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Discover More Instant Approval!!!!!!!

Established Contributor

Discover More Instant Approval!!!!!!!

 

Friends, I have been contemplating for a long time whether I should apply for Discover. I have been getting pre-approval offers in mail. I hesistated because, I had a bad account with them in the past (7 years ago) for $1000.

 

After following many of our fellow posters experiences, I decided to apply for it. I am extremely happy to let you know that I was instantly approved for a credit limit of $4,500. Its my second highest limit after my US Bank Cash Plus card ($5,000). 

 

I am extremely excited!!!!!  Thank you so much for all the suggestions and help. This forum rocks!!!!!


Starting Score: EQ=665,TU=618 on Oct 9,2010
EQ=702,TU=725 on Apr 11, 2012 EQ=705 on Oct 31, 2012 Current Score: EQ=702, TU=714 on Dec 8, 2012
Goal Score: 750

Take the FICO Fitness Challenge
Message 1 of 11
10 REPLIES
Valued Contributor

Re: Discover More Instant Approval!!!!!!!

Fantastic, Congrats on your approval and nice CL!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Message 2 of 11
Established Contributor

Re: Discover More Instant Approval!!!!!!!

Thanks Epcot. I didnt expect them to give me such a nice limit!  Very happy about it!


Starting Score: EQ=665,TU=618 on Oct 9,2010
EQ=702,TU=725 on Apr 11, 2012 EQ=705 on Oct 31, 2012 Current Score: EQ=702, TU=714 on Dec 8, 2012
Goal Score: 750

Take the FICO Fitness Challenge
Message 3 of 11
Established Contributor

Re: Discover More Instant Approval!!!!!!!

Congrats!


Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
Message 4 of 11
Established Contributor

Re: Discover More Instant Approval!!!!!!!

Thanks rtw!


Starting Score: EQ=665,TU=618 on Oct 9,2010
EQ=702,TU=725 on Apr 11, 2012 EQ=705 on Oct 31, 2012 Current Score: EQ=702, TU=714 on Dec 8, 2012
Goal Score: 750

Take the FICO Fitness Challenge
Message 5 of 11
Valued Contributor

Re: Discover More Instant Approval!!!!!!!

Congrats! Sounds like you are building a nice credit card portfolio.
Message 6 of 11
Established Contributor

Re: Discover More Instant Approval!!!!!!!

Very nice!

 

~kn


EQ: 700 (FICO ScoreWatch) 11/26/14
EX: ??? (No Current)
TU: 681 (Discover FICO) 11/12/14

Last App 9/22/14... In Garden 'till Summer '15
Message 7 of 11
Valued Member

Re: Discover More Instant Approval!!!!!!!

Good for you!  Bet your heart was beating a little faster than usuall pushing that "Submit" button. Smiley Very Happy

Walmart TU Score 740
Chase Freedom($5000); CitiThankYou Preferred($5000); GEWM Discover($3500); Walmart Store($1300); AMEX Gold; AMEX BCE($6000); GE Discount Tire($1500); Mor Furniture ($4700);Cap1($750)
Message 8 of 11
Established Contributor

Re: Discover More Instant Approval!!!!!!!


kevinjjc wrote:
Congrats! Sounds like you are building a nice credit card portfolio.

 

Thanks Kevinjjc. I have learned my lessons from the past bad experiences. I have been very careful and working on building a good credit profile.  Thanks to the knowledge and advices from many good fellow posters here!


Starting Score: EQ=665,TU=618 on Oct 9,2010
EQ=702,TU=725 on Apr 11, 2012 EQ=705 on Oct 31, 2012 Current Score: EQ=702, TU=714 on Dec 8, 2012
Goal Score: 750

Take the FICO Fitness Challenge
Message 9 of 11
Established Contributor

Re: Discover More Instant Approval!!!!!!!

 

Thanks Kn!


knoregs wrote:

Very nice!

 

~kn





Starting Score: EQ=665,TU=618 on Oct 9,2010
EQ=702,TU=725 on Apr 11, 2012 EQ=705 on Oct 31, 2012 Current Score: EQ=702, TU=714 on Dec 8, 2012
Goal Score: 750

Take the FICO Fitness Challenge
Message 10 of 11