable

Re: Discover Luv

usually its soft if you request it online and its under $4,000 with a year account but yours 5 months old was it hard or soft pull ? 

 

Message 15 of 21
nino
Valued Member

Re: Discover Luv

 
Message 16 of 21
nino
Valued Member

Re: Discover Luv

That's great! Congrats!!
Message 17 of 21
Anonymous
Not applicable

Re: Discover Luv

Congrats!

Message 18 of 21
NRB525
Super Contributor

Re: Discover Luv


@Kellan wrote:

After some forum reading yesterday and seeing my lowest score go up. I decided to try the luv button at Discover. They gave me the 7-10 day message, but when I logged into my account today I saw they changed my limit to $11,500. That is a 4k increase on an account that is 5 months old. I know many people have issues with Discover, but I have to say they have treated me well in this short time. They have great customer service the couple of times I have called. 


Congratulations!

 

What are your scores? What is your charge/payment history with this card?

 

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 19 of 21
CreditMagic7
Mega Contributor

Re: Discover Luv

Congrats!

Message 20 of 21
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