Friends, I have been contemplating for a long time whether I should apply for Discover. I have been getting pre-approval offers in mail. I hesistated because, I had a bad account with them in the past (7 years ago) for $1000.
After following many of our fellow posters experiences, I decided to apply for it. I am extremely happy to let you know that I was instantly approved for a credit limit of $4,500. Its my second highest limit after my US Bank Cash Plus card ($5,000).
I am extremely excited!!!!! Thank you so much for all the suggestions and help. This forum rocks!!!!!
Thanks Epcot. I didnt expect them to give me such a nice limit! Very happy about it!
Good for you! Bet your heart was beating a little faster than usuall pushing that "Submit" button.
Congrats! Sounds like you are building a nice credit card portfolio.
Thanks Kevinjjc. I have learned my lessons from the past bad experiences. I have been very careful and working on building a good credit profile. Thanks to the knowledge and advices from many good fellow posters here!