Reply
Established Contributor
Posts: 638
Registered: ‎09-18-2011
0

Discover More Instant Approval!!!!!!!

 

Friends, I have been contemplating for a long time whether I should apply for Discover. I have been getting pre-approval offers in mail. I hesistated because, I had a bad account with them in the past (7 years ago) for $1000.

 

After following many of our fellow posters experiences, I decided to apply for it. I am extremely happy to let you know that I was instantly approved for a credit limit of $4,500. Its my second highest limit after my US Bank Cash Plus card ($5,000). 

 

I am extremely excited!!!!!  Thank you so much for all the suggestions and help. This forum rocks!!!!!


Starting Score: EQ=665,TU=618 on Oct 9,2010
EQ=702,TU=725 on Apr 11, 2012 EQ=705 on Oct 31, 2012 Current Score: EQ=702, TU=714 on Dec 8, 2012
Goal Score: 750

Take the FICO Fitness Challenge
Valued Contributor
Posts: 2,789
Registered: ‎10-10-2012
0

Re: Discover More Instant Approval!!!!!!!

Fantastic, Congrats on your approval and nice CL!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 816 EX 780 TU 823
App free since 4/11/13
Established Contributor
Posts: 638
Registered: ‎09-18-2011
0

Re: Discover More Instant Approval!!!!!!!

Thanks Epcot. I didnt expect them to give me such a nice limit!  Very happy about it!


Starting Score: EQ=665,TU=618 on Oct 9,2010
EQ=702,TU=725 on Apr 11, 2012 EQ=705 on Oct 31, 2012 Current Score: EQ=702, TU=714 on Dec 8, 2012
Goal Score: 750

Take the FICO Fitness Challenge
Established Contributor
Posts: 797
Registered: ‎05-01-2012
0

Re: Discover More Instant Approval!!!!!!!

Congrats!


Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
Established Contributor
Posts: 638
Registered: ‎09-18-2011
0

Re: Discover More Instant Approval!!!!!!!

Thanks rtw!


Starting Score: EQ=665,TU=618 on Oct 9,2010
EQ=702,TU=725 on Apr 11, 2012 EQ=705 on Oct 31, 2012 Current Score: EQ=702, TU=714 on Dec 8, 2012
Goal Score: 750

Take the FICO Fitness Challenge
Valued Contributor
Posts: 1,396
Registered: ‎01-14-2009
0

Re: Discover More Instant Approval!!!!!!!

Congrats! Sounds like you are building a nice credit card portfolio.
Established Contributor
Posts: 574
Registered: ‎06-04-2012
0

Re: Discover More Instant Approval!!!!!!!

Very nice!

 

~kn


EQ: 700 (FICO ScoreWatch) 11/26/14
EX: ??? (No Current)
TU: 681 (Discover FICO) 11/12/14

Last App 9/22/14... In Garden 'till Summer '15
Valued Member
Posts: 87
Registered: ‎11-28-2012
0

Re: Discover More Instant Approval!!!!!!!

Good for you!  Bet your heart was beating a little faster than usuall pushing that "Submit" button. :smileyvery-happy:

Walmart TU Score 740
Chase Freedom($5000); CitiThankYou Preferred($5000); GEWM Discover($3500); Walmart Store($1300); AMEX Gold; AMEX BCE($6000); GE Discount Tire($1500); Mor Furniture ($4700);Cap1($750)
Established Contributor
Posts: 638
Registered: ‎09-18-2011
0

Re: Discover More Instant Approval!!!!!!!


kevinjjc wrote:
Congrats! Sounds like you are building a nice credit card portfolio.

 

Thanks Kevinjjc. I have learned my lessons from the past bad experiences. I have been very careful and working on building a good credit profile.  Thanks to the knowledge and advices from many good fellow posters here!


Starting Score: EQ=665,TU=618 on Oct 9,2010
EQ=702,TU=725 on Apr 11, 2012 EQ=705 on Oct 31, 2012 Current Score: EQ=702, TU=714 on Dec 8, 2012
Goal Score: 750

Take the FICO Fitness Challenge
Established Contributor
Posts: 638
Registered: ‎09-18-2011
0

Re: Discover More Instant Approval!!!!!!!

 

Thanks Kn!


knoregs wrote:

Very nice!

 

~kn





Starting Score: EQ=665,TU=618 on Oct 9,2010
EQ=702,TU=725 on Apr 11, 2012 EQ=705 on Oct 31, 2012 Current Score: EQ=702, TU=714 on Dec 8, 2012
Goal Score: 750

Take the FICO Fitness Challenge
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.